Search by zip code for free or reduced cost services in your community such as medical care, food, job training, utility assistance and more.

Spearheaded by the United Way and the Alliance for Information and Referral Systems, 2-1-1 is a telephone number that connects consumers with community services.

AARP is a non-profit, non-partisan membership organization that helps people 50 and over improve the quality of their lives.

Experian – Trans Union – Equifax

These are the three major credit reporting agencies in the United States.

AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting agencies.

Register your phone number on the Do Not Call Registry to be removed from telemarketing lists.

This comprehensive website offers information on financial aid, student loans, scholarships and education grants and more.

You can obtain your FICO score (the credit score used by most creditors) at this web address.

GovBenefits.gov is the official benefits website for the U.S. government. It contains information on more than 1,000 benefit and assistance programs.

Opt-Out Pre-screen enables consumers to opt out of receiving credit card applications and offers in the mail. Registration is active for five years.

Social Security benefits vary from state to state. Locate your local office to determine your benefits. You can use the eligibility screening tool.

United Way helps create opportunities for a better life through education, income and health care.

Operated by the U.S. Department of Labor, regional offices of Career One Stop provide resources and training programs to individuals facing serious barriers to employment. The centers offer workshops in interview skills and resume writing.

You can find local career one stop centers with this locator.

Feeding America is the nation’s largest charitable hunger-relief organization. Its 200+ member food banks and food-rescue organizations serve all 50 states, the District of Columbia and Puerto Rico.

FNS offers resources and advice on good nutrition and food shopping. Information on food stamp services is also available.

HUD’s website is a comprehensive resource for buying and selling homes, consumer rights and help for the homeless.

Working with a national network of 2,500 non-profit partners, Enterprise creates opportunities for affordable homes, safer streets, and access to jobs and childcare.

FEMA provides emergency relief for disaster victims.

Hope Now represents a group of lenders, housing counselors and others who are available to help homeowners struggling with their mortgage payments.

The Loan Modification Scam Alert is an online resource where seniors can learn how to spot mortgage scams and how to report them.

Making Home Affordable is a federal program aimed at curbing foreclosures. It offers modifications and refinances to qualified homeowners, as well as localized resources. The site provides tools to empower homeowners to determine relief options.

The Red Cross provides disaster relief in crisis situations.

The Benefits Check Up website houses an online directory where seniors can locate and enroll in programs to help pay for prescription drugs, utility bills, meals, health care and other needs.

The CDC provides information to enhance health decisions, and it promotes health through partnerships with state governments and other organizations.

The CMS website offers detailed information on Medicare, Medicaid, and SCHIP (State Children’s Health Insurance Plan).

Get information on how to find and sign-up for health insurance including the ACA, COBRA, long term care and health care for people with disabilities.

A federal government website designed to help people find insurance, learn about prevention, compare care quality, and understand the new healthcare law.

The American Hospice Foundation, a 501(c)(3)non-profit organization, supports programs that serve the needs of terminally ill and grieving individuals of all ages.

InsureKidsNow.gov provides information on free and low-cost health insurance for children up to age 18.

Needy Meds helps consumers locate patient assistance programs in their respective states. It also offers valuable coupons and discount cards to assist with cost reductions on medications.

The PPA helps qualifying patients without prescription drug coverage get the medicines they need for free or nearly free.

The HHS is the federal government’s principal agency for protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves.

AA is a twelve-step program for men and women who wish to stop drinking alcohol.

The hotline provides immediate crisis intervention for those in need. Callers can receive counseling and can be referred directly to help in their communities, including emergency services and shelters.