Contact Take Charge America and Get Debt Help with Lower credit card interest rates and Credit Counseling

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If you have a question, suggestion or need help, please use the form below to contact Take Charge America.

If you'd like to start your free financial assessment, please click here.

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Certified Credit Counselors:
Available Monday – Friday, 6 a.m. – 6 p.m. MST

Certified Student Loan Counselors:
Available Monday – Friday, 6 a.m. – 5:30 p.m. MST

Account Info by Phone:
Available 24 hours: 800-823-7396

Payment Information
Walk-in Payment Hours
Available Monday – Friday, 6 a.m. – 6 p.m.
Arizona Standard Time

Payment Address
Take Charge America
P.O. Box 205839
Dallas TX 75320-5839

Correspondence Address
Take Charge America
P.O. Box 83330
Phoenix, AZ 85071-3330

Principal Location / Overnight Payment Address
20620 North 19th Ave
Phoenix, AZ 85027-3585

Account Processing Fax
623-266-6465