Buy a Home

If you’re looking to purchase your first home, our online workshop can provide the convenience and certification you need to qualify for down-payment assistance. We also offer one-on-one counseling to help guide you through common homebuyer issues, from understanding lender guidelines to managing costs of homeownership.

Save my Home

You may qualify for up to $100,000 in funds granted to the State of Arizona for principal reduction, mortgage payment assistance, bringing your mortgage current or eliminating your second mortgage. Our certified housing counselors can review your information and find out if you qualify for these funds.

Reverse Mortgage Counseling

A reverse mortgage may provide you with financial relief, but be sure to get unbiased information and understand all of your options before making a choice. Take Charge America’s HUD-approved counseling will help protect you from scams.

Lender Support

Take Charge America is focused on helping people achieve their financial goals. Our highly-trained counselors and knowledge of government support programs make us an ideal partner for people who are working with lenders, but need additional program support or certification to qualify for assistance.


Call 1-866-987-2008 to speak with a certified housing counselor. We are here Monday through Friday, 8 a.m. to 5 p.m. Arizona Standard Time, to answer your questions and explore your options.

I just wanted to tell you how much I/we are so grateful for the help you gave us on saving our home. You gave me hope when everyone else was slamming doors in my face. Thank you. Thank you for listening to me, not judging me, and helping us.

Instead of having our house auction today and having to move, I was able to wake up today with the only stress of having to wake up my little girl and getting her dressed for picture day today at her daycare. Thank you so very much.

- Erin, Robert, and Destiny H. (plus our 2 dogs, cat and bunny)
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