We all need help sometimes. The most important thing to remember is to ask for it as soon as you need it, rather than waiting until a small problem becomes a big one. Take Charge America is always ready to help consumers facing a variety of financial challenges.
Credit Counseling
Take Charge America’s certified counselors provide one-on-one guidance and support through credit counseling, helping you find solutions to your financial challenges and develop a customized budget and action plan for the future. Our credit counseling is confidential, convenient and free. If you prefer, you can complete self-guided credit counseling online in about 20 minutes. You’ll receive a personalized budget and recommended debt solution, which may include a debt management plan.
Debt Management
If you need extra help paying off credit card debt, Take Charge America offers debt management services. We can review your options in detail and recommend next steps, which may include a debt management plan, creditor negotiations or bankruptcy.
Financial Education
Take Charge America offers free educational tools and resources to help you develop effective financial habits, budget to meet living expenses and save for the future. Look through our blog for money-saving tips, and be sure to sign up for live, interactive webinars presented in English and Spanish.