body.popup-open {
  overflow: hidden;
  height: 100vh;
  position: fixed;
  width: 100%;
}
body {
    font-family: Arial, sans-serif;
}
html, body {
    overflow-x: hidden;
}
/* Removed body.no-scroll rules to allow sidebar scrolling */

#mobileSidebar {
  height: 100vh;
  overflow-y: auto;
}

.custom-container{
    max-width: 1300px;
    min-width: 1300px;
    width: 1300px;
    margin: 0 auto;
}

@media only screen and (orientation: landscape) {
  .popup-content{
    margin: 0px !important;
    width: 100% !important;
    top: 0px !important;
  }
}
@media only screen and (max-width: 420px), (min-width: 420px) {
  .custom-container {
    max-width: 100%;
    min-width: 100%;
    width: 100%;
  }
}
.form-label{
  color: white !important;
  margin-bottom: 0px !important;
}
.fs-18{
    font-size: 18px;
}
.lh-28{
    line-height: 28px;
}
.company-intro-section, .perks-section {
    max-width: 100%;
    overflow: hidden;
}

@media (min-width: 992px) and (max-width: 1366px) {
    .perks-card {
        min-height: 140px; /* adjust as needed */
    }
    #perks-section .col-lg-4 {
        flex: 0 0 50%;
        max-width: 50%;
    }
}

.btn-primary{
    background-color: #0F2A72;

}
.timing-div i{
  width: 25px;
  height: 25px;
  background-color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #0F2A72;
  font-size: 14px;
  font-weight: 600;
}

.top-header {
    background-color: #0F2A72;
    color: white;
    font-size: 14px;
    padding: 8px 0;
    position: relative;
    z-index: 1050;
}

.main-header {
    background-color: white;
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.1);
    padding: 10px 0;
    position: relative;
    z-index: 1040;
}

.main-header.sticky {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    animation: slideDown 0.3s ease-in-out;
}

@keyframes slideDown {
    from {
        transform: translateY(-100%);
    }
    to {
        transform: translateY(0);
    }
}
.top-header .link-color {
    color: white;
    text-decoration: none;
    margin-left: 15px;
}
.top-header .link-color:hover {
    text-decoration: underline;
}
.dropdown-menu {
    min-width: 150px;
    display: none;
    opacity: 0;
    transition: opacity 0.3s ease-in-out;
}
/* Show dropdown on hover */
.dropdown:hover .dropdown-menu {
    display: block;
    opacity: 1;
}

.language-dropdown {
    position: absolute;
    left: 20px;
    z-index: 1050;
    
}

.language-dropdown img {
    width: 20px;
    height: 14px;
    margin-right: 5px;
}


/* Header Styling */
.main-header {
    background-color: white;
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.1);
    padding: 10px 0;
    position: sticky;
    top: 0;
    z-index: 1000;
}

/* Navigation Links */
.main-header .nav .nav-link {
    color: #0F2A72;
    font-weight: 600;
    padding: 10px 15px;
    transition: color 0.3s ease-in-out;
    text-transform: uppercase;  
}
.main-header .nav .nav-link:hover {
    color: #CA181E;
}

/* Dropdown Styling */
.nav-item.dropdown:hover .dropdown-menu {
    display: block;
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    transition: opacity 0.3s ease-in-out, transform 0.3s ease-in-out;
}

.main-header .dropdown-menu {
    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: opacity 0.3s ease-in-out, transform 0.3s ease-in-out;
}

.main-header .dropdown-menu a {
    color: #0F2A72;
    font-weight: 500;
}
.main-header .dropdown-menu a:hover {
    background-color: #f8f9fa;
}


@media (max-width: 991px) {
    /* Hide extra elements in the top header */
    
    .top-header .link-color,
    .top-header .Quote-btn,
    .top-header .Quote-btn,
    .top-header .timing-div,
    .top-header .acc-dropdown {
        display: none !important;
    }
    .language-dropdown{
        right: 0px;
        left: auto;
        position: relative;
    }
    /* Keep only timing and number visible */
    .top-header {
        display: flex;
        justify-content: center;
    }

    /* Hide navigation in mobile view */
    .main-header .nav {
        display: none;
    }
    .offcanvas-body .nav{
        display: block;
    }
    /* Show the sidebar toggle and Free Quotes button */
    .main-header .d-lg-none {
        display: flex;
        align-items: center;
    }
    .nav-item.dropdown:hover .dropdown-menu{
        display: flow !important;
        position: inherit !important;
        transform: inherit !important;
    }
}
/* Improved CSS for Responsive Full-Height Background Carousel and Form */
.custom-form-section {
  position: relative;
  padding: 60px 0;
  overflow: hidden;
  background-color: rgba(0, 0, 0, 0.5);
  min-height: 100vh;
  display: flex;
  align-items: center;
}

/* Background Image Carousel */
#backgroundCarousel {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: -1;
}
.swiper-pagination{
  position: inherit !important;
}
.carousel-inner, .carousel-item {
  height: 100%;
}

.background-image {
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

/* Form Container */
.form-container {
  background: #ffffffcc;
  padding: 30px;
  border-radius: 10px;
  max-width: 600px;
  margin: auto;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

@media (max-width: 768px) {
  .form-container {
      padding: 20px;
    margin: 20px 0px;

  }

  .custom-form-section {
      padding: 40px 15px;
      align-items: flex-start;
  }
  .form-container h3 {
    font-size: 18px !important;
     margin-bottom: 0px !important;
   }

  .background-image {
      background-position: center center;
  }
}

/* Portrait orientation */
@media screen and (orientation: portrait) {
  .background-image {
      background-position: center top;
  }
  .custom-form-section{
    padding: 0px 0px !important;
  }
  .custom-form-section{
    min-height: auto;
  }
  .form-container{
    margin: 8px 0px;
  }
  .form-container h3 {
   font-size: 18px !important;
    margin-bottom: 0px !important;
  }
}

/* Landscape orientation */
@media screen and (max-width: 812px) and (orientation: landscape) {
  .background-image {
      background-position: center center;
  }
  .custom-form-section{
    padding: 0px 0px !important;
  }
  .custom-form-section{
    min-height: auto;
  }
  .form-container{
    margin: 20px 0px;
  }
  .form-container h3 {
    font-size: 18px !important;
     margin-bottom: 0px !important;
   }
   .navbar-brand img {
    width: 50% !important;
   }
}

 @media only screen and (min-width: 768px) and (max-width: 1024px) and (orientation: landscape) {
  .contact-card {
    flex-direction: row;
   }

  .contact-left, .contact-form {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .contact-left {
    padding: 30px;
  }

  .contact-form iframe {
    min-height: 70vh;
  }
 }

@media screen and (min-width: 600px) and (max-width: 1120px) {
  .custom-form-section{
    padding: 0px 0px !important;
  }
  .custom-form-section{
    min-height: auto;
  }
  .form-container{
    margin: 8px 0px;
  }
  .form-container h3 {
    font-size: 20px;
     margin-bottom: 0px !important;
   }
}


/* Form Container Styling */
.form-container {
    background: linear-gradient(to bottom, rgba(15, 42, 114, 0.8), rgba(63, 89, 160, 0.7));
    padding: 10px 30px;
    border-radius: 8px;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    max-width: 500px;
    position: relative;
    z-index: 2;
    margin: 8px 0px;
}

.form-container h3 {
    color: #fff;
    font-size: 22px;
}

.form-container .form-control {
    background-color: transparent;
    border: none;
    border-bottom: 1px solid #fff;
    outline: none;
    color: #fff;
    border-radius: 0px;
    padding-left: 0px;
}
.form-container .wpcf7-form p{
  margin-bottom: 0px;
}
.form-container .co-free-btn {
    background-color: #fff;
    color: #000;
    width: auto;
    margin: 0 auto;
    display: block;
    font-weight: 600;
}
.form-control {
    background-color: transparent;
    border: none;
    border-bottom: 1px solid #fff;
    outline: none;
    color: #fff;
    border-radius: 0px;
    appearance: none; /* Removes default dropdown arrow */
    padding-right: 5px; /* Space for custom arrow */
    padding-left: 5px;
}
.wpcf7 form.sent .wpcf7-response-output{
  color: white !important;
}
/* Custom Dropdown Arrow */
.form-select {
    background-image: url('data:image/svg+xml;utf8,<svg fill="white" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M7 10l5 5 5-5H7z"/></svg>');
    background-repeat: no-repeat;
    background-position: right 10px center;
    background-size: 15px;
    outline: none;
}

/* Placeholder Effect */
.form-select option:first-child {
    color: #aaa;
}
.form-select option {
    color: #000;
}
.form-container .form-control::placeholder {
    color: #fff;
}

/* Responsive Design */
@media (max-width: 768px) {
  
    .custom-form-section {
        padding: 10px 20px;
    }

    .form-container {
        padding: 20px;
        margin: 20px 0px;

    }

    .carousel-inner, .carousel-item {
        height: 100%;
    }
    .custom-footer h4:after{
      right: 0;
      justify-self: center;
    }
    .footer-top{
      margin-bottom: 5px;
    }
    .custom-footer .logos{
      margin-top: 10px !important;
    }
}
section{
    padding: 40px 0px;
}
/* Section Styling */
.debt-sec-main {
    padding: 80px 0;
    background: linear-gradient(to bottom, rgba(15, 42, 114, 0.85), rgba(63, 89, 160, 0.85));
}

/* Left Content Box */
.content-box {
    padding: 20px;
}

.content-box .sub-heading {
    color: #fff;
    font-size: 28px;
    font-weight: bold;
    margin-bottom: 20px;
}

.point-debt li {
    color: #fff;
    font-size: 20px;
    margin-top: 10px;
    list-style: none;
    position: relative;
    padding-left:20px;
    display: flex;
}
.point-debt i{
  margin-top: 7px;
  margin-right: 7px;
}
.point-debt p{
  margin-left: 10px !important;
}

/* Right Side Form */
.debt-form {
    background: #fff;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
    text-align: start;
}

.debt-form h2{
     margin: 0 !important;
}

.debt-form h4 {
    font-size: 26px;
    color: #000000;
    margin-bottom: 15px;
    font-weight: 600;
}
.debt-form .custom-input:focus-visible{
  outline: none !important;
}
.debt-form .form-control:focus{
  outline: none !important;
  border-color: #ccc !important;
}

.custom-input {
    width: 100%;
    padding: 10px;
    margin-bottom: 10px;
    border-radius: 5px;
    border: 1px solid #ddd;
    font-size: 16px;
}
.custom-select
{
  opacity: 1;
  color: #fff;
  width: 100%;
  padding: 12px 0px 12px 15px;
  margin-bottom: 10px;
  border-radius: 5px;
  border: 1px solid #fff;
  font-size: 16px;
  appearance: none;
  background-color: #fff;
  background-image: url('data:image/svg+xml;utf8,<svg fill="white" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M7 10l5 5 5-5H7z"/></svg>');
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 20px;
  cursor: pointer;
  outline: none;
}

.debt-form-new .wpcf7-form-control-wrap .custom-select
{
  opacity: 1 !important;
  color: #fff !important;
  width: 100% !important;
  padding: 0px 0 0 0px !important;
  margin-bottom: 0px !important; 
  border-radius: 5px !important;
  border: none !important;
  border-bottom: 1px solid #fff !important;
  font-size: 16px !important;
  appearance: none !important;
  background-color: transparent !important;
  background-image: url('data:image/svg+xml;utf8,<svg fill="white" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M7 10l5 5 5-5H7z"/></svg>') !important;
  background-repeat: no-repeat !important;
  background-position: right 12px center !important;
  background-size: 20px !important;
  cursor: pointer !important;
  outline: none !important;
}

.debt-management-form .wpcf7-form-control-wrap .custom-select{
  border-bottom: 1px solid #fff !important;
}
.debt-form-new .wpcf7-form-control-wrap .custom-select option{
  color: #000;
}
.debt-form-new .wpcf7-form-control-wrap input{
  opacity: 1;
  color: #fff;
  width: 100%;
  padding-left: 0px !important;
  margin-bottom: 10px;
  border-radius: 5px;
  border-bottom: 1px solid #fff !important;
  border: none;
  font-size: 16px;
  background-color: transparent;
  outline: none;
}
.debt-form-new .wpcf7-form-control-wrap input::placeholder{
  color: #fff;
}
.debt-form-new .wpcf7-form br{
  display: none;
}
input#fname{
  margin: 0;
}
input#lname{
  margin: 0;
}
/* Button */
.find-solution-btn {
    background: #0F2A72;
    color: white;
    border: none;
    padding: 12px 25px;
    width: 100%;
    border-radius: 5px;
    font-size: 18px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease-in-out;
}

.find-solution-btn:hover {
    background: #1A3A5F;
}

.white-btn-main {
    background: #fff;
    color: #1A3A5F;
    border: none;
    padding: 12px;
    width: 100%;
    border-radius: 5px;
    font-size: 16px;
    font-weight: 600;
    transition: all 0.3s ease-in-out;
}

