use stimulus funds to pay for basic needs

5 Smart Ways to Use the Upcoming Stimulus Payment

On Friday, March 27, the president signed into law the CARES Act (Coronavirus Aid, Relief, and Economic Security) to help Americans manage the financial implications of the COVID-19 pandemic. A major part of this legislation calls for Americans to receive stimulus funds directly from the government. Beginning in late April, individuals with incomes...


expenses to cut from your budget

Expenses to Cut from Your Budget in 2020

New year, new budget. If you haven’t adjusted your budget for 2020 yet, now is the perfect time. Chances are, there are several budget categories that can use a refresh. And cutting out or reducing certain expenses will free up funds so you can do more of what you want this year. Let’s take a look at some of the expenses to cut (or at least cut...


an organized pantry helps minimize food waste

5 Ways to Minimize Food Waste and Save Money

If you feel like you end up throwing away more food than you eat, you’re not alone. Worldwide, more than one-third of all food produced ends up spoiled or thrown away. As Americans, we throw away as much as 40% of the food we buy. This ultimately ends up in landfills, producing methane emissions, which contribute to climate change — yikes! So n...


two members of Generation Z discussing finances

Financial Resolutions for Generation Z

Often dismissed as being glued to their phones or mesmerized by their gaming consoles, members of Generation Z — those born after 1997 — have money on their minds. In fact, 72% of them report feeling stressed about money, according to the 2019 Future of Money Study. Personal finances can seem overwhelming to this generation, but they don’t...


woman discovering surprising personal finance beliefs

5 Surprising Personal Finance Beliefs

With all the world’s information at our fingertips, you’d think consumers would have a good grasp of basic financial information. Surprisingly, many people still don’t understand some of the fundamental concepts of personal finance. Or they continue to believe old, outdated or just plain incorrect information. Let’s take a look at some pers...


are you heading for a financial meltdown

Are You Heading for a Financial Meltdown?

Would you be able to spot it if you were headed for a financial meltdown? For most of us, as long as we’re keeping a roof overhead, putting food on the table and paying our bills, we feel like we’re doing OK financially. But sometimes you have to look a little deeper. It’s possible to be doing all these things and still be headed for a financ...


customer and pharmacist discussing how to save money on prescription drugs

5 Ways to Save Money on Prescriptions

From commercials for the latest miracle drugs to politicians promising to lower prescription drug prices, there’s no escaping the fact that prescription drugs are big business. And sooner or later, we all need to pay for prescriptions. Whether it’s a one-off antibiotic or medications to treat a chronic condition, paying for prescriptions often ...


adult millennial daughter moving out of parent's home

5 Tips to Help Adult Children Move Out on Their Own

The number of adult children who move back in with one or both parents has been on the rise since 2000 and shows no signs of slowing down. In fact, more than 20 percent of adults age 23-37 are currently living at home. The high cost of housing, crushing student loan debt and stagnant wages are just some of the reasons millennials find it difficult ...


Young man celebrating his success to stay out of debt

How to Stay Out of Debt Once You Pay it Off

No matter how long you’ve been working at it, finally getting out of credit card debt is one of the best feelings. It’s a huge achievement and something to be proud of. But what happens now? When you finally achieve this goal that once seemed impossible, it can be challenging to know what to do next, or how to maintain that success. Following t...