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What You Need to Know About Retail Credit Cards

It happens all the time. You’re buying something at a store and as you’re getting ready to pay, the cashier asks if you’d like to open the store’s credit card to save 10 (or 15 or 20) percent on your purchase — then they mention that it takes just a few seconds to apply, right […]

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5 Creative Ways to Use Your Tax Refund

Receiving a tax refund is a good news/bad news scenario. The good news, obviously, is that you have a decent chunk of ready cash at your disposal. The bad news is that it means you’ve been having too much tax withheld throughout the year, and should probably consider adjusting your withholding. But if you are […]

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Understanding the Difference Between Needs and Wants

One of the most basic concepts when it comes to saving money is that we must learn how to determine our needs and wants. No matter where you seek financial advice, you’ll see or hear that seemingly simple concept over and over again. At first glance, it does seem simple. Our needs are the things […]

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Dealing with Debt as You Approach Retirement

Whether your vision of retirement includes traveling the world, spending endless days on the golf course, or simply relaxing, there’s one thing it doesn’t include: dealing with high levels of debt. Lingering debt can cast a shadow over your retirement years. Worse yet, it can prevent you from retiring when you would like to. Here […]

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How to Avoid a Foreclosure: Three Steps that Can Save Your Home

The economic hardships of the pandemic, coupled with inflation, have challenged homeowners from all backgrounds and all parts of the nation. Many are struggling to meet their mortgage payments and the threat of foreclosure is looming. This situation can be scary and confusing, so it’s important to fully understand your options to avoid a foreclosure. […]

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What To Do If You Can’t Make Your Car Payment

Sitting down to pay your bills and discovering you’re coming up short for your car payment is a scary moment. You rely on your vehicle for so many things, and the thought of not having it is shocking. Fortunately, there are things you can do to avoid getting to the point where your vehicle is […]

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Financial Topics for High School Graduates

If you have a teenager who is about to graduate high school, congratulations! It’s a huge milestone for both of you. And whether they are planning to head off to college or go straight into the working world, there are several financial topics you’ll want to address with them first. Let’s take a look at […]

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Teach Your Teens These Credit Card Lessons

Giving teens a well-rounded financial education includes helping them understand credit cards. From the pros and cons of credit card usage, to how they differ from debit cards, giving your teen an understanding of the potential risks and rewards of using credit cards can help them avoid costly mistakes in the future. Let’s take a […]

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5 Fun and Educational Financial Apps for Kids

When it comes to teaching kids about money and financial topics, there are more resources available than ever before, including apps. Chances are your kids spend plenty of downtime looking at their screens, so why not make that time productive with apps and games that teach them about money management, banking basics, investments, and more? […]

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Avoid These First-Time Homebuyer Mistakes

Buying a home for the first time is a huge step. It’s a decision that can move you closer to financial stability or take you further away, depending on the choices you make during this critical time. Here are some common first-time homebuyer mistakes to avoid on your way to owning a piece of the […]

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