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Keeping track of your money and planning for the future is critical to achieving your best possible financial health. If you know how much money you have, where you are putting it and the best way to save, you can better plan for the future. Use the personal finance calculators below to figure out your situation and what you can do with your money.


When you have credit card debt, it’s important to know how long it’s going to take to pay it off. Use our credit card payoff calculator to see how long it will take with what you’re paying now. Then, see how much more progress you can make by paying more each month or making extra payments.

Understanding how much money you have coming in, going out and where it’s going is the cornerstone of budgeting and effectively managing your finances. Use our expenses calculator to create a baseline budget and start saving money.

Now more than ever, it’s essential to work toward having 3-6 months’ of living expenses saved in an emergency fund. See how much you need to save from every paycheck to reach a fully-funded emergency savings account.

Understanding your personal net worth can help you make better financial decisions now and help you effectively plan for your financial future. You need to know your net worth when making important decisions regarding saving, investing and retirement.

Businesses use cash flow statements to determine their income and expenses and assess profitability. A personal cash flow statement can help you evaluate your income and expenses to see if you are running in the black — or in the red — every month.

Watch your retirement savings grow more quickly when you contribute more to your 401(k) every month. Use this calculator to estimate how much more you could accumulate, taking into account any employer match (if applicable).

Some people decide to take a loan out against their retirement fund to help pay off large or high-interest expenses. Utilize this calculator to determine how this type of loan may affect your situation so you can decide if early withdrawal is right for you.

Student loans are a long-term financial burden for many borrowers. See how long it will take you to pay off your current student loans. Keep in mind, there are many repayment options other than standard repayment.

When you’re buying a home, mortgage lenders are interest in your full financial picture. They look at all of your liabilities and obligations, including vehicle loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Our home affordability calculator helps you determine how much you can afford to pay for a home.

Deciding whether to rent or buy? These calculators walk you through some scenarios to see which is the better decision based on your current financial situation.

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