.white-btn-main:hover{
    background: #1A3A5F;
    color: #fff;
}

.white-btn-main-outline {
    background: transparent;
    border: 1.5px solid #fff;
    color: #fff;
    padding: 12px;
    width: 100%;
    border-radius: 5px;
    font-size: 16px;
    font-weight: 600;
    transition: all 0.3s ease-in-out;
}

.white-btn-main-outline:hover{
    background: #fff;
    color: #1A3A5F;
}

/* Animation */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@media only screen and (max-width: 1120px) {
  .heading p{
    font-size: 16px !important;
  }
  .Debt-Management-section .content-box ul li{
    font-size: 16px !important;
  }
  .point-debt li{
    text-align: start;
  }
  .point-debt li i{
    margin-right: 10px;
  }
}
.heading{
    text-align: center;
}
.heading .sub-heading{
    text-transform: uppercase;
    color: #0F2A72;
    font-size: 24px;
    margin-bottom: 15px;
    font-weight: 600;
}
.heading .main-heading{
    text-transform: uppercase;
    color: #000;
    font-size: 36px;
    font-weight: 600;
    margin-bottom: 0px;
}
.heading .bar {
    height: 4px;
    width: 85px;
    background: #0f2a72;
    margin: 20px auto 25px;
    position: relative;
    border-radius: 5px;
    overflow: hidden;
}

.heading .bar::before {
    content: "";
    position: absolute;
    left: -10px;  /* Start slightly outside */
    top: 0;
    height: 100%;
    width: 10px; /* Make it more visible */
    background: #fff;
    animation: MOVE-BG 2s linear infinite;
}

/* Add the keyframes for animation */
@keyframes MOVE-BG {
    0% {
        left: -10px;
    }
    100% {
        left: 100%;
    }
}


/* Responsive Adjustments */
@media (max-width: 768px) {
    .debt-sec-main {
        padding: 60px 20px;
    }

    .content-box {
        text-align: center;
    }

    .debt-form {
        padding: 20px;
    }
}

.bg-color-blue-light{
    padding: 70px 20px;
    background: #F8F9FA;
}

.perks-card {
    text-align: center;
    padding-top: 35px; /* Adjust to fit floating icon */
    position: relative;
    background: #fff;
    border-radius: 0px 25px 0px 25px;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.14);
    transition: all 0.4s ease-in-out;
    margin-bottom: 20px;
    border: none;
}

/* Hover Effect on Card */
.perks-card:hover {
    transform: translateY(-10px); /* Lift effect */
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
    background: #0F2A72; /* Change to dark blue on hover */
}

/* Floating Icon Styling */
.perks-icon-bg {
    width: 80px;
    height: 80px;
    background: #0F2A72;
    border: 1px solid #0F2A72;
    border-radius: 10%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: absolute;
    top: -40px; /* Keeps it half outside */
    left: 50%;
    transform: translateX(-50%) rotate(135deg);
    transition: all 0.4s ease-in-out;
}

/* Hover Effect on Icon */
.perks-card:hover .perks-icon-bg {
    background: #0F2A72; /* Change icon background to white on hover */
    transform: translateX(-50%) rotate(225deg); /* Rotate more */
    border: 3px solid #fff;
}

/* Icon Image Styling */
.perks-icon-bg img {
    max-width: 70%;
    height: auto;
    transform: rotate(-135deg);
    transition: all 0.4s ease-in-out;
}

/* Hover Effect on Icon Image */
.perks-card:hover .perks-icon-bg img {
    transform: rotate(-225deg); /* Counter rotate image */
}

/* Text Styling */
.perks-card h4 {
    font-size: 20px;
    color: #000;
    font-weight: 600;
    transition: color 0.4s ease-in-out;
    margin-top: 10px;
}

/* Text Color Change on Hover */
.perks-card:hover h4 {
    color: #fff; /* White text on hover */
}
/* Section Styling */
.financial-challenges {
    text-align: center;
    padding: 70px 20px;
    background: #F8F9FA;
    position: relative;
}

/* Title */
.financial-challenges .section-title {
    font-size: 34px;
    font-weight: 700;
    color: #0F2A72;
    margin-bottom: 40px;
}

/* Cards Layout */
.financial-challenges .cards-wrapper {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    justify-content: center;
    margin-top: 60px;
}

/* Cards Layout */
.financial-challenges .cards-wrapper {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    justify-content: center;
     margin-top: 0px;
}

@media (min-width: 990px) and (max-width: 1400px), 
(min-width: 820px) and (max-width: 1400px) {
  .financial-challenges .cards-wrapper {
    margin-top: 30px !important;
  }
}

.in-the-community-section .cards-wrapper{
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 30px;
    justify-content: center;
}
/* Individual Card */
.financial-challenges .challenge-card {
    background: white;
    padding: 18px;
    border-radius: 0px 30px 0px 30px;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    position: relative;
    text-align: start;
    /* transition: transform 0.4s ease-in-out, box-shadow 0.4s ease-in-out; */
}

/* Hover Background Fill Effect */
.financial-challenges .challenge-card::before {
    content: "";
    position: absolute;
    width: 100%;
    height: 0%;
    bottom: 0;
    left: 0;
    background: #0F2A72;
    transition: height 0.4s ease-in-out;
    z-index: 0;
    border-radius: 0px 30px 0px 30px;

}

/* Hover Effect */
.financial-challenges .challenge-card:hover::before {
    height: 100%;
}

/* Bring text, icon, and content above hover effect */
.financial-challenges .challenge-card * {
    position: relative;
    z-index: 1;
    font-size: 40px;
    color: #FFF;
    text-decoration: none;
}

/* Change text & icon color on hover */
.financial-challenges .challenge-card:hover h4,
.financial-challenges .challenge-card:hover p, .financial-challenges .challenge-card:hover i {
    color: white !important;
}
.financial-challenges .challenge-card:hover .icon-bg{
    border: 3px solid #fff;
}

.financial-challenges .challenge-card:hover .icon-bg img {
    filter: brightness(0) invert(1);
}

/* Icon Styling */
.financial-challenges .challenge-card .icon-bg {
    width: 75px;
    height: 75px;
    background: #0F2A72;
    border: 3px solid #0F2A72;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: absolute;
    top: -34px;
    left: 19%;
    transform: translateX(-50%);
    /* transition: all 0.3s ease; */
}

.financial-challenges .challenge-card .icon-bg img {
    width: 50px;
    height: auto;
    filter: brightness(0) invert(1);
}

/* Typography */
.financial-challenges .challenge-card h4 {
    font-size: 18px;
    font-weight: 600;
    color: #0F2A72;
    margin-top: 40px;
    transition: color 0.3s ease;
}

.financial-challenges .challenge-card p {
    font-size: 15px;
    color: #555;
    margin-top: 10px;
    transition: color 0.3s ease;
}
@media (min-width: 600px) and (max-width: 1024px) {
  .feature-wrapper {
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    justify-content: center !important;
  }
  .feature-wrapper .divider{
    display: none !important;
  }
  .footer-links-inner{
    justify-self: start !important;
  }
  .financial-challenges .challenge-card .icon-bg{
    left: 5% !important;
    top: -55px !important;
    transform: inherit !important;
  }
  .financial-challenges .cards-wrapper {
      grid-template-columns: repeat(1, 1fr); /* 2 cards per row */
      gap: 70px;
  }
  .financial-challenges .challenge-card {
      padding: 20px;
  }
  .financial-challenges .challenge-card h4 {
      font-size: 16px;
  }
  .financial-challenges .challenge-card p {
      font-size: 15px;
  }
}
/* Responsive Design */
@media (max-width: 768px) {
    .financial-challenges .cards-wrapper {
        gap: 60px;
        margin-top: 35px !important;
    }
    .financial-challenges .section-title {
        font-size: 26px;
    }
}

@media (max-width: 480px) {
    .financial-challenges .section-title {
        font-size: 22px;
    }
}

.testimonial-section{
    padding: 70px 0px;
    background-color: #f0f4f9;
}

.testimonial-item.equal-height.style-6 {
    background-color: #ffffff;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    border-radius: 0px 30px 0px 30px;
    margin: 10px auto;
    width: 100%;
    max-width: 1000px;
    place-self: center;
}
.testimonial-content{
    font-size: 20px;
    text-align: center;
}
.cell-right {
    text-align: center;
    padding-top: 10px;
    padding-bottom: 20px;
}
.cell-right .testimonial-name{
    font-size: 28px;
    
}
.cell-right .testimonial-job{
    font-size: 22px;
    color: #0F2A72;
    font-weight: 600;
}
.testimonial-name {
    font-weight: 600;
}
.testimonial-content.quote {
    padding: 17px 55px;
}
.testimonial-content P{
  color: #000;
  font-size: 20px;
  font-weight: 500;
  line-height: 32px;
}
.et_right_sidebar #main-content .container:before{
    display: none;
}
.owl-theme .owl-controls .owl-page span{
    background: #0f2a72 !important;
}
#main-content .container {
    padding-top: 10px;
}



.company-intro-section {
    background-color: #f9f9f9;
    padding: 60px 0;
}

/* Image Styling */
.company-intro-section .image-box img {
    width: 90%;
    border-radius: 10px;
    /* box-shadow: 0px 10px 20px rgba(0, 0, 0, 0.1); */
}

/* Horizontal Line with Small Heading */
.company-intro-section .horizontal-line {
    display: flex;
    align-items: center;
    margin-bottom: 20px;
}

.company-intro-section .horizontal-line::after {
    content: "";
    flex-grow: 1;
    height: 2px;
    background-color: #0f2a72;
}

.company-intro-section .horizontal-line h5 {
    margin: 0px 15px 0px 0px;
    font-size: 18px;
    font-weight: 600;
    color: #0f2a72;
    text-transform: uppercase;
    white-space: nowrap;
}

/* Headings */
.company-intro-section .main-heading {
    font-size: 32px;
    font-weight: 700;
    color: #333;
}

/* Paragraph */
.company-intro-section p {
    font-size: 16px;
    color: #555;
    line-height: 1.8;
}

/* Checklist */
.company-intro-section .checklist {
    list-style: none;
    padding: 0;
}

.company-intro-section .checklist li {
    font-size: 16px;
    color: #444;
    padding: 8px 0;
    display: flex;
    align-items: center;
}

.company-intro-section .checklist li i {
    color: #0f2a72;
    font-size: 20px;
    margin-right: 10px;
}
.company-intro-section .checklist li i::before{
    font-weight: 600 !important;
}

/* Animations */
.company-intro-section .fade-in {
    opacity: 0;
    transform: translateY(40px);
    transition: all 0.8s ease-in-out;
}

.company-intro-section .fade-in.active {
    opacity: 1;
    transform: translateY(0);
}

/* Responsive */
@media (max-width: 992px) {
    .testimonial-item.equal-height.style-6{
        width: 100%;
    } 
    .company-intro-section .main-heading {
        font-size: 28px;
    }
}

@media (max-width: 768px) {
    .company-intro-section {
        text-align: center;
    }

    
    .company-intro-section .horizontal-line::after {
        flex-grow: 1;
    }

    .company-intro-section p {
        font-size: 14px;
    }
}



/* blog css */
.blog-articles-section {
    padding: 60px 0;
    background-color: #fff;
    text-align: center;
}

/* Section Title */
.blog-articles-section .section-title {
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 20px;
    color: #333;
    position: relative;
    display: inline-block;
}

/* Underline */
.blog-articles-section .section-title::after {
    content: "";
    width: 80px;
    height: 4px;
    background-color: #007bff;
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
}

/* Blog Card */
.blog-articles-section .blog-card {
    background: #fff;
    border-radius: 10px;
    box-shadow: 0px 4px 10px rgba(0, 0, 0, 0.1);
    overflow: hidden;
    transition: transform 0.3s ease-in-out;
    margin: 15px;
    
}

.blog-articles-section .blog-card:hover {
    transform: translateY(-10px);
}

.blog-articles-section .blog-card img {
    width: 100%;
    height: 350px;
    object-fit: cover;
    object-position: top;
}

.blog-articles-section .blog-content {
    padding: 20px;
}

.blog-articles-section .blog-title {
    font-size: 20px;
    font-weight: 600;
    color: #333;
    margin-bottom: 10px;
    min-height: 50px;
}

.blog-articles-section .blog-card p {
    font-size: 14px;
    color: #666;
    line-height: 1.6;
}

/* Read More Button */
.blog-articles-section .read-more {
    display: inline-block;
    margin-top: 10px;
    font-size: 14px;
    color: #0F2A72;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.blog-articles-section .read-more:hover {
    color: #0F2A72;
}

/* Owl Carousel Navigation */
.blog-articles-section .owl-nav {
    position: absolute;
    top: 45.7%;
    width: 100%;
    transform: translateY(-50%);
    display: flex;
    justify-content: space-between;
    margin-top: 0px !important;

