Young woman on the phone negotiating lower credit card interest rates.

Do’s and Don’ts of Negotiating Credit Card Interest Rates

Credit card interest rates aren’t etched in stone. In order to retain business, creditors may lower the interest rates of responsible credit card holders who make the effort to ask. A 20-minute phone call could help you drop a few percentage points, but many often wonder: is it worth it?      Let’s take a look at the numbers. If you have ...