Topic
Organizing Your Finances
How to Effectively Communicate with Creditors
Whether you need to request a credit limit increase, adjust your payment date, or discuss hardship programs, at some point everyone will need to communicate with their creditors. There are several things you can do to help ensure these calls go smoothly and yield the results you’re hoping for. Here are 5 tips you can […]
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7 Tips for Financial Spring Cleaning
Spring’s arrival is the perfect time to tackle ambitious spring cleaning projects like purging closets and pantries. But spring cleaning should go beyond living spaces—your finances can likely use some attention, too. Here are several ways you can review and refresh your financial life: Refresh your budget A realistic and balanced budget is the #1 tool […]
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Here’s What to Do if You Can’t Pay Rent
When planning your monthly budget, you always want to make paying rent your priority. Keeping a roof over your head even takes precedence over other payments, such as credit card bills. But what happens if you realize you just can’t make rent for the upcoming month no matter how far you stretch your budget? Here’s […]
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Tips for an Easy Fall Finance Checkup
With summer quickly coming to a close, it’s the perfect time to check in on your finances. The change of seasons is always a good time to take stock of where you are and what you’re doing financially, and make any necessary adjustments you need to reach your financial goals. It might surprise you how […]
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5 Tips to Help You Pay Bills on Time, Every Time
The three major credit bureaus take several factors into account when determining your credit scores. But there is one factor that has the most impact: whether or not you pay your bills on time. In fact, payment history makes up 35% of your FICO score. Even a single late payment can cause your score to […]
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5 Easy Ways to Cut Down on Financial Clutter
As we approach the New Year, it’s time to start thinking about ways to streamline and make life easier. Reducing the financial clutter in your life will go a long way toward doing both. Just what is financial clutter? In addition to obvious things like paper statements, it’s also things you might not think of, […]
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Credit Lock or Credit Freeze. What’s the Difference?
If it seems it’s getting harder to protect your personal and financial information, you’re not wrong. As more of our financial activities migrate online, hackers and thieves are working overtime to find ways to compromise it. Fortunately, there are also more options for keeping your information safe and out of the wrong hands. Two of […]
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Conduct a Mid-year Financial Resolution Checkup
With the year more than half over, it’s time for a mid-year financial resolution checkup. If you’ve been making progress on your resolutions — way to go! If you haven’t, don’t worry. There’s still plenty of time to work on them before the year ends. And even if you didn’t make any, it’s a good […]
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5 Easy Ways to Simplify Your Financial Life
If you feel like there’s always more to do and less time to do it, you’re not alone. We all seem to lead busier, more chaotic lives than ever before. Fortunately, your financial life doesn’t have to be a never-ending cycle of confusion and busy work. There are plenty of small, manageable things you can […]
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Missed a Credit Card Payment? Here’s What Happens.
We all make financial mistakes now and then. But missing a credit card payment is one you should try your best to avoid. Not only can it throw off your whole budget (you’ll have to pay twice as much or more next month), even one missed payment can have lasting negative effects on your credit. […]
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