Dollar bills in a jar representing a savings challenge

Are You Up for a Savings Challenge?

How are you doing on that goal of spending less and saving more? It’s tricky, right? Goals are great, but without a plan to reach them, they can get lost in the daily shuffle. A savings challenge is a fun way to jumpstart working toward your goal while achieving tangible results. Here are several ideas for savings challenges. Give one of them a t...


Hands breaking an unsmoked cigarette in half to represent breaking a bad habit

Quit These Bad Habits to Save Money

There are hundreds of things we do every day without really thinking about them. These unconscious habits create routine and add rhythm to our daily lives. Unfortunately, some of them might be costing us a lot of money, too. If you're just squeaking by between paychecks or stuck with a stagnant savings balance, take a look at your daily habits to s...


Keyboard modified with want and need buttons

Understanding Wants vs. Needs

One of the most basic concepts when it comes to saving money is that we must learn how to determine our wants vs. our needs. No matter where you seek financial advice, you’ll see or hear that seemingly simple concept over and over again. At first glance, it does seem simple. Our needs are the things we must have to sustain us day to day: food,...