easy ways to save money on Halloween costumes

5 Ways to Save on Halloween Costumes

With Halloween just weeks away, it’s time to get serious about this year’s costumes. Whether you’re the one getting dressed up or you have to outfit your kids, buying costumes can be really expensive — nearly $40 per costume on average. That’s a good chunk of change, especially since most costumes will only be worn once. Fortunately, ther...


mom and daughter watching a video on a smartphone

Tips to Manage Your Digital Wants and Needs

Technology has changed the way we listen to music, watch movies and TV, go shopping and keep ourselves informed, occupied and entertained from the moment we wake up in the morning until we go to sleep at night. With that shift in lifestyle, you’ve probably also noticed some changes in your spending habits. It’s all too easy to spend much more t...


drinks on the beach at an all-inclusive resort

The Pros and Cons of All-Inclusive Resorts

We’ve all seen the commercials. A gorgeous couple frolicking on a white sand beach by day, followed by an elegant candlelight meal at night, along with quick shots of them parasailing, playing beach volleyball and happily shopping for local trinkets. That’s right. It’s an ad for an all-inclusive resort. They promise a complete vacation experi...


buying used golf equipment is a way to save money on a new hobby

5 Ways to Save Money on a New Hobby

Studies show that participating in hobbies can significantly reduce stress and boost self-esteem. Even spending just a few hours a week doing something you enjoy outside of work, school and family obligations can help you de-stress. However, most hobbies create an added expense that many people on a budget feel like they can’t afford. Fortunately...


Save Money with a No-Spend Weekend

It’s easy to go off the rails and off your budget on the weekends. From impromptu socializing to late-night online shopping, it seems there are reasons to spend money that don’t come up during the week. When you need to rein in your spending and get your budget back on track, a no-spend weekend is the perfect way to reset. But if the idea of a ...


How to Avoid Subscription Overload

It starts out innocently enough. You sign up for a monthly delivery of razor blades or skin care samples or any one of the hundreds of subscription services currently available. It’s convenient, relatively inexpensive, and it’s fun to receive something in the mail you actually want to get. So you try another subscription, and another, and befor...


a couple enjoying retirement by playing with their dog outside

6 Simple Ways To Reduce Expenses During Retirement

When it comes to Americans and retirement savings, the statistics are sobering. Nearly 70-percent of Americans think they will outlive their retirement savings, while just over 20-percent have no money all set aside for retirement. But no matter how much you have saved for retirement, it makes sense to cut down on living costs once you stop working...