}

.blog-articles-section .owl-nav button {
    background: #007bff !important;
    color: #fff !important;
    border-radius: 50%;
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    transition: 0.3s;
    margin: 0px !important;

}

.blog-articles-section .owl-nav button:hover {
    background: #0056b3 !important;
}

/* Dots */
.blog-articles-section .owl-dots {
    margin-top: 15px;
}

.blog-articles-section .owl-dots .owl-dot span {
    width: 10px;
    height: 10px;
    background: #ddd;
    border-radius: 50%;
    margin: 5px;
    transition: 0.3s;
}

.blog-articles-section .owl-dots .owl-dot.active span {
    background: #007bff;
    transform: scale(1.2);
}


.as-seen-on-section {
    background: #fff;
    padding: 50px 0;
    text-align: center;
    animation: fadeInUp 1s ease-in-out;
}

/* Centered Title with Side Lines */
.as-seen-on-section .horizontal-line {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-bottom: 30px;
    opacity: 0;
    transform: translateY(-20px);
    animation: fadeInDown 1s ease-in-out forwards;
}

.as-seen-on-section .section-title {
    font-size: 32px;
    font-weight: 700;
    color: #333;
    margin: 0;
}

/* Lines on Both Sides */
.as-seen-on-section .horizontal-line .line {
    flex-grow: 1;
    height: 2px;
    background-color: #333;
    max-width: 150px;
}

/* Logo Container */
.as-seen-on-section .logo-container {
    display: flex;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
    opacity: 0;
    animation: fadeIn 1.5s ease-in-out 0.5s forwards;
}

/* Logo Styling */
.as-seen-on-section .logo-container img {
    max-height: 90px;
    width: 140px;
    opacity: 0;
    transform: translateY(20px);
    animation: slideUp 1s ease-in-out forwards;
    transition: transform 0.3s ease-in-out;
    object-fit: contain;
}

/* Delayed Animation for Each Logo */
.as-seen-on-section .logo-container img:nth-child(1) { animation-delay: 0.2s; }
.as-seen-on-section .logo-container img:nth-child(2) { animation-delay: 0.4s; }
.as-seen-on-section .logo-container img:nth-child(3) { animation-delay: 0.6s; }
.as-seen-on-section .logo-container img:nth-child(4) { animation-delay: 0.8s; }
.as-seen-on-section .logo-container img:nth-child(5) { animation-delay: 1s; }
.as-seen-on-section .logo-container img:nth-child(6) { animation-delay: 1.2s; }
.as-seen-on-section .logo-container img:nth-child(7) { animation-delay: 1.4s; }

/* Hover Effect */
.as-seen-on-section .logo-container img:hover {
    transform: scale(1.1);
}

/* Animations */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInDown {
    from { opacity: 0; transform: translateY(-20px); }
    to { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes slideUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Responsive Design */
@media (max-width: 768px) {
    .as-seen-on-section .horizontal-line {
        gap: 10px;
    }
    
    .as-seen-on-section .horizontal-line .line {
        max-width: 60px;
    }
    .as-seen-on-section .logo-container img{
      max-height: inherit !important;
      width: 30% !important;
    }
    .footer-links .footer-links-inner h4{
      margin-top: 13px !important;
      margin-bottom: 5px !important;
    }
    .custom-footer .contact-info h4{
      margin-bottom: 5px !important;
    }
    .custom-footer .social-icons{
      margin-bottom: 15px !important;
    }
    .terms-card ul{
      padding-left: 10px !important;
      margin-left: 0px !important;
    }
}



.custom-footer {
    background: #0C2039;
    color: #fff;
    padding: 40px 0 10px 0;
    font-size: 14px;
}

.custom-footer .container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}


/* Footer Top Section */
/* .custom-footer .footer-top {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 30px;
} */

/* Contact Info */
.custom-footer .contact-info h4,
.custom-footer .footer-links h4,
.custom-footer .footer-logos h4 {
    font-size: 16px;
    margin-bottom: 30px;
    text-transform: uppercase;
    font-weight: 600;
    color: #ffffff;
}

.custom-footer .contact-info p {
    margin: 5px 0;
    line-height: 1.6;
}

.custom-footer .contact-info a {
    color: #ffffff;
    text-decoration: none;
}

.custom-footer .social-icons {
    margin-top: 20px;
}

.custom-footer .social-icons a {
    display: inline-block;
    width: 32px;
    height: 32px;
    background: rgba(255, 255, 255, 0.1);
    color: #fff;
    text-align: center;
    line-height: 32px;
    border-radius: 50%;
    margin-right: 8px;
    transition: 0.3s ease;
}

.custom-footer .social-icons a:hover {
    background: #ffffff;
    color: #0C2039;
}

/* Footer Links */
.custom-footer .footer-links ul {
    list-style: none;
    padding: 0;
}

.custom-footer .footer-links ul li {
    margin: 5px 0;
}

.custom-footer .footer-links ul li a {
    color: #fff;
    text-decoration: none;
    transition: 0.3s ease;
}

.custom-footer .footer-links ul li a:hover {
    color: #ffffff;
}
.custom-footer .logos {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px; /* Space between logos */
    flex-wrap: wrap;
    padding: 20px;
    margin-top: 10px;
}

/* Logo Box Styling */
.custom-footer .logos img {
    transition: transform 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
    width: 135px;
    height: auto;
    display: block;
    margin: 0 auto;
    opacity: 1 !important;
}

/* Box Wrapper */
.custom-footer .logos div {
    width: 200px;
    height: 150px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: transparent;
    border-radius: 10px;
    box-shadow: none;
    transition: transform 0.3s ease-in-out, box-shadow 0.3s ease-in-out;
}

/* Hover Animation */
.custom-footer .logos div:hover {
    box-shadow: none;
}

/* Responsive */
@media (max-width: 768px) {
    .custom-footer .logos div {
        width: 180px; /* Adjust box size for small screens */
        height: auto;
    }

    .custom-footer .logos img {
        width: 100%; /* Adjust logo size */
    }
    .custom-footer .social-icons{
      display: block;
    }
}

/* Footer Bottom */
.custom-footer .footer-bottom {
    margin-top: 10px !important;
    text-align: center;
    padding-top: 15px;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.custom-footer .footer-bottom a {
    color: #ffffff;
    text-decoration: none;
    transition: 0.3s ease;
    font-size: 18px;
    margin-right: 10px;
    margin-left: 10px;
    white-space: nowrap;

}

.custom-footer .footer-bottom a:hover {
    text-decoration: underline;
}

/* Responsive */
@media only screen and (max-width: 767px) {
    .custom-footer .footer-top {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .custom-footer .footer-logos .logos {
        justify-content: center;
    }
}
.last-footer{
    background-color: #011022;
    padding: 15px 0px;
}
.last-footer p{
    color: #fff;
    margin-bottom: 10px;
    font-size: 16px;
}



/* Parent Wrapper */
.custom-chatbot {
    position: fixed;
    bottom: 20px;
    right: 20px;
    z-index: 1000;
}

/* Chatbot Floating Icon */
.chatbot-icon {
    width: 60px;
    height: 60px;
    background: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.3);
    cursor: pointer;
    animation: bounce 2s infinite;
}

.chatbot-icon img {
    width: 40px;
}

/* Bouncing Animation */
@keyframes bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-5px); }
}

/* Chatbot Window */
.chatbot-window {
    position: absolute;
    bottom: 80px;
    right: 0;
    width: 340px;
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
    overflow: hidden;
    transform: scale(0.9);
    opacity: 0;
    visibility: hidden;
    transition: all 0.3s ease-in-out;
}

/* Show Chatbot */
.chatbot-window.show {
    transform: scale(1);
    opacity: 1;
    visibility: visible;
}

/* Header */
.chatbot-header {
    background: #0C2039;
    color: white;
    padding: 12px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-weight: bold;
}

/* Close Button */
.chat-close {
    background: none;
    border: none;
    font-size: 20px;
    color: white;
    cursor: pointer;
}

/* Chatbot Body */
.chatbot-body {
    height: 250px;
    overflow-y: auto;
    padding: 10px;
    display: flex;
    flex-direction: column;
    scrollbar-width: thin;
}

/* Custom Scrollbar */
.chatbot-body::-webkit-scrollbar {
    width: 6px;
}

.chatbot-body::-webkit-scrollbar-thumb {
    background: #0C2039;
    border-radius: 3px;
}

/* Bot Message */
.bot-message {
    background: #E3F2FD;
    padding: 10px;
    border-radius: 8px;
    margin-bottom: 10px;
    max-width: 80%;
    font-size: 14px;
    animation: fadeIn 0.3s ease-in-out;
}

/* Typing Animation */
.typing {
    width: 10px;
    height: 10px;
    background: #0C2039;
    border-radius: 50%;
    display: inline-block;
    animation: blink 1s infinite;
}

@keyframes blink {
    0%, 100% { opacity: 0.3; }
    50% { opacity: 1; }
}

/* Footer */
.chatbot-footer {
    display: flex;
    border-top: 1px solid #ddd;
    padding: 8px;
}

/* Input Field */
.chatbot-footer input {
    flex: 1;
    padding: 10px;
    border: none;
    border-radius: 5px;
    background: #f9f9f9;
}

/* Send Button */
.chatbot-footer button {
    background: #0C2039;
    color: white;
    border: none;
    padding: 10px 15px;
    cursor: pointer;
    border-radius: 5px;
    margin-left: 5px;
}

.chatbot-footer button:hover {
    background: #1A3A5F;
}

/* Fade-In Animation */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


@media (max-width: 768px) {
    .as-seen-on-section .section-title{
        font-size: 24px;
    }
    .heading .sub-heading{
        font-size: 20px;
        margin-bottom: 8px;
    }
    .testimonial-content.quote{
        padding: 15px;
    }
    .heading .main-heading{
        font-size: 22px;
    }
    .heading .bar{
        margin: 15px auto 20px;
    }
    .content-box .sub-heading{
      font-size: 20px !important;
    }
}


/* Contact Help Section Styles */
.contact-help-section {
    background: linear-gradient(to Right, #9FAAC7 0%, #CBD1E1 34%, #FFFFFF 100%);
    padding: 50px 0;
    margin-top: 0px;
}

.contact-help-section h3 {
    font-size: 42px;
    font-weight: 700;
    margin-bottom: 20px;
    color: #333;
}

.contact-help-section p {
    font-size: 18px;
    color: #666;
    margin-bottom: 40px;
}

.contact-info-box {
    margin-bottom: 40px;
}

.contact-item {
    margin-bottom: 25px;
    margin: 0px 10px;
    padding: 20px;
    border-radius: 10px;
}

.contact-item h3 {
    font-size: 25px;
    font-weight: 600;
    margin-bottom: 10px;
    color: #333;
}

.contact-item a {
    font-size: 30px;
    color: #0F2A72;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.contact-item a:hover {
    color: #003d7a;
}
.text-default{
    color: #0F2A72;
}
.contact-page-btn {
    padding: 15px 30px;
    font-size: 18px;
    font-weight: 600;
    border-radius: 8px;
    background-color: #0F2A72;
    border: none;
    transition: background-color 0.3s ease;
}

.contact-page-btn:hover {
    background-color: #fff;
    color: #0F2A72;
} 

/* Responsive Styles */
@media (max-width: 991px) {
    .contact-help-section h3 {
        font-size: 36px;
    }
    
    .contact-help-section p {
        font-size: 16px;
    }
    
    .contact-item h3 {
        font-size: 22px;
    }
    
    .contact-item a {
        font-size: 24px;
    }
}

@media (max-width: 767px) {
    .contact-help-section h3 {
        font-size: 32px;
    }
    
    .contact-info-box {
        flex-direction: column;
    }
    
    .contact-item {
        width: 100% !important;
        margin: 10px 0;
    }
    
    .contact-page-btn {
        padding: 12px 25px;
        font-size: 16px;
    }
}

@media (max-width: 480px) {
    .contact-help-section {
        padding: 30px 0;
        background: linear-gradient(to bottom, #9FAAC7 0%, #CBD1E1 34%, #FFFFFF 100%);
    }
    
    .contact-help-section h3 {
        font-size: 28px;
    }
    
    .contact-help-section p {
        font-size: 14px;
        margin-bottom: 25px;
    }
    
    .contact-item h3 {
        font-size: 20px;
    }
    
    .contact-item a {
        font-size: 20px;
    }
    
    .contact-item {
        padding: 15px;
        width: 100% !important;
        margin: 0 auto;
    }
} 


.custom-form-section-inner {
    position: relative;
    height: 350px;
    background-image: url('../images/other-page-bg.jpg');
    width: 100%; 
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    margin-top: 0; /* Ensures it's flush with the top of the page */
}
@media (min-width: 1920px) {
  .custom-form-section-inner {
    height: 400px;
  }
}

.custom-form-section-inner .overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.1);
}

