Cash Flow Calculator

Wondering how long it will take to pay off your credit card debt?

Businesses use cash flow statements to determine their income and expenses and assess profitability. A personal cash flow statement can help you evaluate your income and expenses to see if you are running in the black — or the red — every month.

Field Definitions

Current Balance

Enter your total outstanding balance on the credit card.

Annual Interest Rate (%)

Enter the interest rate applied to your credit card (usually found on your billing statement).

Current Monthly

Payment Enter the amount you are currently paying each month.

Additional Monthly Payment (optional)

Add any extra payment you plan to contribute each month to pay down the balance faster.

Start Your Free Credit Counseling Session

You can regain control of your money and peace of mind.

Available online 24/7
Save your progress & return later
Easy process with clear instructions
Download credit report summary

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866-528-0588

EACH YEAR, Thousands Trust TCA to Eliminate Credit Card Debt and Regain Financial Freedom

Testimonial

Empowering Millions to Achieve Financial Freedom

Customer service is impeccable “Customer service is impeccable. I love everyone who works there — I couldn't have done it without your help, patience, and overall kindness. I wouldn’t want to go through a journey like this without your support. It's good to know there are still people who truly care. Thank you from the bottom of my heart. Keep up the awesome work you do. God bless you all — I feel truly blessed to have had your help.”

Monica

“One of the most important reasons TCA was so successful for me comes down to three things: The company is staffed with real professionals who understand debt management and provide honest guidance, advice, and encouragement — always with your best interest at heart. They recognize that life can throw curveballs and respond with support and understanding, not judgment. They truly care and genuinely want you to succeed!”

William

Grateful “I’m truly grateful for this program — it gave me peace of mind. The staff is knowledgeable and ready to help. My experience has been great, and I recommend this company for your debt management needs.”

Georgina

From beginning to the end ,I had a… “From beginning to end, I had a great experience with them. Great customer service — they took the time to explain everything to me and answer all my questions. I’m so happy I was recommended to you guys; that’s why I recommend all my friends who need to join.”

Claudia