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  • Your Money Spotlight

    creditScoreHome

    Do’s and Don’ts for Managing Your Credit Score

    Few financial figures are as important as a credit score. The three-digit figure has a major impact on daily life – dictating what you can buy, how much credit you can obtain and even where you live. Continue reading...

    milestones

    Digest Financial Goals One Decade at a Time

    Personal financial management is no small task, and conflicting advice from family and friends can make it even more difficult. So how do you know you’re on the right track? We’ve laid out some basic milestones. Continue reading...

    HealthCareHome

    Your Prescription for Lower Health Care Costs

    With a lingering recession and more Americans feeling the pinch, review these tips to cut your health care costs while still accessing the medical care you need. Continue reading...

    working mothers

    New Moms: Does it Pay to Go Back to Work?

    For many new moms, deciding whether to go back to work or not can be difficult. However, it’s a decision most new mothers must confront. We’re laying out the financial factors you need to consider. Continue reading...

    agingParents1

    How to Discuss Finances with Your Aging Parents

    Are your aging parents financially prepared for the future? Now is the time to broach the topic with your parents – to ask questions, evaluate options and make necessary plans to ensure their financial security. Continue reading...

  • Why Choose TCA?

    Take Charge America BBB A+ Rating

    BBB A+ Accredited Business

    We are a long standing member of the Better Business Bureau (BBB) and have earned an A+ rating

    We have been honored with the coveted BBB Business Ethics Award.

    For more information about our BBB accreditation, click here.

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    Credit Counselors You Can Trust

    We have highly trained, certified credit counselors who are compassionate and committed to helping you overcome debt challenges.

    Learn more about our counselors.

    TCA Financial Education and Budgeting Tools

    Financial Education & Budgeting Tools

    You will receive a comprehensive, customized budget to help you manage your finances.

    You will gain access to exclusive financial tools and educational resources… for free.

    25th anniversary logo

    25 Years Of Helping Consumers

    As a non-profit, our primary goal is helping you achieve financial independence.

    For 25 years, we have helped people just like you pay off debts and reach financial goals.

  • About Take Charge America
    We are a Non-Profit Credit Counseling & Debt Management Agency
    Providing Financial Education & Support

    For 25 years, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and financial independence.

    Take Charge America's commitment to financial education and personalized support has helped us become one of the most-respected non-profit credit counseling and debt management agencies in the nation. To date, we have helped more than 1.6 million consumers manage their finances and repay more than $5 billion in personal debt.

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