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    Credit Counseling

    Credit counseling is a free service that can help you find solutions to your financial challenges. Our certified credit counselors can provide you with the tools, knowledge and budget to help you reach your goals.

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    Debt Management

    Overwhelmed by debt? We have real debt management solutions for real people with serious financial challenges. Support, compassion and education can be found here.

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    Housing Counseling

    Homeownership comes with opportunities and challenges. Whether you’re just starting out or seeking guidance in the face of foreclosure, we offer support you need.

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  • Your Money Spotlight

    Even the tax scales

    Even the Tax Scale

    Unless you like doling out interest-free loans to the government – or cutting a fat check for taxes owed plus penalties and interest – use these tips to break even on your taxes each year. Continue reading...

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    10 Tips to Save $50

    Could you use some extra cash? To help you free up more cash this month, we’ve provided 10 simple ways you can save $50. Continue reading...

    Credit Score

    Real Impact of Credit

    To commemorate National Credit Education Week, we are helping you improve your credit savvy… starting with credit scores and credit reports. Learn how this data can impact much more than your ability to get a loan. Continue reading...

    Consumer Tip of the Month

    Consumer Tip of The Month

    Share your saving and budgeting tips for everyday life. Submit your tip and you may be featured on this website.

    Tweet tips with the hashtag #TCA Solutions or post to our Facebook wall.

  • Why Choose TCA?

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    Best Credit Counselors In The Industry

    We have highly trained, certified credit counselors who understand the issues you face.

    Our counselors are compassionate and committed to helping you overcome debt challenges. Learn more about our counselors.

    TCA Financial Education and Budgeting Tools

    Financial Education & Budgeting Tools

    You will receive a comprehensive, customized budget to help you manage your finances.

    You will gain access to exclusive financial tools and educational resources… for free.

    Take Charge America BBB A+ Rating

    BBB A+ Accredited Business

    We are a long standing member of the Better Business Bureau (BBB) and have earned an A+ rating

    We have been honored with the coveted BBB Business Ethics Award.

    For more information about our BBB accreditation, click here.

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    25 Years Of Helping Consumers

    As a non-profit, our primary goal is helping you achieve financial independence.

    For 25 years, we have helped people just like you pay off debts and reach financial goals.

  • About Take Charge America
    We are a Non-Profit Credit Counseling & Debt Management Agency
    Providing Financial Education & Support

    For 25 years, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and financial independence.

    Take Charge America's commitment to financial education and personalized support has helped us become one of the most-respected non-profit credit counseling and debt management agencies in the nation. To date, we have helped more than 1.6 million consumers manage their finances and repay more than $5 billion in personal debt.

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  • Sign-Up For Take Charge America's E-mail Updates

    Enter your email address to receive educational articles, videos, webinars and other downloads to help you reach your financial goals.


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  • TCA In The News
    Featured News Articles and Videos

    February 25, 2012
    Take Charge America's Mike Sullivan offers viewers tips on how to improve their use of credit.

    February 21, 2012
    Reverse mortgage counselor Marga Garza explains the pros and cons of reverse mortgage loans for senior homeowners.

    February 16, 2012
    Director of Education Mike Sullivan informs viewers about the potential outcomes of co-signing a loan for a family member or friend.

    February 11, 2012
    Take Charge America's Mike Sullivan explains when debt consolidation can assist consumers with personal finance management.

    more news »

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  • Take Charge America, Inc. BBB Business Review




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