.custom-form-section-inner h3,
.custom-form-section-inner h1 {
	font-family: 'Arial', sans-serif;
  font-size: 3rem;
  font-weight: 600;
  margin: 0;
  color: #fff;
  position: relative;
  z-index: 1;
  display: inline-block;
  padding: 0.5rem 1rem;
}

.custom-form-section-inner h3::before,
.custom-form-section-inner h1::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  backdrop-filter: blur(6px);
  background: rgba(0, 0, 0, 0.3); /* subtle glow */
  border-radius: 8px;
  z-index: -1;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
}

.Credit-Counseling-section .content-box .h5 {
    font-size: 30px;
    font-weight: 600;
    margin-bottom: 20px;
}

.Credit-Counseling-section .content-box p {
    font-size: 20px !important;
    font-weight: 400;
    margin-bottom: 20px;
    line-height: 40px !important;
}

.main-small-heading{
    font-size: 30px;
    font-weight: 600;
}



.feature-heading {
    font-size: 24px;
    font-weight: 700;
    text-transform: uppercase;
    display: inline-block;
    border: 3px solid #0f2a72;
    color: #0f2a72;
    padding: 4px 12px;
    margin-bottom: 40px;
  }

  .feature-icon {
    width: 75px;
    height: 75px;
    border-radius: 50%;
    background-color: #F3F4F8;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
  }

  .feature-icon img {
    width: 45px;
    height: 45px;
  }

  .feature-text {
    font-size: 20px;
    font-weight: 500;
    color: #000;
    height: 60px;
  }

  .divider {
    border-left: 2px solid #0f2a72;
    height: 150px;
    margin: auto;
    display: inline-block;
  }

  .feature-wrapper {
    align-items: baseline;
    display: flex;
    justify-content: center;
  }

  .feature-box {
    display: inline-block;
    width: 230px;
    text-align: center;
    padding: 0 16px;
  }

  @media (max-width: 768px) {
    .feature-wrapper {
      display: flex;
      justify-content: center;
      white-space: normal;
    }

    .feature-box {
      display: flex;
      flex-direction: column;
      width: auto;
    }
    .custom-footer .footer-bottom a{
      display: block;
      border-bottom: 1px solid #fff;
    }
    .custom-footer .footer-bottom span{
      display: none;
    }
    .divider {
      display: block;
    }
  }

  @media (max-width: 767px) {
    .divider {
      display: none !important;
    }
  }

  @keyframes fadeSlideIn {
    0% {
      opacity: 0;
      transform: translateY(20px);
    }
    100% {
      opacity: 1;
      transform: translateY(0);
    }
  }
  
  /* Apply animation to feature boxes */
  .feature-box {
    /* existing styles */
    opacity: 0;
    transform: translateY(20px);
    animation: fadeSlideIn 0.8s ease forwards;
  }
  
  /* Add stagger effect using nth-child */
  .feature-box:nth-of-type(1) {
    animation-delay: 0.2s;
  }
  .feature-box:nth-of-type(3) {
    animation-delay: 0.4s;
  }
  .feature-box:nth-of-type(5) {
    animation-delay: 0.6s;
  }
  .feature-box:nth-of-type(7) {
    animation-delay: 0.8s;
  }


  .steps-card .card {
    position: relative;
    width: 90%;
  
  }
  
  /* Line connecting to the next card */
  .steps-card .col-lg-3:not(:last-child) .card::after {
    content: "";
    position: absolute;
    top: 50%;
    right: -60px;
    width: 150px;
    height: 2px;
    background-color: #0f2a72;
    transform: translateY(-50%);
    z-index: 0;
  }
.steps-card .card-body{
    border: none;
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.1);
    background-color: #fff;
    border-radius: 10px;
    z-index: 1;
    min-height: 460px;
}
@media only screen and (max-width: 1120px) {
  .steps-card .card-body{
    min-height: fit-content !important;
  }
}
.steps-card .step-icon{
    width: 75px;
    height: 75px;
    border-radius: 50%;
    background-color: #F3F4F8;
    display: flex;
    align-items: center;
    justify-content: center;
}
.steps-card .step-number{
    font-size: 50px;
    font-weight: 600;
    color: #CFD4E3;
}
.steps-card .step-title{
    font-size: 20px;
    font-weight: 600;
    min-height: 48px; /* Adjust based on your font-size/line-height */
    display: block;
}
.steps-card .step-content{
    text-align: start;
}



@keyframes fadeUp {
    0% {
      opacity: 0;
      transform: translateY(30px);
    }
    100% {
      opacity: 1;
      transform: translateY(0);
    }
  }
  
  .steps-card .card {
    opacity: 0;
    transform: translateY(30px);
    animation: fadeUp 0.8s ease forwards;
  }
  
  /* Stagger animations */
  .steps-card .col-lg-3:nth-child(1) .card {
    animation-delay: 0.2s;
  }
  .steps-card .col-lg-3:nth-child(2) .card {
    animation-delay: 0.4s;
  }
  .steps-card .col-lg-3:nth-child(3) .card {
    animation-delay: 0.6s;
  }
  .steps-card .col-lg-3:nth-child(4) .card {
    animation-delay: 0.8s;
  }


  @media (max-width: 991px) {
    /* Remove horizontal line for stacked cards */
    .steps-card .col-lg-3:not(:last-child) .card::after {
      content: none;
    }
  
    /* Add vertical line for stacked view */
    .steps-card .card::after {
      content: "";
      position: absolute;
      bottom: -60px;
      left: 50%;
      width: 2px;
      height: 60px;
      background-color: #0f2a72;
      transform: translateX(-50%);
      z-index: 0;
    }
  
    /* Last card should not have a line */
    .steps-card .col-lg-3:last-child .card::after {
      content: none;
    }
  
    .steps-card .card {
      width: 100%;
      margin-bottom: 40px; /* Space for the vertical line */
    }
  }
  

  .faq-container {
    max-width: 1100px;
    margin: 0px auto;
    border-radius: 16px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    padding: 2rem;
  }

  .faq-title {
    color: #0f2c84;
    font-weight: 600;
    font-size: 1.05rem;
    margin-bottom: 0.5rem;
  }

  .faq-description {
    font-size: 0.95rem;
    color: #333;
  }

  .faq-description a {
    text-decoration: underline;
    color: inherit;
  }

  .accordion-button {
    background-color: white;
    font-weight: 500;
    font-size: 1rem;
    box-shadow: none !important;
  }

  .accordion-button::after {
    content: "+";
    font-size: 1.5rem;
    color: #000;
    background-image: none !important;
    transform: none !important;
    font-weight: 400;
  }
  .accordion-button:not(.collapsed){
    background-color: transparent;
  }

  .accordion-button:not(.collapsed)::after {
    content: "−";
  }

  .accordion-item {
    border: none;
    border-bottom: 1px solid #ddd;
  }

  .accordion-item:last-child {
    border-bottom: 1px solid #ddd;
  }

  .accordion-body {
    font-size: 0.95rem;
    color: #555;
  }

  @media (max-width: 576px) {
    .faq-container {
      padding: 1.25rem;
    }
  }


   @media  (max-width: 768px) {
            .cta-section .cta-overlay h3 span{
                margin: 0;
            }
        }
  .cta-section {
    background: url('../images/cta-bg.jpg') top/cover no-repeat;
    background-size: 100%;
    color: white;
    padding: 0;
    position: relative;
  }
  .cta-overlay {
    background: rgba(0, 0, 0, 0.65);
    padding: 2rem 0px;
    text-align: center;
    height: 650px;
    align-content: center;
  }
  .cta-section h3,
.cta-section .h3{
    font-size: 36px;
  }
  .cta-list-main-new{
    width: fit-content;
  }
  .cta-section .sub-head{
    font-size: 20px;
    font-weight: 600;
  }
  .cta-list-main-new li{
    margin-bottom: 10px;
    font-size: 18px;
  }
  .cta-list-main-new li i{
    margin-right: 10px;
  }
    .cta-section h3 span,
.cta-section .h3 span{
    background-color: white;
    color: #0f2a72;
    padding: 5px 10px;
    font-weight: 600;
    border-radius: 5px;
  }
  .cta-btn {
    margin: 1rem auto;
    padding: 0.7rem 2.5rem;
    font-weight: 600;
  }
  .cta-btn:hover{
    background-color: #0F2A72;
    border-color: #0F2A72;
    color: #fff;
  }
.fs-26{
    font-size: 26px;
}
  .bottom-bar {
    background-color: #3958AA;
    color: white;
    text-align: center;
    padding: 0.75rem;
    font-weight: 500;
  }
  .bottom-bar p{
    font-size: 18px;
    font-weight: 600;
  }

.services-card-new{
    border: none;
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.1);
    border-radius: 25px;
}
.services-card-new .left-image-div img{
    border-radius: 15px;
}
.services-card-new .right-content-div h4{
    font-size: 25px;
    color: #000;
    font-weight: 600;
    text-transform: uppercase;
}
.services-card-new .right-content-div p{
    font-size: 16px;
    color: #000;
    line-height: 28px;
}
.services-card-new .right-content-div ul{
    padding-left: 0px;
}
.services-card-new .right-content-div ul li{
    list-style: none;
    color: #000;
    font-size: 16px;
    margin-bottom: 10px;
}


.partner-logo {
    max-height: 80px;
    object-fit: contain;
    transition: transform 0.3s ease;
    width: 100%;
  }
  
  .partner-logo:hover {
    transform: scale(1.05);
  }
  
.Debt-Management-section .content-box h2 {
    font-size: 30px;
}

.Debt-Management-section .content-box ul li{
    font-size: 18px;
    line-height: 40px;
    font-family: "Open Sans", sans-serif;
}

.Debt-Management-section .debt-form{
    background: #0F2A72;
}
.Debt-Management-section .debt-form h4{
    color: #fff;
}
.money-leason-main .card-custom{
  border: 1px solid #0F2A72 !important;
  box-shadow: none !important;
}
.Debt-Consolidation-section {
    padding: 60px 20px;
  }
  .Debt-Consolidation-section .card-custom {
    border: none;
    border-radius: 12px;
    padding: 25px;
    background: #fff;
    box-shadow: 0 4px 12px rgba(0,0,0,0.08);
    transition: all 0.4s ease;
    height: 100%;
  }
  .Debt-Consolidation-section .card-custom:hover {
    transform: translateY(-10px);
    box-shadow: 0 8px 20px rgba(15,42,114,0.3);
  }
  .Debt-Consolidation-section .icon-circle {
    width: 60px;
    height: 60px;
    background-color: #0F2A72;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    overflow: hidden;
  }
  
  .Debt-Consolidation-section .icon-circle img {
    max-width: 60%;
    max-height: 60%;
    object-fit: contain;
    aspect-ratio: 1 / 1;
    display: block;
  }
  
  .Debt-Consolidation-section h4 {
    font-weight: bold;
    margin-bottom: 15px;
    font-size: 20px;
    color: #0F2A72;
    margin: 0;
  line-height: 1.3;
  }
  .Debt-Consolidation-section p {
    font-size: 15px;
    color: #555;
  }


  .debt-section {
    background-color: #f4f7fb;
    padding: 60px 15px;
  }

  .debt-section h1 {
    text-align: center;
    font-size: 2.5rem;
    font-weight: bold;
    color: #0f2a72;
    margin-bottom: 40px;
    position: relative;
    animation: fadeInDown 1s ease-out;
  }

  .debt-section h1::after {
    content: "";
    display: block;
    width: 80px;
    height: 4px;
    margin: 10px auto 0;
    background-color: #0f2a72;
    border-radius: 10px;
  }

  .debt-section .column {
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
    animation: fadeInUp 1s ease-in-out;
  }

  .debt-section .pros {
    background-color: #e6f7f1;
    border-top: 5px solid #00c48c;
  }

  .debt-section .cons {
    background-color: #fdecea;
    border-top: 5px solid #e74c3c;
  }

  .debt-section h2 {
    font-size: 1.5rem;
    margin-bottom: 10px;
    color: #222;
  }

  .debt-section .subtitle {
    font-weight: 500;
    color: #444;
    margin-bottom: 25px;
  }

  .debt-section .item {
    position: relative;
    /* padding-left: 40px; */
    margin-bottom: 20px;
    animation: slideIn 0.5s ease-in;
    display: flex;
  }

  .debt-section .item i {
    position: absolute;
    top: 5px;
    left: 0;
    font-size: 18px;
  }
  .debt-section .item img {
    width: 30px;
    height: 30px;
    margin-top: 4px;
  }
  .debt-section .pros .item i {
    color: #00c48c;
  }

  .debt-section .cons .item i {
    color: #e74c3c;
  }

  .debt-section .item-title {
    font-weight: 600;
    font-size: 20px;
    color: #333;
  }

  .debt-section .item-desc {
    color: #555;
    font-size: 15px;
  }

  /* Animations */
  @keyframes fadeInDown {
    from { opacity: 0; transform: translateY(-20px); }
    to { opacity: 1; transform: translateY(0); }
  }

