California Residents:
Improve Your Credit and Loan Eligibility with Our FREE Service
If you live in California, you may be eligible for a Loan Qualification Assistance Program funded by a government grant. If you’ve been denied a loan, we can help you with the tools to get approved!
We’ll provide a credit and financial analysis and personalized action plan — at no cost to you! As a HUD-approved housing and financial counseling agency with nearly 40 years of experience, Take Charge America offers certified counselors with proven strategies.
How We Can Help You
Improve your credit score
Lower your debt-to-income (DTI) ratio
Strengthen your ability to qualify for a mortgage
Improve readiness for auto loans, rentals, or refinancing
Explore ways to prevent foreclosure
Learn all options available to you
Ready to Speak to a Certified Counselor?
Call 866-987-2008 or email housing@takechargeamerica.org.
Housing counselors are available Mon – Fri: 8 a.m. – 4 p.m. MST.
