We understand how financial struggles can impact many areas of your life. In addition to the resources we provide at Take Charge America, we’ve compiled a list of other organizations offering consumer services and support.

No matter what situation you’re in now, you can take comfort in knowing there is a way out of debt and you won’t be in this situation forever. Please call us at 866-528-0588 if you need additional help or guidance.

  • Bankruptcy/Legal
    • FindLaw
      www.findlaw.com

      FindLaw provides a lawyer search in addition to detailed information about legal issues like bankruptcy, family law, and employment law.

    • National Association of Consumer Advocates (NACA)
      consumeradvocates.org/

      NACA is a non-profit association of lawyers committed to promoting justice for consumers. Its members represent those victimized by fraudulent, abusive, and predatory business practices.

  • Consumer Information
    • Aunt Bertha

      www.auntbertha.com/

      Search by zip code for free or reduced cost services in your community such as medical care, food, job training, utility assistance and more.

    • 2-1-1 United Way
      211
      www.211.org

      Spearheaded by the United Way and the Alliance for Information and Referral Systems, 2-1-1 is a telephone number that connects consumers with community services.

    • American Association of Retired Persons (AARP)
      888-687-2277
      www.aarp.org

      AARP is a non-profit, non-partisan membership organization that helps people 50and over improve the quality of their lives.

    • Credit Bureaus
      Experian – Trans Union – Equifax

      888-397-3742 | 800-916-8800 | 800-685-1111
      www.experian.com | www.transunion.com | www.equifax.com

      These are the three major credit reporting agencies in the United States.

    • Annual Credit Report
      877-322-8228
      www.annualcreditreport.com

      AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting agencies.

    • Do Not Call Registry
      888-382-1222
      www.donotcall.gov

      Register your phone number on the Do Not Call Registry to be removed from telemarketing lists.

    • U.S. Department of Education
      www.ed.gov

      This comprehensive website offers information on financial aid, student loans, scholarships,and education grants and more.

    • FICO
      800-319-4433
      www.myfico.com

      You can obtain your FICO score (the credit score used by most creditors) at this web address.

    • Government Benefit Programs
      800-333-4636
      www.benefits.gov

      GovBenefits.gov is the official benefits website for the U.S. government. It contains information on more than 1,000 benefit and assistance programs.

    • Opt-Out Pre-screen
      888-567-8688   TDD: 877-730-4105
      www.optoutprescreen.com

      Opt-Out Pre-screen enables consumers to opt out of receiving credit card applications and offers in the mail. Registration is active for five years.

    • Social Security
      800-772-1213   TTY 800-325-0778
      www.ssa.gov/onlineservices/ | www.benefits.gov/ssa

      Social Security benefits vary from state to state. Locate your local office to determine your benefits. You can use the eligibility screening tool.

    • United Way
      703-836-7112
      www.liveunited.org/myuv

      United Way helps create opportunities for a better life through education, income,and health care.

  • Employment
    • Job Bank Information
      877-348-0502   TTY: 877-348-0501
      www.careeronestop.org/

      Operated by the U.S. Department of Labor, regional offices of Career One Stop provide resources and training programs to individuals facing serious barriers to employment. The centers offer workshops in interview skills and resume writing.

    • U.S. Department of Labor (DOL), Career One Stop Centers
      877-872-5627
      www.servicelocator.org

      You can find local career one stop centers with this locator.

  • Food
    • Feeding America Food Bank Network
      800-771-2303
      www.feedingamerica.org

      Feeding America is the nation’s largest charitable hunger-relief organization. Its 200+ member food banks and food-rescue organizations serve all 50 states, the District of Columbia and Puerto Rico.

    • Food and Nutrition Service (FNS)
      800-221-5689 | 703-305-2062
      www.fns.usda.gov

      FNS offers resources and advice on good nutrition and food shopping. Information on food stamp services is also available.

  • Housing
    • Department of Housing and Urban Development (HUD Counseling Line)
      800-569-4287
      www.hud.gov

      HUD’s website is a comprehensive resource for buying and selling homes, consumer rights and help for the homeless.

    • Enterprise Community Partners, Inc.
      800-624-4298
      www.enterprisefoundation.org

      Working with a national network of 2,500 non-profit partners, Enterprise creates opportunities for affordable homes, safer streets, and access to jobs and childcare.

