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How to Avoid a Foreclosure: Three Steps that Can Save Your Home

The economic hardships of the pandemic, coupled with inflation, have challenged homeowners from all backgrounds and all parts of the nation. Many are struggling to meet their mortgage payments and the threat of foreclosure is looming. This situation can be scary and confusing, so it’s important to fully understand your options to avoid a foreclosure. […]

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Easy Ways to Get Your Home Ready for Summer

Summer is officially here. You’ve probably gotten yourself ready with a new swimsuit, sunglasses and stockpile of sunscreen, but what about your home? If you haven’t already, it’s not too late to prepare it for the warmer months to come. Here are several easy, money-saving tips to get your home ready for summer: Service Your […]

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Avoid These First-Time Homebuyer Mistakes

Buying a home for the first time is a huge step. It’s a decision that can move you closer to financial stability or take you further away, depending on the choices you make during this critical time. Here are some common first-time homebuyer mistakes to avoid on your way to owning a piece of the […]

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5 Home Repairs You Can’t Ignore

You’ve probably spent more time in your home this year than usual, which means more wear and tear on your house and everything in it. It might start out as a small water stain on the ceiling, a patch of missing insulation in the attic, or a small crack in the foundation. But these small […]

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Home Improvements? Ask Yourself These Questions First.

Everyone wants to live in a comfortable, inviting, attractive space. If you’ve been looking around your home and seeing things you’d like to chance, it might be time to for some home improvements. But before you hire a contractor or buy the DIY supplies, you’ll want to ask yourself the following questions: Can I Afford […]

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Beyond Emergency Savings — Start Saving for These Priorities

By now, you’ve probably heard how 40% of Americans can’t afford to pay cash for a $400 emergency. That’s why having a fully-funded emergency savings account is so important. Opinions vary on what exactly fully-funded means, but most experts agree that saving 3-6 months of living expenses in an accessible savings account should be the […]

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5 Smart Ways to Use an Insurance Settlement

Receiving an insurance settlement can be considered a mixed blessing. On the one hand, it’s always nice to receive a lump sum of money you weren’t expecting. On the other, you’re receiving the settlement as a result of less-than-ideal circumstances. But the good thing is, you made it through and now have unexpected funds available […]

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3 Ways to Use Home Equity Responsibly—And 2 to Avoid

One of the many reasons owning a home is considered the “American dream” is because a house builds up equity over time (to estimate a home’s equity, subtract the remaining mortgage balance form the home’s market value). Home owners can then borrow against that equity to pay off debt or finance other big dreams. But […]

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5 Cheap & Easy Ways to Boost Curb Appeal

Whether you’re getting ready to put your house on the market, or just want the best-looking home on the block, boosting its curb appeal is the place to start. And the best part is, it doesn’t take a lot of time, money or DIY skill to do it. Here are five cheap and easy ways […]

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How to Evolve Your Budget as a First-time Homeowner

Transitioning from life as a renter to a first-time homeowner is a big, exciting step. Many things in your life will change, including how you save and spend money. When you rent your living space, your monthly housing expenses include your rent payment, as well as some or all of your utilities, and that’s about […]

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