  @keyframes fadeInUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
  }

  @keyframes slideIn {
    from { opacity: 0; transform: translateX(-10px); }
    to { opacity: 1; transform: translateX(0); }
  }


  .debt-compare {
    background: #fff;
    padding: 60px 15px;
    font-family: 'Segoe UI', sans-serif;
  }

  .debt-compare .card {
    position: relative;
    border-radius: 15px;
    box-shadow: 0 0 15px rgba(0,0,0,0.08);
    padding: 30px;
    background: #f8f9fa;
    overflow: hidden;
  }

  .debt-compare .card::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0px;
    width: 6px;
    background-color: #0f2a72;
    border-radius: 4px;
  }

  .debt-compare .title {
    font-size: 1.8rem;
    font-weight: bold;
    color: #0f2a72;
    margin-bottom: 10px;
    display: flex;
    align-items: center;
    gap: 10px;
  }

  .debt-compare .text {
    font-size: 16px;
    margin-bottom: 25px;
    color: #333;
  }

  .debt-compare ul {
    padding-left: 0;
    list-style: none;
  }

  .debt-compare li {
    margin-bottom: 15px;
    position: relative;
    padding-left: 30px;
    font-size: 15px;
    color: #222;
  }

  .debt-compare li::before {
    content: '\f101';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    position: absolute;
    left: 0;
    color: #0f2a72;
  }

  .debt-compare .highlight {
    border: 2px solid #0f2a72;
    border-radius: 8px;
    padding: 12px;
    background: #fff;
    font-weight: 500;
    margin-bottom: 20px;
  }

  @media (max-width: 767px) {
    .debt-compare .title {
      font-size: 1.5rem;
    }
  }

  .light-red-bg{
    background: #F4DCE0;
  }

  .risk-card {
    background: #CA181E;
    border-radius: 15px;
    padding: 25px 20px;
    display: flex;
    align-items: flex-start;
    gap: 20px;
    box-shadow: 0 0 15px rgba(0,0,0,0.05);
    position: relative;
    transition: all 0.3s ease;
    min-height: 161px;
    align-items: center;
    color: #fff;
  }
  
  .risk-card .risk-title{
    font-size: 20px;
    font-weight: 600;
    color: #fff;
  }
  .risk-card:hover {
    box-shadow: 0 10px 30px rgba(0, 46, 109, 0.2);
    transform: translateY(-5px);
  }
  
  .risk-icon {
    width: 60px;
    height: 60px;
    background-color: #fff;
    color: #CA181E;
    display: flex;
    align-items: center;
    justify-content: center;
    transform: rotate(45deg);
    font-size: 22px;
    flex-shrink: 0;
    border-radius: 12px;
    
  }
  
  .risk-icon img {
    transform: rotate(-45deg);
/*    font-size: 28px;*/
width: 40px
  }
  

  .search-box {
    display: inline-flex;
    align-items: center;
    background: transparent;
    border-radius: 30px;
    padding: 0px 0px 0px 10px;
    width: 60%;
    max-width: 600px;
    margin: 0 auto;
    animation: fadeUp 1.5s ease-in-out;
    border: 1px solid #fff;
  }

  .search-box input {
    border: none;
    flex: 1;
    font-size: 16px;
    padding: 10px;
    outline: none;
    background-color: transparent !important;
    background: transparent !important;
    color: #fff;
  }
  .search-box input[type="text"]{
    border: none;
    flex: 1;
    font-size: 16px;
    padding: 10px;
    outline: none;
    background-color: transparent !important;
    background: transparent !important;
    color: #fff;
  }
  .search-box input::placeholder{
    color: #fff;
  }
  .search-box button {
    background: #FFF;
    color: #0f2a72;
    border: none;
    padding: 10px 15px;
    border-radius: 50%;
    cursor: pointer;
    font-size: 16px;
  }


  .calcu-points{margin-bottom: 25px;}
  .calcu-points span{
    font-size: 18px;
    font-weight: 600;
  }
  .calcu-points .bluelight-icon-circle{
    width: 40px;
    height: 40px;
    background: #F3F4F8;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 10px;
  }

  .calcu-points .bluelight-icon-circle i{
    color: #0f2a72;
    font-size: 20px;
  }

  .challenges-section{
    padding: 80px 0;
  }
  .Challenges-card-custom{
    background: #FFF;
    border-radius: 15px;
    padding: 20px;
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
  }
  .Challenges-card-custom:hover{
    box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.2);
  } 

  .Challenges-card-custom .card-img{
    width: 100%;
    height: 100%;
    object-fit: cover;
    margin-bottom: 20px;
  }

  .Challenges-card-custom .card-img img{
    border-radius: 15px;
  }

  .Challenges-card-custom .card-title{
    font-size: 20px;
    font-weight: 600;
    color: #0f2a72;
    margin-bottom: 10px;
  }

  .Challenges-card-custom .card-text{
    font-size: 16px;
    font-weight: 400;
    color: #333;
  }     

  .Challenges-card-custom .btn{
    background: #0f2a72;
    color: #fff;
    border: none;
  }

  


  .content {
    display: flex;
    background: white;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 0 8px rgba(0,0,0,0.1);
    animation: fadeUp 2s ease-in-out;
  }

  .sidebar {
    background: #0f2a72;
    color: white;
    padding: 20px;
    width: 220px;
    display: flex;
    flex-direction: column;
    gap: 10px;
  }

  .sidebar div {
    padding: 10px 15px;
    border-radius: 10px;
    cursor: pointer;
  }

  .sidebar div.active,
  .sidebar div:hover {
    background: white;
    color: #0f2a72;
    font-weight: bold;
  }
  .main-content {
    padding: 20px;
    flex: 1;
  }

  .main-content .card {
    font-weight: 600;
    font-size: 18px;
    color: #000;
    display: flex !important;
    flex-direction: row !important;
    align-items: center !important;
    background: #f9f9f9 !important;
    margin-bottom: 15px !important; 
    padding: 15px !important;
    border-radius: 8px !important;
    box-shadow: 0 1px 3px rgba(0,0,0,0.05) !important;
    transition: transform 0.3s ease !important;
  }

  .main-content .card:hover {
    transform: translateY(-5px);
  }

  .main-content .card img {
    width: 50px;
    height: 50px;
    border-radius: 6px;
    object-fit: cover;
    margin-right: 15px;
  }

  .main-content .explore-btn {
    margin-top: 20px;
    padding: 12px 20px;
    background: #0f2a72;
    color: white;
    border: none;
    border-radius: 20px;
    cursor: pointer;
  }

  @keyframes fadeUp {
    from {
      opacity: 0;
      transform: translateY(30px);
    }
    to {
      opacity: 1;
      transform: translateY(0);
    }
  }

  @media (max-width: 768px) {
    .content {
      flex-direction: column;
    }

    .sidebar {
      width: 100%;
      flex-direction: row;
      overflow-x: auto;
    }

    .sidebar div {
      flex-shrink: 0;
      margin: 5px;
      white-space: nowrap;
    }

    .search-box {
      width: 90%;
    }
  }

  .course-card {
    background: #fff;
    border-radius: 16px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
    padding: 2rem;
    margin-bottom: 2rem;
  }

  .price-badge {
    background-color: #f1f4fb;
    color: #0f2a72;
    font-weight: 700;
    border-radius: 50%;
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    margin-bottom: 1rem;
  }

  .course-btn {
    background-color: #0f2a72;
    border: none;
    border-radius: 999px;
    padding: 0.5rem 1.4rem;
    font-weight: 600;
    color: white;
    margin-right: 1rem;
  }

  .course-image {
    border-radius: 1rem;
    max-width: 100%;
    height: auto;
  }

  @media (max-width: 767.98px) {
    .flex-md-row {
      flex-direction: column !important;
    }

    .text-md-start {
      text-align: center !important;
    }
}


.Debt-Calculators-section .challenge-card .icon-bg {
    left: 10%;
}

.Debt-Calculators-section .cards-wrapper .challenge-card{
  height: 230px;
}
@media only screen and (max-width: 767px){
  #IDofiframeInMainWindow{
    height: 320px !important;
  }
  .Debt-Calculators-section .cards-wrapper .challenge-card{
    height: max-content;
  }
}

.chart-card{
    background: #fff;
    border-radius: 15px;
    padding: 0px;
    box-shadow: 0px 0px 6px rgba(0, 0, 0, 0.1);
    border: none;
}
.chart-card .card-header{
    border: none;
    background-color: #0f2a72;
    color: #fff;
    font-size: 20px;
    font-weight: 600;
    padding: 15px 20px;
}

.Field-Definitions-card{
    background: #fff;
    border-radius: 15px;
    padding: 20px;
    box-shadow: 0px 0px 6px rgba(0, 0, 0, 0.1);
    border: none;
}
.Field-Definitions-card .field-definitions-item{
    margin-bottom: 20px;        
}
.Field-Definitions-card .field-definitions-item:last-child{
    margin-bottom: 0;
}
.Field-Definitions-card .field-definitions-item h5{
    font-size: 18px;
    font-weight: 600;
    margin-bottom: 10px;
}
.Field-Definitions-card .field-definitions-item p{
    font-size: 16px;
    font-weight: 400;
    color: #333;
    margin-bottom: 0;
}




.callout-box {
    background-color: #e8f4fd;
    border-left: 6px solid #0f2a72;
    padding: 20px;
    border-radius: 10px;
    margin-top: -90px;
    margin-bottom: 30px;
    box-shadow: 0 4px 8px rgba(0,0,0,0.08);
  }

  .callout-box a {
    color: #0f2a72;
    font-weight: bold;
    text-decoration: none;
  }

  .tabs-custom {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 30px;
  }

  .tabs-custom .tab-btn {
    background-color: #E7EAF1;
    border: none;
    color: #0f2a72;
    padding: 10px 18px;
    border-radius: 8px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.2s ease;
  }

  .tabs-custom .tab-btn.active,
  .tabs-custom .tab-btn:hover {
    background-color: #0f2a72;
    color: white;
  }

  .tab-content-box {
    background-color: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 0px 8px rgba(0,0,0,0.06);
    max-width: 900px;
    margin: auto;
  }

  .resource-item {
    margin-bottom: 20px;
  }

  .resource-item h6 {
    font-weight: bold;
    margin-bottom: 5px;
  }

  .resource-item a {
    color: #0f2a72;
    text-decoration: none;
  }

  .resource-item a:hover {
    text-decoration: underline;
  }

  @media (max-width: 576px) {
    .hero h1 {
      font-size: 1.6rem;
    }
    .tabs-custom {
      flex-direction: column;
      align-items: center;
    }
  }
  
.Free-Financial-Education-Lesson-Plans{
    max-width: 100%;
    box-shadow: none;
    
}

  .history-section {
      position: relative;
      background: linear-gradient(to bottom, rgba(15, 42, 114, 0.85), rgba(63, 89, 160, 0.85));
      color: #fff;
      padding: 5rem 2rem;
      overflow: hidden;
    }
    .history-content {
      max-width: 1200px;
      margin: auto;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 2rem;
    }
    .history-text h2 {
      font-size: 2.5rem;
      font-weight: 600;
      margin-bottom: 1rem;
    }
    .history-text p {
      font-size: 20px;
      line-height: 40px;
    }
    .history-stats {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 1.5rem;
      margin-top: 2rem;
    }
    .stat-box {
      background: #fff;
      color: #0F2A72;
      padding: 2rem;
      border-radius: 12px;
      box-shadow: 0 8px 20px rgba(0,0,0,0.08);
      text-align: center;
      transition: transform 0.3s ease;
    }
    .stat-box:hover {
      transform: translateY(-10px);
    }
    .stat-box h3 {
      font-size: 2rem;
      margin-bottom: 0.5rem;
      font-weight: 700;
    }
    .stat-box p {
      margin: 0;
      font-weight: 500;
    }
    @media (max-width: 1120px) {
      .history-content {
        grid-template-columns: 1fr;
        text-align: center;
      }
      .history-stats {
        grid-template-columns: 1fr 1fr;
      }
      .address-item{
        display: block !important;
      }
      .address-item .address-icon{
        margin-bottom: 10px !important;
      }

    }
    @media (max-width: 480px) {
      .history-stats {
        grid-template-columns: 1fr;
      }
    }
        /* tca-about-html.css */
.leadership-section {
  background: #fff;
  padding: 60px 20px;
}

.leadership-container {
  max-width: 1100px;
  margin: auto;
}

.leadership-title {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  color: #0f2a72;
  margin-bottom: 40px;
  position: relative;
}

.leadership-title::after {
  content: '';
  display: block;
  width: 60px;
  height: 4px;
  background: #0f2a72;
  margin: 10px auto 0;
  border-radius: 2px;
}

.leadership-card {
  background: #fff;
  display: flex;
  flex-wrap: wrap;
  box-shadow: 0 0 30px rgba(0, 0, 0, 0.07);
  border-radius: 15px;
  overflow: hidden;
  animation: fadeInUp 1s ease;
      padding-left: 30px;
    padding-right: 30px;
}

