Since 1987, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and independence.

Our commitment to financial education has helped us become one of the largest nonprofit credit counseling and debt management agencies in the nation. We have helped more than 2 million people manage their finances and repay more than $6 billion in personal debts.

Get to Know Take Charge America

Core Values

  1. Commitment to quality service and education
  2. Accountability to the public
  3. Commitment beyond the law
  4. Respect for pluralism and diversity
  5. Transparency, integrity and honesty
  6. Accuracy, timeliness and follow through
  7. Responsible stewardship of resources
  8. Respect for the worth and dignity of individuals
  9. Commitment to excellence, always

Mission Statement

Take Charge America provides financial education and services to improve the lives of individuals and families.

Vision Statement

Take Charge America will be an essential lifelong resource for those seeking education, guidance, options and solutions for improving their financial health.

Take Charge America Code of Ethics

Our stakeholders entrust to us their confidence of fair, accurate and ethical performance in the best interest of all concerned. We will always take all reasonable actions to establish and maintain this trust.

Adherence to the law is the minimum standard of expected behavior. We commit to legal compliance and to integrity in all employee-related transactions, accounting practices and client services. We embrace the spirit of the law, often going beyond legal requirements to make sure what we do meets the expectations of the public.