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Do You Need Credit Counseling or Help with Debt?

We all need help sometimes. The most important thing to remember is to ask for it early on, rather than waiting until a small problem becomes a big one. Take Charge America is always ready to help consumers in a variety of financial situations.

Credit Counseling

Take Charge America’s certified counselors provide one-on-one guidance and support through credit counseling, helping you find solutions to your financial challenges and credit counseling, debt help and debt management

develop a customized budget and action plan for the future. Our credit counseling is confidential, convenient and free. If you prefer, you can complete credit counseling online in about 20 minutes. You’ll receive a personalized budget and recommended debt solution, which may include a debt management plan.

Debt Management

If you need extra help paying off personal debts, Take Charge America offers debt management services. We can review your options in detail and recommend next steps, which may include a debt management plan, creditor negotiations or bankruptcy.

Student Loan Counseling

If you’re struggling with federal student loan payments, Take Charge America can help you identify the right course of action for paying back your debt and guide you through numerous repayment options, step-by-step.

Financial Education

Take Charge America offers free educational tools and resources to help you develop effective financial habits, budget to meet living expenses and save for the future.

Take Charge America's Debt Management Service
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