Take Charge America is a non-profit financial education and credit counseling organization.
We are dedicated to helping people nationwide improve their financial futures through educational outreach, credit counseling and debt management solutions.
Credit Counseling Education really is power when it comes to your finances. We can provide you with the tools, knowledge and customized budget to help you reach your goals.
Debt ManagementOverwhelmed by debt? We have real solutions for real people with serious debt challenges. Support, compassion and education can be found here.
Housing CounselingHomeownership comes with opportunities and challenges. Whether you’re just starting out or seeking guidance in the face of foreclosure, we offer support you need.
Bankruptcy Counseling Bankruptcy is a legal process designed to help consumers and businesses eliminate or repay debts under the protection of the federal bankruptcy court.
Student Loan CounselingAre you struggling to repay student loans? Our specially trained student loan counselors can help you identify the right solution for paying off your debt.
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Ask our resident financial expert, The Budget Doctor, your financial questions.
Financial Article Library Financial Calculators Educator Lesson Plans Consumer Resources
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So the one, simple, foolproof way to guarantee that you will never overspend or abuse credit or get in debt is to use only cash. Read Full Article
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Learn about credit counseling and other financial topics.
Help your youngsters develop smart money management skills with free financial lesson plans, designed for grades 1 – 5.
Take Charge America is proud to be the founding and primary supporter of the Take Charge America Institute at the University of Arizona. Learn how this program helps improve financial literacy nationwide.
Use of technology among senior citizens continues to skyrocket, but many older adults have difficulty using technological tools for financial matters. Learn how you can help your aging parents. Continue reading...
Feeling the pressure to prepare the “perfect” Thanksgiving dinner can trigger the urge to blow your budget on the annual feast. Continue reading...
Whether moving across town or across the country, relocating can be difficult and expensive; often riddled with unexpected costs. Here's how to save more money. Continue reading...
When you purchase a home – whether or not it’s brand new – you will likely be offered a home warranty, but what does it cover, and is it a worthwhile expense? Continue reading...
With a lingering recession and more Americans feeling the pinch, review these tips to cut your health care costs while still accessing the medical care you need. Continue reading...
We are a long standing member of the Better Business Bureau (BBB) and have earned an A+ rating
We have been honored with the coveted BBB Business Ethics Award.
For more information about our BBB accreditation, click here.
DebtFlex is a free tool that generates a customized budget in minutes.
We have highly trained, certified credit counselors who are compassionate and committed to helping you overcome debt challenges.
Learn more about our counselors.
You will receive a comprehensive, customized budget to help you manage your finances.
You will gain access to exclusive financial tools and educational resources… for free.
As a non-profit, our primary goal is helping you achieve financial independence.
For 25 years, we have helped people just like you pay off debts and reach financial goals.
For 25 years, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and financial independence.
Take Charge America's commitment to financial education and personalized support has helped us become one of the most-respected non-profit credit counseling and debt management agencies in the nation. To date, we have helped more than 1.6 million consumers manage their finances and repay more than $5 billion in personal debt.
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Aug 15, 2013, CreditCardGuide.comChief Education Officer Mike Sullivan explains do's and don'ts for negotiating credit card rates.
Aug 9, 2013, Market Watch Take Charge America's Mike Sullivan helps consumers understand who needs home warranties and why.
Aug 1, 2013, Arizona Business MagazineArizona Business Magazine reports on a service milestone achieved by the housing counseling department.
July 31, 2013, KTAR Radio, PhoenixChief Education Officer Mike Sullivan explains the benefits of a home warranty.
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