Take Charge America is a non-profit financial education and credit counseling organization.
We are dedicated to helping people nationwide improve their financial futures through educational outreach, credit counseling and debt management solutions.
Credit Counseling Education really is power when it comes to your finances. We can provide you with the tools, knowledge and customized budget to help you reach your goals.
Debt ManagementOverwhelmed by debt? We have real solutions for real people with serious debt challenges. Support, compassion and education can be found here.
Housing CounselingHomeownership comes with opportunities and challenges. Whether you’re just starting out or seeking guidance in the face of foreclosure, we offer support you need.
Bankruptcy Counseling Bankruptcy is a legal process designed to help consumers and businesses eliminate or repay debts under the protection of the federal bankruptcy court.
Student Loan CounselingAre you struggling to repay student loans? Our specially trained student loan counselors can help you identify the right solution for paying off your debt.
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About 15 million Americans now have a form of health insurance known as a health savings account or HSA Read Full Article
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Learn about credit counseling and other financial topics.
Help your youngsters develop smart money management skills with free financial lesson plans, designed for grades 1 – 5.
Take Charge America is proud to be the founding and primary supporter of the Take Charge America Institute at the University of Arizona. Learn how this program helps improve financial literacy nationwide.
It’s tax season, and many Americans look forward to receiving a refund. For savvy taxpayers, a refund provides an opportunity to make good use of the cash, whether by paying down debt or building a rainy day fund. Continue reading...
A reverse mortgage, also referred to as a Home Equity Conversion Mortgage (HECM), enables homeowners 62-years and older to convert part of their home equity into tax-free cash. Continue reading...
Use of technology among senior citizens continues to rise, but many have difficulty using technology for financial matters. Learn how you can help your aging parents. Continue reading...
Whether moving across town or across the country, relocating can be difficult and expensive; often riddled with unexpected costs. Here's how to save more money. Continue reading...
When you purchase a home – whether or not it’s brand new – you will likely be offered a home warranty, but what does it cover, and is it a worthwhile expense? Continue reading...
We are a long standing member of the Better Business Bureau (BBB) and have earned an A+ rating.
For more information about our BBB accreditation, click here.
DebtFlex is a free tool that generates a customized budget in minutes.
We have highly trained, certified credit counselors who are compassionate and committed to helping you overcome debt challenges.
Learn more about our counselors.
You will receive a comprehensive, customized budget to help you manage your finances.
You will gain access to exclusive financial tools and educational resources… for free.
As a non-profit, our primary goal is helping you achieve financial independence.
For 25 years, we have helped people just like you pay off debts and reach financial goals.
For 25 years, Take Charge America has been committed to helping people around the country improve their financial futures. We work with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability and financial independence.
Take Charge America's commitment to financial education and personalized support has helped us become one of the most-respected non-profit credit counseling and debt management agencies in the nation. To date, we have helped more than 1.6 million consumers manage their finances and repay more than $5 billion in personal debt.
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Jan. 22, 2014, KTAR RadioChief Education Officer Take Charge America explains how a reverse mortgage works, and when it may be beneficial.
Jan. 21, 2014, AZ Business Magazine Kerwin Brown, the president and CEI of the Greater Phoenix Black Chamber of Commerce, joins the Take Charge America Board of Directors.
Jan. 21, 2014, MarketWatchTake Charge America's Mike Sullivan explains the benefits and disadvantages of obtaining a reverse mortgage loan.
Jan. 7, 2014, ABC 15 PhoenixChief Education Officer Mike Sullivan helps consumers bail out of debt from the holidays.
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