.leadership-photo {
  flex: 1 1 350px;
  position: relative;
  background: #eaf0fb;
  text-align: center;
  padding: 30px;
}

.leadership-photo img {
  width: 100%;
  max-width: 280px;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.1);
  transition: transform 0.3s ease;
}

.leadership-photo img:hover {
  transform: scale(1.05);
}

.leader-info {
  margin-top: 20px;
}

.leader-info h4 {
  font-size: 20px;
  font-weight: 600;
  margin: 10px 0 5px;
}

.leader-info p {
  margin: 0;
  font-size: 15px;
  color: #777;
}

.learn-btn {
  display: inline-block;
  margin-top: 15px;
  background-color: #0f2a72;
  color: white;
  padding: 10px 20px;
  border-radius: 30px;
  text-decoration: none;
  transition: background-color 0.3s ease;
}

.learn-btn:hover {
  background-color: #0c1f56;
}

.leadership-text {
  flex: 2 1 500px;
  padding: 40px 30px;
  font-size: 17px;
  color: #333;
  line-height: 1.7;
}

@keyframes fadeInUp {
  0% {
    opacity: 0;
    transform: translateY(30px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 768px) {
  .leadership-card {
    flex-direction: column;
  }
  .leadership-text {
    padding: 30px 20px;
    flex: 1 1 100% !important;
  }
}


.board-modern-section {
  background: #F3F4F8;
  padding: 70px 20px;
}

.board-modern-container {
  max-width: 1200px;
  margin: auto;
}
.board-modern-image {
  width: 120px;
  height: 120px;
  margin: 0 auto 20px;
  border-radius: 50%;
  overflow: hidden;
  border: 4px solid #fff;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
  transition: transform 0.3s ease;
}

.board-modern-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.board-modern-card:hover .board-modern-image {
  transform: scale(1.05);
}

.board-modern-title {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  color: #0f2a72;
  margin-bottom: 50px;
  position: relative;
}

.board-modern-title::after {
  content: '';
  display: block;
  width: 60px;
  height: 4px;
  background: #0f2a72;
  margin: 12px auto 0;
  border-radius: 2px;
}

.board-modern-grid {
  display: grid;
  gap: 30px;
  grid-template-columns: repeat(auto-fit, minmax(330px, 1fr));
      padding-left: 30px;
    padding-right: 30px;
}

.board-modern-card {
  background: linear-gradient(to bottom right, #ffffff, #f0f4ff);
  border-radius: 16px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  padding: 30px 25px;
  cursor: pointer;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.board-modern-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.12);
}

.board-modern-card .card-body h4 {
  font-size: 24px;
  font-weight: 600;
  margin-bottom: 10px;
  color: #0f2a72;
}

.board-modern-card .card-body p {
  font-size: 18px;
  line-height: 1.6;
  color: #333;
}

.core-values-section {
  background: #fff;
  padding: 80px 20px;
}

.core-values-container {
  max-width: 1200px;
  margin: auto;
}

.core-values-title {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  color: #0f2a72;
  margin-bottom: 50px;
  position: relative;
}

.core-values-title::after {
  content: '';
  display: block;
  width: 60px;
  height: 4px;
  background: #0f2a72;
  margin: 12px auto 0;
  border-radius: 2px;
}

.core-values-grid {
  display: grid;
  gap: 30px;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      padding-left: 30px;
    padding-right: 30px;
}

.value-card {
  background: #ffffff;
  padding: 30px 25px;
  border-radius: 16px;
  text-align: center;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  border-top: 4px solid #0f2a72;
}

.value-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.1);
}

.value-card .icon {
  color: #0f2a72;
  margin-bottom: 15px;
}

.value-card .icon svg {
  width: 40px;
  height: 40px;
}

.value-card .value-header {
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 10px;
  color: #0f2a72;
  min-height: 60px;
}

.value-card p {
  font-size: 16px;
  color: #000;
  line-height: 1.6;
}

.community-section {
  background: #fff;
  padding: 80px 20px;
}

.community-container {
  max-width: 1200px;
  margin: auto;
}

.community-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 50px;
  align-items: center;
  padding-left: 30px;
    padding-right: 30px;
}

.community-image img {
  width: 100%;
  height: auto;
  border-radius: 16px;
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.1);
  object-fit: cover;
}

.community-content h2 {
  font-size: 32px;
  color: #0f2a72;
  margin-bottom: 20px;
  font-weight: 700;
}

.community-content p {
  font-size: 18px;
  color: #000;
  line-height: 1.6;
  margin-bottom: 30px;
}

.community-btn {
  display: inline-block;
  padding: 12px 28px;
  background-color: #0f2a72;
  color: #fff;
  font-weight: 600;
  border-radius: 8px;
  text-decoration: none;
  transition: background-color 0.3s ease;
}

.community-btn:hover {
  background-color: #0d1f5a;
}


.mv-ethics-section {
  background: #F3F4F8;
  padding: 80px 20px;
  position: relative;
  overflow: hidden;
}

.mv-container {
  max-width: 1200px;
  margin: auto;
}

.mv-heading {
  text-align: center;
  font-size: 36px;
  font-weight: 700;
  color: #0f2a72;
  margin-bottom: 60px;
  position: relative;
}

.mv-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
      padding-left: 30px;
    padding-right: 30px;
}

.mv-card {
  background: #fff;
  border-radius: 16px;
  padding: 30px 25px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.05);
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.mv-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.08);
}

.mv-icon {
  background-color: #0f2a72;
  display: inline-flex;
  padding: 14px;
  border-radius: 50%;
  margin-bottom: 20px;
}

.mv-icon svg {
  width: 28px;
  height: 28px;
  color: #fff;
}

.mv-card h3 {
  font-size: 24px;
  font-weight: 600;
  margin-bottom: 15px;
  color: #0f2a72;
}

.mv-card p {
  font-size: 16px;
  color: #000;
  line-height: 1.6;
}
.industry-standards-section {
  background-color: #F3F4F8;
  padding: 80px 20px;
}

.standards-container {
  max-width: 1200px;
  margin: auto;
  text-align: center;
}

.standards-heading {
  font-size: 36px;
  font-weight: 700;
  color: #0f2a72;
  margin-bottom: 20px;
}

.standards-subtext {
  font-size: 16px;
  color: #555;
  max-width: 800px;
  margin: 0 auto 60px;
  line-height: 1.6;
}

.standards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 40px;
  text-align: left;
}

.standard-card {
  background: #ffffff;
  padding: 30px 25px;
  border-radius: 16px;
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.standard-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, 0.1);
}

.standard-logo {
  max-height: 60px;
  margin-bottom: 20px;
  display: block;
}

.standard-card h3 {
  font-size: 18px;
  font-weight: 600;
  color: #0f2a72;
  margin-bottom: 15px;
}

.standard-card p {
  font-size: 16px;
  color: #000;
  line-height: 1.6;
}

.annual-report-section {
  background-color: #F3F4F8; /* light blue background */
  padding: 50px 20px;
  display: flex;
  justify-content: center;
}

.annual-report-card {
  background: #fff;
  max-width: 400px;
  padding: 30px 25px;
  border-radius: 18px;
  box-shadow: 0 10px 25px rgba(15, 42, 114, 0.15);
  text-align: center;
  color: #000000;
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
}

.annual-report-logo {
  width: 220px;
  margin: 0 auto 15px;
}

.annual-report-title {
  font-size: 1.8rem;
  font-weight: 700;
  margin-bottom: 15px;
  letter-spacing: 1px;
}

.annual-report-description {
  font-size: 18px;
  color: #000;
  line-height: 1.6;
  margin-bottom: 25px;
  padding: 0 10px;
}


@media (max-width: 420px) {
  .annual-report-card {
    max-width: 90vw;
    padding: 25px 15px;
  }
} 



@media (max-width: 420px) {
  .annual-report-card {
    max-width: 90vw;
    padding: 25px 15px;
  }
}



.education-outreach {
  padding: 60px 20px;
  background: #f7f9fc;
}

.education-outreach .container {
  max-width: 1200px;
  margin: 0 auto;
}

.section-title {
  font-size: 2.2rem;
  text-align: center;
  margin-bottom: 20px;
  color: #0F2A72;
  font-weight: bold;
}

.section-subtitle {
  text-align: center;
  font-size: 1.1rem;
  color: #333;
  max-width: 800px;
  margin: 0 auto 40px;
}

.schools-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(330px, 1fr));
  gap: 20px;
}

.school-card {
  background: white;
  padding: 20px 25px;
  border-radius: 12px;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  font-weight: 500;
  color: #0F2A72;
  text-align: center;
}

.school-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.1);
}
#presentation-request {
  background-color: #fff;
}

.presentation-card {
  background-color: #f0f6ff;
  border-left: 6px solid #0F2A72;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(15, 42, 114, 0.08);
  max-width: 800px;
}

.presentation-link {
  color: #0F2A72;
  font-weight: 500;
  text-decoration: underline;
}

.presentation-link:hover {
  color: #0c1f59;
}

.email-link {
  color: #0F2A72;
  font-weight: bold;
  text-decoration: none;
}

.email-link:hover {
  text-decoration: underline;
}

.date-box{
  background: #0f2a72;
  color: #fff;
    font-size: 18px;
    font-weight: 600;
    padding: 8px 15px;
    border-radius: 55px;
}

.date-box h5{
  font-weight: 600;
  line-height: 2;
  font-size: 14px;
  color: #fff;
  border-radius: 15px;
}


.news-section .card-custom{
border-radius: 0px 40px 0px 40px;
}
.news-section .card-custom:hover{
    transform: translateY(0px);
    box-shadow: 0 8px 20px rgba(15,42,114,0.3);
}
.news-section .card-custom .news-section-h5{
  min-height: 100px;
}
.light-box-with-text{
  padding: 5px 15px !important;
  border-radius: 55px !important;
  width: fit-content !important;
    font-size: 16px !important;
    font-weight: 500 !important;
    color: #0F2A72 !important ;
    margin-bottom: 0 !important;
    background: #F3F4F8 !important;
    border-radius: 5px !important;
}

.news-section-btn{
  background: #0f2a72;  
  color: #fff;
  font-size: 16px;
  font-weight: 500;
  padding: 10px 20px;
  border-radius: 5px;
  width: fit-content;
  margin: auto;
  display: block;
  text-decoration: none;
  transition: all 0.3s ease;
  margin-top: 20px;
  border: none;
}
.news-section-btn:hover{
  background: #0f2a72;
  color: #fff;
}

.resources-section-card .checklist{
  list-style: none;
  padding-left: 0;
}
.resources-section-card .checklist li{
  font-size: 16px;
  font-weight: 400;
  color: #333;
  margin-bottom: 10px;
  display: flex;
  align-items: flex-start;
  gap: 10px;
}
.resources-section-card .checklist li i{
  font-size: 20px;
  color: #0f2a72;
} 
.resources-section-card .checklist li p{
  margin-bottom: 0;
  color: #000;
} 

.resources-section-social-icons{
  font-size: 20px;
  color: #0f2a72;
}
.resources-section-social-icons a{
  color: #0f2a72;
}

.Spokespersons-card{
  background: #fff;
  border-radius: 15px;
  padding: 20px;
  box-shadow: 0px 0px 6px rgba(0, 0, 0, 0.1);
  border: none;
  margin-bottom: 20px;
  min-height: 220px;
}
.Spokespersons-card:hover{
  transform: translateY(0px);
  box-shadow: 0 0px 8px rgba(15,42,114,0.3);
}
.Spokespersons-card .card-body h5{
  font-size: 20px;
  font-weight: 600;
  color: #0f2a72;
}
.Spokespersons-card .card-body p{
  font-size: 16px;
  font-weight: 400;
  color: #000;
  min-height: 150px;
}
.Spokespersons-card-1{
border-radius: 0px 0px 40px 0px;
}
.Spokespersons-card-2{
border-radius: 0px 0px 0px 40px;
}
.Spokespersons-card-3{
border-radius: 0px 40px 0px 0px;
}
.Spokespersons-card-4{
border-radius: 40px 0px 0px 0px;
}



.job-card {
  background-color: #f0f4ff;
  border-left: 5px solid #0f2a72;
  border-radius: 12px;
  padding: 30px;
  transition: 0.3s ease;
}

.job-card:hover {
  background-color: #e2ebff;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.05);
}

.job-title {
  font-size: 1.3rem;
  font-weight: 700;
  color: #0f2a72;
}

.apply-link {
  color: #0f2a72;
  text-decoration: underline;
  font-weight: 600;
}



.Why-Join-section .checklist {
  list-style: none;
  padding: 0;
}

.Why-Join-section .checklist li {
  font-size: 16px !important;
  color: #444 !important;
  padding: 8px 0 !important;
  display: flex !important;
  align-items: center !important;
  margin-right: 0px !important;
}

