How to Build an Emergency Fund
Imagine. It’s nine days before your next paycheck, and your bank account is close to nil. That’s okay for now – you’ve already paid your mortgage, insurance and water bills, and you have a few bucks in your wallet for pizza delivery, a trip to the gas station, and other such “necessities.” But wait. The […]Read More
How to Evolve Your Budget as a First-time Homeowner
Transitioning from life as a renter to a first-time homeowner is a big, exciting step. Many things in your life will change, including how you save and spend money. When you rent your living space, your monthly housing expenses include your rent payment, as well as some or all of your utilities, and that’s about […]Read More
Internet Banking: Is it a Good Deal?
Banks and other depository institutions by the busload are going online with their services. Not long ago the federal banking agencies estimated that more than 3500 depository institutions have active web sites. Most of these sites are informational only. They tell you what services the bank offers, where its facilities are located, and how you […]Read More