How to Avoid Financial Disputes with Roommates

Living with roommates isn’t just for college students anymore. There are plenty of reasons to split the costs of housing and living expenses at any age. But anytime two or more people are involved in a financial transaction, problems and misunderstandings can arise. Here are some ways you can avoid getting into financial conflicts with roommates....


Group of people discussing cosigning a loan

The Pros and Cons of Cosigning a Loan

Having a friend or family member ask you to cosign a loan can trigger a number of questions and concerns. Because someone you care about needs help, it can be tempting to agree to be a cosigner, without thinking through all the possible things that could happen as a result. Here are some things you should know about what it means to be a cosigner, ...


Are You Ready to Buy a Home?

Owning a home remains one of the components of living the American Dream. But as the recent housing crisis illustrates, jumping into homeownership without being adequately prepared for everything it entails can be the start of a financial downfall. Owning a home is about much more than having a down payment and being able to pay the mortgage every ...


tips for managing your credit score

5 Things NOT to Do When Getting Out of Debt

Making the decision to get out of debt can be life-changing. But it can also be frustrating and tempting to give up if you don’t see much progress. Just remember, you didn’t accrue the debt overnight and it’s not going to go away overnight, either. You’ll enjoy more success and less frustration if you can see your credit card balances stead...