.Why-Join-section .checklist li i {
  color: #0f2a72 !important ;
  font-size: 20px !important;
  margin-right: 10px !important;
}
.Why-Join-section .checklist li i::before{
  font-weight: 600 !important;
}
.Why-Join-section .checklist li p{
  font-size: 16px !important;
  font-weight: 400 !important;
  color: #000 !important;
  margin: 0 !important;
}

.team-box {
  background: linear-gradient(135deg, #0f2a72, #3654a5);
  box-shadow: 0 10px 40px rgba(0,0,0,0.1);
  position: relative;
  overflow: hidden;
}

.team-box .decor-shape {
  position: absolute;
  top: -40px;
  right: -40px;
  width: 200px;
  height: 200px;
  background: rgba(255, 255, 255, 0.07);
  border-radius: 50%;
  z-index: 0;
  animation: float 6s ease-in-out infinite;
}

.team-box h2,
.team-box p {
  position: relative;
  z-index: 1;
}


/*.wpcf7-response-output{
    color: white;
}*/



.footer-inline-menu {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  list-style: none;
  padding: 0;
  margin: 0;
  justify-content: center;
  padding-bottom: 15px;
}

.footer-inline-menu li {
  display: inline;
  position: relative;
}

.footer-inline-menu li::after {
  content: "|";
  margin-left: 10px;
  color: #ccc;
}

.footer-inline-menu li:last-child::after {
  content: "";
}


.accordion-button {
  background-color: white;
  font-weight: 500;
  font-size: 1rem;
  box-shadow: none !important;
}

.accordion-button::after {
  content: "+" !important;
  font-size: 1.5rem;
  color: #000;
  background-image: none !important;
  transform: none !important;
  font-weight: 400;
}
.accordion-button:not(.collapsed){
  background-color: transparent;
}

.accordion-button:not(.collapsed)::after {
  content: "−";
}

.accordion-item {
  border: none;
  border-bottom: 1px solid #ddd;
}

.accordion-item:last-child {
  border-bottom: 1px solid #ddd;
}

.accordion-body {
  font-size: 0.95rem;
  color: #555;
}


.checklist{
    margin-left: 0 auto !important;
}

@media (max-width: 420px) {
.annual-report-card {
max-width: 90vw;
padding: 25px 15px;
}
} 



@media (max-width: 420px) {
.annual-report-card {
max-width: 90vw;
padding: 25px 15px;
}
}


.Evaluate-Debt-section .challenge-card .icon-bg{
  left: 10%;
}


.contact-section {
  padding: 80px 0;
}


.contact-card {
  background: white;
  border-radius: 20px;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  overflow: hidden;
  height: fit-content !important
;
}

.contact-left {
  background: linear-gradient(135deg, #0F2A72, #3b5998);
  color: white;
  padding: 40px !important;
}

.contact-left h2 {
  font-size: 28px;
  font-weight: bold;
}

.contact-left p {
  font-size: 15px;
  line-height: 1.6;
}

.contact-left a {
  color: #ffffff;
  text-decoration: underline;
}

.address-block {
  margin-top: 30px;
}

.address-item {
  display: flex;
  align-items: flex-start;
  gap: 15px;
  margin-bottom: 25px;
}
.video-wrapper {
  background-image: url('your-default-image.jpg'); /* PHP will override this */
  background-size: cover;
  background-repeat: no-repeat;
  background-position: center;
  height: 360px;
  display: flex;
  justify-content: center;
  align-items: center;
}

.vid-div {
  display: flex;
  justify-content: center;
  align-items: center;
  width: 100%;
  height: 100%;
  cursor: pointer;
}

.icon-img {
  max-width: 100px;
  width: 100%;
  height: auto;
}

/* Responsive height */
@media (max-width: 768px) {
  .video-wrapper {
      height: 240px;
  }

  .icon-img {
      max-width: 70px;
  }
}

@media (max-width: 480px) {
  .video-wrapper {
      height: 200px;
  }

  .icon-img {
      max-width: 60px;
  }
}


.address-icon {
  font-size: 25px;
  color: #2e4b8d;
  background: #fff;
  width: 50px;
  border-radius: 50%;
  height: 50px;
  display: flex;
  text-align: center;
  justify-content: center;
  align-items: center;
}

.address-text h6 {
  margin: 0 0 5px;
  font-size: 15px;
  font-weight: 600;
}

.address-text p {
  margin: 0;
  font-size: 14px;
  line-height: 1.5;
}

.contact-form {
  padding: 40px;
}

.contact-form .form-control {
  border-radius: 10px;
  border: 1px solid #ced4da;
}

.btn-submit {
  background: #0F2A72;
  color: white;
  border-radius: 8px;
  font-weight: 600;
  padding: 10px 25px;
  transition: background 0.3s ease;
}

.btn-submit:hover {
  background: #0c1e52;
}

@media (max-width: 767px) {
  .contact-left, .contact-form {
    padding: 30px 20px;
  }
}



.wpcf7-response-output{
    color: rgb(255, 255, 255) !important;
}
.custom-chatbot{
    display: none;
}
.mbile-number-sm-mobile{
  display: none;
}
@media (max-width: 768px) {
.mbile-number-sm-mobile{
  width: -webkit-fill-available;
  display: none;
}
}


.counseling-form .wpcf7-form{
  text-align: start;
}
.counseling-form .wpcf7-form label{
  font-weight: 600;
  color: #000;
}



/* --- Terms of Use & General Page Enhancements --- */
.terms-card {
    border-radius: 18px;
    box-shadow: 0 6px 32px 0 rgba(15,42,114,0.10), 0 1.5px 6px 0 rgba(0,0,0,0.04);
    background: #fff;
    padding: 2.5rem 2rem;
    margin-bottom: 2rem;
    transition: box-shadow 0.3s;
}
.terms-card:hover {
    box-shadow: 0 12px 40px 0 rgba(15,42,114,0.16), 0 2px 8px 0 rgba(0,0,0,0.06);
}
.terms-card h1, .terms-card h2, .terms-card h4 {
    color: #0F2A72;
    font-weight: 700;
    margin-top: 2rem;
    margin-bottom: 1rem;
}
.terms-card h1 {
    font-size: 36px;
    margin-top: 0;
}
.terms-card h2 {
    font-size: 1.4rem;
    border-left: 4px solid #CA181E;
    padding-left: 0.75rem;
    background: #f7f9fc;
    border-radius: 6px;
    font-family: 'Poppins';
}
.terms-card ul {
    padding-left: 1.5rem;
    margin-bottom: 1.5rem;
}
.terms-card li {
    margin-bottom: 0.5rem;
    font-size: 20px;
    color: #222;
    margin-bottom: 1.1rem;
    line-height: 40px;
    font-family: Arial, sans-serif;
}
.terms-card p {
    font-size: 20px;
    color: #222;
    margin-bottom: 0.5rem;
    line-height: 40px;
    font-family: 'Open Sans', sans-serif;
}


.form-floating {
  position: relative;
}

/* Ensure label floats like Bootstrap */
/* .form-floating input:placeholder-shown + label {
  opacity: 0;
  transform: translateY(1rem);
}

.form-floating input.has-value + label {
  opacity: 1;
  transform: scale(0.85) translateY(-0.5rem) translateX(0.15rem);
}


.form-floating label {
  position: absolute;
  top: 0.6rem;
  left: 0.75rem;
  padding: 0 .25rem;
  background: white;
  transition: all 0.2s ease;
  pointer-events: none;
  color: #666;
} */


/* Ensure input container behaves like Bootstrap floating label */
.form-floating {
  position: relative;
}

.form-floating input,
.form-floating select {
  height: 3.5rem;
  padding: 1rem 0.75rem 0.25rem 0.75rem;
  font-size: 1rem;
}



.popup{
  z-index: 99999 !important;
}
.popup .close-btn{
  height: 30px;
    width: 30px;
    align-items: center;
    display: flex;
    justify-content: center;
    border-radius: 50%;
    background-color: #fff;
}
.form-control:focus{
  box-shadow: none;
}

/* Base label style */
.form-floating label {
  position: absolute;
  top: 1rem;
  left: 0px;
  color: #fff;
  font-size: 1rem;
  pointer-events: none;
  padding: 0;
  transition: all 0.2s ease;
}

/* When label floats */
.form-floating label.float {
  top: -0.2rem;
  left: 0rem;
  padding: 0px;
  border-radius: 3px;
  font-size: 0.7rem;
  color: #fff;
}

.btn-outline-primary{
  border: 1px solid #0F2A72 !important;
  color: #0F2A72 !important;
}
.text-red{
  color: #CA181E;
}
.btn-outline-primary:hover{
  background-color: #0F2A72 !important;
  color: #fff !important;
}
.acc-dropdown .dropdown-menu {
  padding: 5px 0px !important;
}
.acc-dropdown .dropdown-menu li a{
  font-size: 14px !important;
  color: #000;
}
.language-dropdown .dropdown-menu li a{
  color: #000;
}
.debt-management-form .wpcf7-not-valid-tip{
  text-align: left !important;
}
.debt-form p{
  margin-bottom: 0px !important;
}
  .debt-form #error-msg{
  text-align: left !important;
}
.error-msg{
      float: inline-start;
    margin-left: 16px;
}

.credit-counseling-steps-section .steps-card .card-body{
  min-height: 435px !important;
}

/* Desktop & large tablets - equal height cards */
@media (min-width: 992px) {
    .credit-counseling-steps-section .row {
        display: flex;
        flex-wrap: wrap;
    }

    .credit-counseling-steps-section .col-lg-3,
    .credit-counseling-steps-section .col-md-3 {
        display: flex;
    }

    .credit-counseling-steps-section .card {
        height: 100%;
        display: flex;
        flex-direction: column;
    }
}

/* Below desktop - remove forced equal heights */
@media (max-width: 991px) {
    .credit-counseling-steps-section .row {
        display: block; /* stack naturally */
    }

    .credit-counseling-steps-section .col-lg-3,
    .credit-counseling-steps-section .col-md-3 {
        display: block;
    }

    .credit-counseling-steps-section .card {
        height: auto;
    }
}




     #field_5_1 legend.gfield_label {
    display: none;
}
#field_5_18 legend.gfield_label {
    display: none;
}
#field_5_5 legend.gfield_label {
    display: none;
}
#field_5_2 legend.gfield_label {
    display: none;
}
#field_5_21 legend.gfield_label {
    display: none;
}
#gform_submit_button_5{
    background-color: #fff;
    color: #000;
    width: auto;
    height: 45px;
    margin: 0 auto;
    display: block;
    font-weight: 600;
    align-items: center;
    margin-top: 10px;
    border-radius: 5px;

}
#input_5_1_3 , #input_5_18_6 , #input_5_5 , #input_5_2 , #input_5_21 {
    background-color: transparent;
    border: none;
    outline: none;
    color: #fff;
    border-radius: 0px;
    appearance: none; /* Removes default dropdown arrow */
    padding-right: 30px; /* Space for custom arrow */
    margin-top: 13px;
}
#input_5_1_3::placeholder {
    color: #fff;
}
#input_5_18_6::placeholder {
    color: #fff;
}
#input_5_5::placeholder {
    color: #fff;
}
#input_5_2::placeholder {
    color: #fff;
}
.gform-field-label{
    display: none;
}

#openPopupBtn {
    padding: 10px 20px;
    font-size: 16px;
    cursor: pointer;
}

.popup {
    display: none; /* Hidden by default */
    position: fixed;
    z-index: 9999999999 !important;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    margin-top: 0px !important;
    overflow: auto;
    background-color: rgba(0, 0, 0, 0.7);
    justify-content: center;
    align-items: center;
    align-content: center;
}

.popup-content {
    position: relative;
    margin: 20px 0 0 200px;
    padding: 20px;
    width: 75%;
    text-align: center;
    height: 90%;
}

#videoPlayer {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.close-btn {
    position: absolute;
    top: 10px;
    right: 10px;
    font-size: 30px;
    font-weight: bold;
    color: red;
    cursor: pointer;
    z-index: 10000;
}

.close-btn:hover,
.close-btn:focus {
    color: black;
}
.main-navigation ul ul a{
  width: 220px !important;
}
.justify-items-center{
  justify-items: center !important;
}
.simpletable td{
  text-align: start !important;
}

@media (max-width: 768px) {
  .cta-section h3,
	.cta-section .h3{
    font-size: 24px;
    line-height: 1.6;
  }
  .inputtablewrapper{
    width: 100%;
    margin: 0 !important;
    padding: 0;
    border-radius: 0px;
  }
  .inputtablewrapper .inputtable{
    width: 100%;
    margin: 0;
    padding: 0;
    border-radius: 0px;
  }
  .popup-content{
    margin: 0 !important;
    width: 100% !important;
    padding: 0 !important;
  } 
  .popup-content #videoPlayer{
    width: 100% !important;
  }
  .popup-content{
    top: 0% !important;
  }
  .popup .close-btn{
    top: 1% !important;
  }
}

@media only screen 
  and (min-device-width: 768px) 
  and (max-device-width: 1024px) 
  and (orientation: landscape) {
  
