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We understand how financial struggles can impact many areas of your life. In addition to the resources we provide at Take Charge America, we’ve compiled a list of other organizations offering consumer services and support.

No matter what situation you’re in now, you can take comfort in knowing there is a way out of debt, and you won’t be in this situation forever. Please call us at 866-528-0588 if you need additional help or guidance.

  • Bankruptcy/Legal

    FindLaw provides a lawyer search in addition to detailed information about legal issues like bankruptcy, family law, and employment law.

    National Association of Consumer Advocates (NACA)
    NACA is a non-profit association of lawyers committed to promoting justice for consumers. Its members represent those victimized by fraudulent, abusive, and predatory business practices.

  • Consumer Information

    Aunt Bertha

    Search by zip code for free or reduced cost services in your community such as medical care, food, job training, utility assistance and more.

    2-1-1 United Way

    Spearheaded by the United Way and the Alliance for Information and Referral Systems, 2-1-1 is a telephone number that connects consumers with community services.

    American Association of Retired Persons (AARP)

    AARP is a non-profit, non-partisan membership organization that helps people 50 and over improve the quality of their lives.

    Credit Bureaus
    Experian – Trans Union – Equifax
    888-397-3742 | 800-916-8800 | 800-685-1111 | |

    These are the three major credit reporting agencies in the United States.

    Annual Credit Report
    877-322-8228 is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting agencies.

    Do Not Call Registry

    Register your phone number on the Do Not Call Registry to be removed from telemarketing lists.

    U.S. Department of Education

    This comprehensive website offers information on financial aid, student loans, scholarships and education grants and more.


    You can obtain your FICO score (the credit score used by most creditors) at this web address.

    Government Benefit Programs
    800-333-4636 is the official benefits website for the U.S. government. It contains information on more than 1,000 benefit and assistance programs.

    Opt-Out Pre-screen
    888-567-8688   TDD: 877-730-4105

    Opt-Out Pre-screen enables consumers to opt out of receiving credit card applications and offers in the mail. Registration is active for five years.

    Social Security
    800-772-1213   TTY 800-325-0778 |

    Social Security benefits vary from state to state. Locate your local office to determine your benefits. You can use the eligibility screening tool.

    United Way

    United Way helps create opportunities for a better life through education, income and health care.

  • Employment

    Job Bank Information
    877-348-0502   TTY: 877-348-0501

    Operated by the U.S. Department of Labor, regional offices of Career One Stop provide resources and training programs to individuals facing serious barriers to employment. The centers offer workshops in interview skills and resume writing.

    U.S. Department of Labor (DOL), Career One Stop Centers

    You can find local career one stop centers with this locator.

  • Food

    Feeding America Food Bank Network

    Feeding America is the nation’s largest charitable hunger-relief organization. Its 200+ member food banks and food-rescue organizations serve all 50 states, the District of Columbia and Puerto Rico.

    Food and Nutrition Service (FNS)
    800-221-5689 | 703-305-2062

    FNS offers resources and advice on good nutrition and food shopping. Information on food stamp services is also available.

  • Housing

    Department of Housing and Urban Development (HUD Counseling Line)

    HUD’s website is a comprehensive resource for buying and selling homes, consumer rights and help for the homeless.

    Enterprise Community Partners, Inc.

    Working with a national network of 2,500 non-profit partners, Enterprise creates opportunities for affordable homes, safer streets, and access to jobs and childcare.

    The Federal Emergency Management Agency (FEMA)

    FEMA provides emergency relief for disaster victims.

    Hope Now
    888-995-HOPE (4673)

    Hope Now represents a group of lenders, housing counselors and others who are available to help homeowners struggling with their mortgage payments.

    Loan Modification Scam Alert

    The Loan Modification Scam Alert is an online resource where seniors can learn how to spot mortgage scams and how to report them.

    Making Home Affordable

    Making Home Affordable is a federal program aimed at curbing foreclosures. It offers modifications and refinances to qualified homeowners, as well as localized resources. The site provides tools to empower homeowners to determine relief options.

    Red Cross

    The Red Cross provides disaster relief in crisis situations.

  • Medical

    Benefits Check Up – National Council on the Aging

    The Benefits Check Up website houses an online directory where seniors can locate and enroll in programs to help pay for prescription drugs, utility bills, meals, health care and other needs.

    Centers for Disease Control and Prevention (CDC)

    The CDC provides information to enhance health decisions, and it promotes health through partnerships with state governments and other organizations.

    Centers for Medicare & Medicaid Services (CMS)

    The CMS website offers detailed information on Medicare, Medicaid, and SCHIP (State Children’s Health Insurance Plan).

    Finding Health Insurance

    Get information on how to find and sign-up for health insurance including the ACA, COBRA, long term care and health care for people with disabilities.

    A federal government website designed to help people find insurance, learn about prevention, compare care quality, and understand the new healthcare law.


    The American Hospice Foundation, a 501(c)(3)non-profit organization, supports programs that serve the needs of terminally ill and grieving individuals of all ages.
    877-543-7669 provides information on free and low-cost health insurance for children up to age 18.

    Needy Meds

    Needy Meds helps consumers locate patient assistance programs in their respective states. It also offers valuable coupons and discount cards to assist with cost reductions on medications.

    Partnership for Prescription Assistance (PPA)

    The PPA helps qualifying patients without prescription drug coverage get the medicines they need for free or nearly free.

    U.S. Department of Health and Human Services (HHS)

    The HHS is the federal government’s principal agency for protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves.

  • Mental Health

    Alcoholics Anonymous (AA)

    AA is a twelve-step program for men and women who wish to stop drinking alcohol.

    National Domestic Violence Hotline

    The hotline provides immediate crisis intervention for those in need. Callers can receive counseling and can be referred directly to help in their communities, including emergency services and shelters.

    Gamblers Anonymous

    Gamblers Anonymous is a twelve-step program for problem gamblers.

    Narcotics Anonymous (NA)

    Modeled after Alcoholics Anonymous, NA is a twelve-step program for recovery from drug addiction.

    National Crisis Lifeline (Suicide hotline)

    National Institute of Mental Health (NIH)

    The NIH is the largest scientific organization worldwide dedicated to researching the understanding, treatment, and prevention of mental disorders.

    National Mental Health Information Center (NMHIC)

    NMHIC was developed as a resource for users of mental health services and their families, the general public, policy makers, providers and the media.

    Salvation Army

    These resources vary from state to state. To locate your state resources please go to the web address.

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