Are You Ready to Buy a Home?

Owning a home remains one of the components of living the American Dream. But as the recent housing crisis illustrates, jumping into homeownership without being adequately prepared for everything it entails can be the start of a financial downfall. Owning a home is about much more than having a down payment and being able to pay the mortgage every ...


laundry hanging outside to dry as a way to save money on utility bills

Easy Ways to Get Your Home Ready for Summer

Summer is officially here. You've probably gotten yourself ready with a new swimsuit, sunglasses and stockpile of sunscreen, but what about your home? If you haven't already, it's not too late to prepare it for the warmer months to come. Here are several easy, money-saving tips to get your home ready for summer: Service Your AC Keeping your home...


Turned Down for a Mortgage? Prepare to Apply Again.

More prospective homebuyers are eager to enter the market as the economy improves. Many borrowers find it difficult to navigate stricter lending requirements and successfully reapply for a loan after being turned down for a mortgage. If you’ve been turned down for a mortgage and want to know how to prepare to apply again, start with these tips...


Brick home with icicles hanging off the eaves

Winterize Your Home to Save on Heating Costs

With much of the country already experiencing lower than average temperatures and early snowfall, now is the time to make sure your home is ready for winter. Winterizing your home not only keeps you comfortable, it will help you save on heating costs and minimize the need for costly home repairs. Seal the Leaks  Energy Star estimates that sealin...


woman's hand holding a payroll check

Reverse Mortgage 101: Debunking Common Myths

With so many scams targeted at the elderly, many people wonder whether reverse mortgages are a legitimate option or simply another scheme. Simply said, a reverse mortgage or Home Equity Conversion Mortgage (HECM) enables homeowners 62 years and older to convert part of their home equity into tax-free cash. It may prove a good solution for senior...