free babysitting one of many holiday gifts that don't cost money

6 Holiday Gifts that Don’t Cost Money

Maybe you’re dealing with an extremely tight budget. Or maybe you’d like to minimize the consumerism the holidays bring. Whatever your reasons, there are times when you need or want to give a gift without spending any money. But is that even possible in today’s world of one-click purchases and same-day delivery? Absolutely! Here are 6 ideas f...


a coffee maker is one of the small appliances that can help you save money

7 Small Appliances to Help You Save Money

Saving money on your household budget often starts in the kitchen. Any time you can prepare your own food and drinks, you’ll see savings. But with a busy schedule, the time, effort and creativity needed to hone your kitchen skills may be in short supply. That’s where these small appliances come in. They can bridge the gap and help you prepare d...


Mom and dad conducting a family financial audit with their kids

How to Conduct a Family Financial Audit

With the school year in full swing and the holidays quickly approaching, it’s the perfect time to do a family financial audit. Don’t let the sound of it intimidate you. It simply means taking the time to evaluate expenses that affect the whole family and seeing where you can make adjustments to save money. Now that doesn’t sound so bad, right...


Understanding the hidden costs of pet ownership

Discover the Hidden Costs of Pet Ownership

Pets can bring joy, laughter, love — and even add years — to our lives. There’s nothing like coming home after a long day and being greeted by a furry friend who can’t wait to see you. But in addition to all those wonderful things, pets bring something else: added expenses. The American Society for the Prevention of Cruelty to Animals (A...