light bulb and electric bill tips on saving money over summer

Tips for Saving Money on Summer Bills

The warmer months offer ample opportunities to cut costs and boost savings. You can potentially save hundreds of dollars a month by taking advantage of seasonal opportunities and reorganizing your daily routine. Here’s how you can start saving money on summer bills: Save on Air Conditioning If possible, cut down your overall air conditioning us...


Woman shopping with coupons to save money on groceries

5 Ways to Save on Groceries This Year

Cutting food costs is one of the easiest and most effective ways to help you meet your financial goals. Whether you're feeding a family or only responsible for yourself, look for ways to cut food costs and use the money you save to help you pay down debt or pad your emergency savings account. The following tips will help you save money on your f...


Small Life Changes that Make a Big Difference

You may be sitting on hundreds of extra dollars each month – without even knowing it. In today’s economy, that extra cash cushion could mean the difference between financial security and financial distress. American consumers had amassed more than $972 billion in credit card debt at the close of 2008, according to the April 2009 Nilson Repor...


Piggy bank wrapped in heavy chain links

Stop Paying These 5 Fees

Looking for a way to earn a few extra dollars to put toward paying down debt or fattening up your emergency savings account? It can be as easy as eliminating unnecessary fees from your financial life. Review the list of fees below to see which ones you’re paying. They all represent pure profit for the institutions charging them and give you vi...


Dollar sign written on a frosty window

Save Your Money – Plan A Spending Freeze

A spending freeze is just that —  not spending any disposable income for a day, a week, two weeks or longer. A spending freeze can help you learn how you’ve been spending (or wasting) money in the past, and add extra money to your savings account once you’re done. If the thought of not spending any money for a week or longer seems like too m...


Group of kids dressed for prom

Save Money On Prom – The Memories Are What Matter

Ask anyone what they remember about their prom. You’ll hear stories of fun with friends, or maybe some unexpected event that either ruined the night or made the night extra special, or how they just went by themselves, danced with everyone else’s date and had the time of their lives. You won’t hear them respond with how much attending prom co...


Amazon homepage

Saving Money with Amazon Prime

Amazon’s Prime shopping service carries an annual fee I don’t mind paying, even after the recent increase. As of March 20, 2014, the price for Amazon Prime went up to $99.00 from $79.00. For me it’s worth it – I’m a frequent Amazon shopper, a devoted Kindle user and I while I rarely stream movies or TV, when I do, it’s with Amazon. Prim...


5 Ways Spring Cleaning Helps You Save

With the last days of winter upon us (at least according to the calendar), it’s time to start thinking about spring cleaning. The immediate benefits of cleaning and freshening your home after a long winter spent indoors are obvious. What you might not realize about this annual ritual is that it can help you save money in the coming warm weather m...


Save money the smart way

Save Money the SMART Way

We Know This – Saving Money is Hard. Financial advisors offer the same piece of advice to those just starting to save money: everyone should save at least three to six month’s living expenses. And it’s good advice. Having funds to hold you over while you face a job loss, major illness or other expensive life event is a wonderful gift you c...