Why Choose Our Debt Management Plan
Reduced interest rates
Overall lower monthly payment
One bill to pay each month
Faster payoff than minimum payments
Waived late and overlimit fees
End to collection calls
Not a loan or debt settlement
40 years in nonprofit credit counseling
Get a FREE consultation to see if you qualify. No obligation. No credit impact.
Or call us at 877-822-6060.
Counselors available Mon – Fri: 7 a.m. – 5 p.m. MST.
Virtual Counselor available off hours and weekends.
We’ve helped millions of people pay off debt faster and regain financial control
Our 40-year nonprofit mission means we work for you—not the banks. No pressure. No judgment. No obligation.
Here’s an example of how we can help
If you had $20,000 in credit card debt, see how much faster we could help you pay off the principal by reducing your interest payment:
Save money on your interest rate, monthly payment, and total payment amount—AND shorten your repayment time. Get a personalized quote using the form above.
| Without TCA | With TCA* | Savings | |
|---|---|---|---|
| Estimated Annual Interest Rate | 25% | 1% | 24% |
| Estimated Monthly Payment | $454.99 | $341.87 | $113.12 |
| Estimated # of Months to Repay | 120 | 60 | 60 |
| Estimated Total Payments | $54,598.31 | $20,512.50 | $34,085.81 |
| *Based on average rates and qualifications. | |||
