printed credit report

Hard vs. Soft Credit Pull — What’s the Difference?

When it comes to your credit, it’s hard to know if all the information you see and hear is true. For example, does applying for a credit card really lower your score? What about getting pre-approved for a mortgage or applying for an auto loan? And you’ve probably heard you should check your credit score regularly, but might be worried that doin...


Woman frustrated by overwhelming tax preparation

5 Easy Tips for Smoother Tax Prep

If you haven’t done your taxes yet, you’re not alone. According to the Internal Revenue Service, they receive a majority of Americans’ returns the week taxes are due. After having extra time to do taxes in 2020, Tax Day this year is once again on April 15. If you are feeling overwhelmed by the thought of tax prep, or simply have no idea how t...


signposts saying success freedom debt

Life After Debt: Money Moves to Make When You Become Debt Free

When you’re focused on the goal of getting out of debt, it’s easy to get caught up in the process and not think beyond achieving that goal. But the fact is, if you are consistent and committed to paying off your debt, it will happen. So what do you do then? If you don’t have a plan for what to do with your money once your debt is paid off, it...


Millennial man reviewing a bank statement online

5 Smart Money Moves to Make in Your 20s

Your 20s are a time to gain experience, explore and even make some mistakes that will teach you invaluable lessons. But financial mistakes don’t have to be among them. While this can be a decade where it’s easy to accumulate debt and develop less-than-ideal financial habits, it doesn’t have to be. Here are five smart money moves you can make...


tips for getting organized on a budget

Easy Tips for Getting Organized on a Budget

If you find yourself spending too much time looking for car keys, the right sweater, your cell phone or other necessities, it’s time to get organized. A disorganized home doesn’t just cost you time and stress, it also costs money. Think of the times you couldn’t find something and bought it new, only to discover you already had it.  Have fun...


Organizing Your Finances in Eight Easy Steps

If you’re like most people, the prospect of organizing your finances is daunting – to say the least. When faced with stacks of account statements, credit card due dates and household bills, it may seem easier to shove it all in a file and close the cabinet drawer. But ignoring your finances and wishing the bills away is never a good formula for...