  .top-header .timing-div {
    display: none;
  }
  .mbile-number-sm-mobile {
    display: none;
  }
  .menu-toggle {
    display: block;
  }
  .main-navigation ul {
    display: none;
  }
}

.tabs-desktop {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
}

.tabs-mobile {
  display: none;
}

@media (max-width: 1120px) {
  .resources-section-card .checklist{
    margin: 0px;
  }
  .cards-wrapper.center-last{
    width: 100%;
  }
}
  @media (max-width: 767px) {
    .cta-overlay{
      height: 600px !important;
    }
  .tabs-desktop {
    display: none;
  }
  .tabs-mobile {
    display: block;
    text-align: center;
    margin: 20px auto;
    width: 90%;
  }

  .tab-select {
    width: 100%;
    max-width: 340px;
    padding: 14px;
    font-size: 16px;
    font-weight: 500;
    color: #333;
    background-color: #fff;
    border: 1.5px solid #e0e0e0;
    border-radius: 10px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg fill='gray' height='24' viewBox='0 0 24 24' width='24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    background-size: 16px 16px;
    transition: all 0.3s ease;
    cursor: pointer;
  }

  .tab-select:focus {
    border-color: #6a5acd; /* modern soft blue */
    box-shadow: 0 0 0 3px rgba(106, 90, 205, 0.2);
    outline: none;
    background-color: #fff;
  }
  .Debt-Management-section .content-box ul{
    margin-left: 0px !important;
  }
  .cards-wrapper.center-last{
    width: 100% !important;
    margin-top: 75px !important;
  }
  .custom-form-section-inner h3,
	.custom-form-section-inner h1 {
    font-size: 2rem !important;
  }
  .debt-section .cons{
    margin-top: 20px !important;
  }
  .debt-compare .col-md-6{
    margin: 20px 0px !important;
  }
}


#testimonial-slider .owl-dots {
  display: block;
  text-align: center;
  margin-top: 20px;
}

/* 4. Optional: Customize dot style if they're white on white background */
.owl-dots .owl-dot span {
  width: 12px;
  height: 12px;
  background: #cfe2ff;
  display: block;
  margin: 5px;
  border-radius: 50%;
  transition: background 0.3s ease;
}

.owl-dots .owl-dot.active span {
  background: #163175;
}


font {
  all: unset !important; /* removes inline Google styles */
  font: inherit !important; /* uses your original font */
  color: inherit !important;
  display: inline;
}




/*Added By Devansh*/
.single-post-wrapper {
  background: #fff;
  color: #333;
}

.single-post-wrapper .post-title {
  font-size: 2.5rem;
  font-weight: 600;
  color: #222;
}

.single-post-wrapper .post-content img {
  max-width: 100%;
  height: auto;
  display: block;
  margin: 1.5rem auto;
  border-radius: 0.5rem;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.post-content {
  font-size: 1.125rem;
  line-height: 1.8;
}

.card-title {
  font-size: 1.25rem;
}

.poweredbylink a:link, .poweredbylink a:visited, .poweredbylink a:active{
  font-size: 18px !important;
}

.gt_switcher_wrapper{
  top: 7px !important;
}
.footer-links-inner{
  justify-self: center !important;
}
.head-con-main p{
  margin-bottom: 0px !important;
}
.logo-housing-bottom img{
  width: 75% !important;
  object-fit: contain !important;
}
.in-the-community-card .icon-bg{
  top: -55px !important;
  left: 9% !important;
}
.pagination .page-item.active .page-link{
  color: #ffffff!important;
    border-color: #0F2A72 !important;
    background-color: #0F2A72 !important;
}
.page-link:focus{
  box-shadow: none !important;
  background-color: #fff !important;
}
.owl-carousel .item img {
  max-width: 100%;
  height: auto;
  display: block;
}


@media (max-width: 767px) {
  .blog-card{
    margin: 10px 20px !important;
  }
  .course-card .course-content .course-content-heading{
    align-items: center !important;
  }
    .course-card .course-content .course-content-heading h5{
    width: 75% !important;
    text-align: start !important;
  }
  .course-card .course-content p{
    text-align: justify !important;
  }
  .footer-links-inner{
    justify-self: start !important;
  }
  .callout-box{
    margin-bottom: 0px !important;
  }
  .content-box p{
    text-align: justify;
  }
  .course-card{
    margin: 10px !important;
  }
  .course-btn{
    margin-right: 0px !important;
    padding: 0.5rem 1rem !important;
  }
}

@media (min-width: 600px) and (max-width: 1024px) {
  .navbar-brand img{
    width: 50% !important;
  }
  .footer-links-inner{
    justify-self: start !important;
  }
  .custom-footer .footer-links h4{
    margin-bottom: 15px !important;
    margin-top: 0px !important;
  }
  .callout-box{
    margin-bottom: 0px !important;
  }
  .custom-tab-section{
    margin-top: 0px !important;
    padding-top: 0px !important;
  }
  .custom-footer .social-icons{
    margin-bottom: 30px !important;
  }
}
.resource-item p, .resource-item a{
  margin-left: 20px !important;
}
.resource-item strong{
  margin-left: 0px !important;
}
.resource-item strong{
  font-size: 24px !important;
  font-weight: 600 !important;
}

@media screen and (min-width: 990px) and (max-width: 1400px) {
  .video-wrapper {
    background-size: contain;  /* ताकि टेक्स्ट वाला हिस्सा कटे नहीं */
    min-height: 350px;         /* ज़रूरत के हिसाब से बढ़ाएं */
  }
}

@media screen and (max-width: 990px) {
  .video-wrapper {
    background-size: contain;
    min-height: 250px;
  }
}


.Debt-Consolidation-section .card-custom p {
  min-height: 40px !important;
}


.pagination-lg .page-link:hover{
  color: #0F2A72 !important;
  background-color : #fff !important;
}
/* Reset clutter */
.mktoForm .mktoOffset,
.mktoForm .mktoGutter,
.mktoForm .mktoInstruction,
.mktoForm .mktoClear {
  display: none !important;
}

/* Form wrapper */
.mktoForm {
  max-width: 600px !important;
  margin: 30px auto !important;
  padding: 30px 25px !important;
  background: #fff !important;
  border-radius: 12px !important;
  box-shadow: 0 4px 16px rgba(0,0,0,0.1) !important;
}

/* Rows – consistent spacing */
.mktoFormRow {
  margin-bottom: 20px !important;
  gap: 20px;
  display: flex;
  flex-direction: column;
}

/* Labels */
.mktoForm label {
  font-size: 14px !important;
  font-weight: 600 !important;
  display: inline-flex !important;
  align-items: center !important;
  margin-bottom: 6px !important;
  color: #333 !important;
}

/* Required asterisk */
.mktoForm .mktoAsterix {
  color: #e63946 !important;
  font-weight: bold !important;
  margin-right: 6px !important;
  position: relative !important;
}

/* Inputs & Selects */
.mktoForm input[type="text"],
.mktoForm input[type="email"],
.mktoForm input[type="tel"],
.mktoForm select,
.mktoForm textarea {
  width: 100% !important;
  padding: 12px 14px !important;
  font-size: 14px !important;
  border: 1px solid #ccc !important;
  border-radius: 8px !important;
  background: #fff !important;
  transition: all 0.25s ease !important;
  margin-bottom: 0 !important;
}

/* Radio & Checkbox lists */
.mktoForm .mktoRadioList,
.mktoForm .mktoCheckboxList {
  display: flex !important;
  gap: 15px !important;
  align-items: center !important;
  flex-wrap: wrap !important;
  margin-top: 8px !important;
  margin-bottom: 0 !important;
}

/* Radio & checkbox inputs */
.mktoForm input[type="radio"],
.mktoForm input[type="checkbox"] {
  margin-right: 6px !important;
  accent-color: #0f2a72 !important;
}

/* Checkbox consent row (Privacy Policy) */
.mktoForm .mktoCheckboxList label {
  display: inline !important;
  font-weight: 500 !important;
  font-size: 14px !important;
  line-height: 1.5 !important;
}

.mktoForm #privacyPolicyandTermsOptIn {
  margin-right: 8px !important;
  vertical-align: middle !important;
  position: relative !important;
  top: 0 !important;
}

/* Submit button */
.mktoForm .mktoButton {
  background: #0f2a72 !important;
  color: #fff !important;
  font-size: 16px !important;
  font-weight: 600 !important;
  padding: 14px 24px !important;
  border-radius: 8px !important;
  border: none !important;
  cursor: pointer !important;
  width: 100% !important;
  transition: background 0.3s ease !important;
}

.mktoForm .mktoButton:hover {
  background: #0d2358 !important;
}

/* Fix consent checkbox alignment */
.mktoForm .mktoFormRow:has(#privacyPolicyandTermsOptIn) {
  display: flex !important;
  align-items: flex-start !important;
  gap: 8px !important;
  margin-bottom: 20px !important;
}

/* Checkbox should stay inline */
#privacyPolicyandTermsOptIn {
  margin-top: 3px !important;
  flex-shrink: 0 !important;
}

/* Consent text */
.mktoForm label[for="privacyPolicyandTermsOptIn"] {
  display: inline-block !important;
  font-size: 14px !important;
  line-height: 1.5 !important;
  margin: 0 !important;
  max-width: 95% !important;
}

/* Links inside consent text */
.mktoForm label[for="privacyPolicyandTermsOptIn"] a {
  color: #0f2a72 !important;
  text-decoration: none !important;
  font-weight: 600 !important;
}
.mktoForm label[for="privacyPolicyandTermsOptIn"] a:hover {
  text-decoration: underline !important;
}

/* --- Align consent checkbox and text --- */
.mktoForm .mktoFormRow:has(#privacyPolicyandTermsOptIn) {
  display: flex !important;
  align-items: flex-start !important;
  gap: 8px !important;
  flex-wrap: wrap !important;
  margin-bottom: 20px !important;
}

/* Checkbox alignment */
#privacyPolicyandTermsOptIn {
  margin-top: 4px !important;
  flex-shrink: 0 !important;
}

/* Consent text inline */
.mktoForm label[for="privacyPolicyandTermsOptIn"] {
  display: inline-block !important;
  font-size: 14px !important;
  line-height: 1.5 !important;
  margin: 0 !important;
  max-width: calc(100% - 30px) !important;
}

/* Error message fix: show directly below consent text */
.mktoForm .mktoFieldWrap.mktoRequiredField:has(#privacyPolicyandTermsOptIn) .mktoError {
  margin-left: 28px !important; /* aligns with text */
  margin-top: 5px !important;
  display: block !important;
  position: relative !important;
}

.mktoErrorMsg{
  color: red !important;
}


/* ================================
Contact Form
================================== */

.home .wpcf7 {
  color: #fff;
}

.home .wpcf7 .form-label {
  color: #fff !important;
  font-weight: 600;
  margin-bottom: .35rem;
}

.home .wpcf7 .req {
  color: #fff;
  font-weight: 700;
  margin-left: .15rem;
}

.home .wpcf7 br {
  display: none;
}

.home .wpcf7 p {
  margin: 0 0 1rem 0;
}

.home .wpcf7 input[type="text"],
.home .wpcf7 input[type="email"],
.home .wpcf7 input[type="tel"],
.home .wpcf7 textarea {
  width: 100%;
  background: transparent !important;
  color: #fff !important;
  border: 0 !important;
  border-bottom: 1px solid rgba(255,255,255,.85) !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  outline: none !important;
}

.home .wpcf7 select {
  width: 100%;
  background: transparent !important;
  color: #fff !important;
  border: 0 !important;
  border-bottom: 1px solid rgba(255,255,255,.85) !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  outline: none !important;
  padding-left: 0 !important;
}

.home .wpcf7 select option {
  color: #111 !important;
}

.home .wpcf7 .form-floating {
  margin-bottom: 1rem;
}

.home .wpcf7 .form-floating > label {
  color: rgba(255,255,255,.88) !important;
  white-space: nowrap;
}

.home .wpcf7 .wpcf7-form-control-wrap {
  display: block;
  width: 100%;
}

.home .wpcf7 input::placeholder,
.home .wpcf7 textarea::placeholder {
  color: rgba(255,255,255,.55) !important;
}

.home .wpcf7 input[type="submit"] {
  padding: .75rem 1.25rem;
  border-radius: .6rem;
  font-weight: 700;
  cursor: pointer;
}

.home .wpcf7 .wpcf7-not-valid-tip {
  color: #ffd1d1 !important;
  font-size: .85rem;
  margin-top: .35rem;
}

.home .wpcf7 .wpcf7-response-output {
  color: #fff !important;
  border: 1px solid rgba(255,255,255,.45) !important;
  margin-top: 1rem;
  padding: .75rem 1rem;
  border-radius: .6rem;
}

.home .wpcf7 .form-disclaimer {
  color: rgba(255,255,255,.9) !important;
  font-size: .80rem;
  line-height: 1.35;
  margin-top: 1rem;
}