Did You Know? The Real Impact of Credit-Getting A Job

A credit report is basically a compilation of your credit history. Your credit score is an estimate of your credit risk, which is based on your credit report. Lenders use this data to determine how likely you’ll be to repay a loan or line of credit. The lower the credit score, the harder it will be to get approved for a loan or land a good interest rate.

However, the impact of your credit score and credit history doesn’t stop with lenders. It can actually affect many other aspects of your daily life. For starters, did you know…?

Did you know credit can impact your ability to land a job?

Are you in the job market? According to a 2010 survey by the Society for Human Resource Management, 13 percent of companies checked credit reports of all candidates when evaluating potential hires. About 47 percent checked select candidates.

Struggling with Credit Card Debt?

A debt management plan can help:

Consolidate monthly payments
Lower interest rates
Eliminate collection calls

Get Debt Help

Creditors Offer Assistance for COVID-19 Circumstances

Virtually all Americans and people around the world are being affected by the global coronavirus disease (COVID-19). For many, it means incomes have been drastically reduced or even eliminated with no warning. Federal relief is on the way, but it will take some time for everyone to receive funds. Fortunately, many creditors are taking steps […]

6 Steps to Take if Your Vehicle is Repossessed

Having a vehicle repossessed is a shocking occurrence. Suddenly, you’re left without transportation to get to work, school and run necessary errands. Although it’s an unfortunate situation, it’s not a hopeless one. If you act quickly, you may be able to get the vehicle back. Here are some steps to take if your vehicle is […]

what are some alternatives to credit card cash advances

What are the Alternatives to Credit Card Cash Advances?

When money is tight, a credit card cash advance can seem like an easy solution. But it comes at a cost. In many cases, a cash advance comes with a higher interest rate than that for credit card purchases. And there’s no grace period; the interest begins to accrue right away. When you begin to […]