We are here to help you navigate the complex bankruptcy process. These two online courses will help you meet the federal government’s requirements for pre-filing credit counseling and post-filing debtor education. In addition, these courses will help familiarize you with all available options and assist you in understanding the details of the process.
Credit Counseling Course
If your bankruptcy petition has not been filed, you need to complete the Credit Counseling course.
This course, Counseling in Motion, has been approved by the United States Trustee Program. The course will help you make an educated decision, alone or with your attorney, about filing a bankruptcy petition.
Pre-Filing Credit Counseling is a required course that will need to be completed before filing for bankruptcy. Once the course is complete, you will be provided with a completion certificate, which will need to be presented to the court at the time of filing.
Debtor Education Course
If your bankruptcy petition has been filed, you need to complete the Debtor Education course.
This course, Money in Motion, has been approved by the United States Trustee Program. The course will educate you on financial and budgeting topics to help build the knowledge and skills you need for a healthy financial future.
Post-Filing Bankruptcy Debtor Education is a required course that will need to be completed after filing for bankruptcy. Once the course is complete, you will be provided with a completion certificate, which will then need to be presented to the court before your debt will be discharged.
- Bankruptcy Resources
Below are informational links that may assist you if you have filed for bankruptcy, are considering filing for bankruptcy, or just want to learn more.
- Summary of Consumer Bankruptcy Provisions of Reform Act by Hon. Eugene R. Wedoff
- Census Figures For Median Incomes
Note: The current IRS Financial Collection standards referenced by the Reform Act are also available at the above link.
- Interim Official Rules
- New and Revised Bankruptcy Forms
- News and Updates About the Reform Act
- State Exemptions
- Listing of State Administrative Expense
- Calculate Lookback or Lookforward Dates Online
- U.S.Trustee Program Official Web Site
- Means Testing Information and Charts
This Web site offers links to all federal bankruptcy courts.
- Notice of Domestic Support Agencies
- Notice of Domestic Support Obligation
- Bankruptcy Statistics
- American Bar Association
You can find a link to your local Bar Association by visiting the American Bar Association’s Web page.
- The American Bankruptcy Institute
This Web site is a good resource for information about the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
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