    • The Federal Emergency Management Agency (FEMA)
      800-621-3362
      www.FEMA.gov

      FEMA provides emergency relief for disaster victims.

    • Hope Now
      888-995-HOPE (4673)
      www.hopenow.com

      Hope Now represents a group of lenders, housing counselors and others who are available to help homeowners struggling with their mortgage payments.

    • Loan Modification Scam Alert
      888-995-4673
      www.loanscamalert.org

      The Loan Modification Scam Alert is an online resource where seniors can learn how to spot mortgage scams and how to report them.

    • Making Home Affordable
      www.makinghomeaffordable.gov

      Making Home Affordable is a federal program aimed at curbing foreclosures. It offers modifications and refinances to qualified homeowners, as well as localized resources.The site provides tools to empower homeowners to determine relief options.

    • Red Cross
      800-733-2767
      www.redcross.org

      The Red Cross provides disaster relief in crisis situations.

  • Medical
    • Benefits Check Up – National Council on the Aging
      www.benefitscheckup.org

      The Benefits Check Up website houses an online directory where seniors can locate and enroll in programs to help pay for prescription drugs, utility bills, meals,health care and other needs.

    • Centers for Disease Control and Prevention (CDC)
      800-232-4636
      www.cdc.gov

      The CDC provides information to enhance health decisions, and it promotes health through partnerships with state governments and other organizations.

    • Centers for Medicare & Medicaid Services (CMS)
      877-267-2323
      www.cms.hhs.gov

      The CMS website offers detailed information on Medicare, Medicaid, and SCHIP (State Children’s Health Insurance Plan).

    • Foundation for Health Coverage Education (FHCE)
      800-234-1317
      www.coverageforall.org

      The FHCE offers resources to help consumers find health insurance coverage.

    • HealthCare.gov
      www.healthcare.gov

      A federal government website designed to help people find insurance, learn about prevention, compare care quality, and understand the new healthcare law.

    • Hospice
      202-223-0204
      www.americanhospice.org

      The American Hospice Foundation, a 501(c)(3)non-profit organization, supports programs that serve the needs of terminally ill and grieving individuals of allages

    • InsureKidsNow.gov
      877-543-7669
      www.insurekidsnow.gov

      InsureKidsNow.gov provides information on free and low-cost health insurance for children up to age 18.

    • Needy Meds
      www.needymeds.com

      Needy Meds helps consumers locate patient assistance programs in their respective states. It also offers valuable coupons and discount cards to assist with cost reductions on medications.

    • Partnership for Prescription Assistance (PPA)
      888-477-2669
      www.pparx.org

      The PPA helps qualifying patients without prescription drug coverage get the medicinesthey need for free or nearly free.

    • U.S. Department of Health and Human Services (HHS)
      877-696-6775
      www.hhs.gov

      The HHS is the federal government’s principal agency for protecting the health ofall Americans and providing essential human services, especially for those who are least able to help themselves.

  • Mental Health
    • Alcoholics Anonymous (AA)
      212-870-3400
      www.aa.org

      AA is a twelve-step program for men and women who wish to stop drinking alcohol.

    • Domestic Violence Hotline
      800-799-7233
      www.domesticviolence.org

      The hotline provides immediate crisis intervention for those in need. Callers can receive counseling and can be referred directly to help in their communities, including emergency services and shelters.

    • Gamblers Anonymous
      888-424-3577
      www.gamblersanonymous.org

      Gamblers Anonymous is a twelve-step program for problem gamblers.

    • Narcotics Anonymous (NA)
      818-773-9999
      www.na.org

      Modeled after Alcoholics Anonymous, NA is a twelve-step program for recovery from drug addiction.

    • National Crisis Lifeline (Suicide hotline)
      800-273-8255
      www.save.org
    • National Institute of Mental Health (NIH)
      866-615-6464
      www.nimh.nih.gov

      The NIH is the largest scientific organization worldwide dedicated to researching the understanding, treatment, and prevention of mental disorders.

    • National Mental Health Information Center (NMHIC)
      800-789-2647
      http://www.mentalhealth.gov/

      NMHIC was developed as a resource for users of mental health services and their families, the general public, policy makers, providers and the media.

    • Salvation Army
      www.salvationarmyusa.org/

      These resources vary from state to state. To locate your state resources please go to the web address.