Skip to Content

You comparison-shopped airfare, booked the best hotel rates and found a great deal on a rental car. All that planning ahead is sure to save you money on your vacation. But what about when you reach your destination? It can be tempting to throw caution to the wind and spend freely (you’re on vacation, after all). But it can leave you short on cash partway through your trip and have you reaching for the credit cards, followed by months of debt when you return to real life. These tips will help you have a terrific time while stretching your vacation budget.

Pack Smart

You don’t want to over-pack, but you don’t want to forget the essentials, either. Having to spend vacation money on a phone charger, headphones, first aid supplies—or whatever essential you leave behind — isn’t fun, and you’ll end up paying more than you normally would on the same item at home. Write down a list and check it off as you’re packing so you have everything you need.

Look at Lodging Alternatives

If hotel room rates are out of your price range, consider a few alternatives. Look into renting a home through Air BnB or Vrbo. You’ll enjoy more space, privacy and have a kitchen so you can cook your own meals rather than eating out. Or, plan a trip that allows you to stay with friends or family — just be sure not to overstay your welcome. You could also consider renting an RV; you’ll have a fully self-contained home on wheels that will help you save money on food and lodging.

Stop at the Store

When you reach your destination, find the nearest grocery store and stock up on bottled water, fresh fruit and snacks to keep in your room and take with you on your adventures. It will keep you from raiding the mini bar or buying overpriced treats in the hotel gift shop and when you’re out and about.

Hit the Streets

Not every meal has to be a sit-down event. Food trucks and street vendors often have some of the best local cuisine for less than you’d pay in a restaurant. Do some research ahead of time to find out what’s getting all the buzz or ask friendly locals which food trucks or vendors they never miss.

Skip the Souvenirs

Do you really need more stuff? Rather than spending money on souvenirs that will eventually collect dust or be given away, spend the money on experiences, instead. Be sure to take plenty of photos so you can relive your adventures when you return home. You’ll never regret making a memory, but you will regret wasting your vacation budget on that giant sombrero that won’t fit into your carry-on.

Find the Freebies

When you’re booking your hotel, look for one that offers in-room coffee and free continental breakfast. Simply saving on that one meal each day will leave you with funds left for other things. Many hotels also leave out bowls of fresh fruit or display trays of freshly baked cookies throughout the day. While you’re out and about, look for places that offer free samples, and find out about free local events such as outdoor festivals, concerts or historical sites. Taking advantage of freebies is a fun and easy way to stretch your vacation budget.

woman working on balancing budget

Struggling with Credit Card Debt?

A debt management plan can help:
  • Consolidate monthly payments
  • Lower interest rates
  • Eliminate collection calls

Related Posts

How to Make the Most of an Accountability Partner

If you’re like most people, you have at least one or two goals you’d like to accomplish this year (if not, saving more money is a goal we recommend). But did you know that most of us start to give up on our goals or resolutions as early as the second week of January? One […]

Read More

No More Boring Budgets! 5 Ways to Make it Fun.

For many people, the word ‘budget’ makes them cringe. It conjures up images of penny-pinching, self-denial and not having any fun. But budgeting doesn’t have to be a boring chore. In fact, it shouldn’t be! Planning and managing a budget should actually be something you look forward to doing, because it can help you reach […]

Read More

Do These “Frugal” Habits Really Save Money?

Everyone loves to save money and get more bang for their buck. There are countless money-saving tips that can help you do just that. But there are some so-called frugal habits that seem to make sense until you dig a little deeper and realize they probably aren’t saving you money. And in some cases, they […]

Read More

Call 866-528-0588

Or schedule a call now
Please complete the required fields to continue.
Now Later
By requesting a review you are agreeing to communications from Take Charge America via email, phone and SMS messaging. You can opt out at any time.