Financial Education is the foundation of everything we do. These articles will help improve financial literacy pave the way for financial freedom.
While choosing to rent where you live isn’t as significant a financial decision as buying a home, it’s certainly one that impacts your finances and quality of life. Renting is a great option if you’re on your own for the first time, if you have a job that involves frequent travel and relocation, or if you’d simply rather avoid the financial...
As Americans, we owe the nation’s military veterans our respect and gratitude. Yet, despite the sacrifices they have made to protect us, many veterans and their families find themselves struggling financially. The following is a list of resources for programs and organizations that assist veterans experiencing financial difficulties. Take a look ...
When was the last time you took a good look at your paycheck stub? It’s probably been a while, especially if you have direct deposit. Many companies now manage all payroll tasks electronically, which means you never see a hard check or any piece of paper with your information. And even if you do still receive a paper check stub every two weeks, y...
Sitting down to pay your bills and discovering you’re coming up short for your car payment is a scary moment. You rely on your vehicle for so many things, and the thought of not having it is shocking. Fortunately, there are things you can do to avoid getting to the point where your vehicle is repossessed. Here’s what to do if you can’t make y...
Since 1987, we have helped thousands of people overcome financial challenges through Credit Counseling and other programs. As a nonprofit, we are committed to educating our clients and the general public on ways to spend less, save more and work toward becoming financially fit. Over the years, we have had clients seek Credit Counseling for a wide v...
None of us were born knowing how to handle our finances. It’s a skill that has we learn over time, often with mistakes — aka, learning opportunities — along the way. But there’s no reason young people have to learn all their financial lessons the hard way. Sending them out into the world with no financial foundation practically guarantees t...
If you’re thinking about purchasing a new car, you have perfect timing! August through October is a great time to buy a new vehicle because dealerships are closing out the current model year to get ready for the next. That alone is going to save you money, but there are several more things you can do to ensure buying a new car doesn’t leave you...
For many people, the word ‘budget’ makes them cringe. It conjures up images of penny-pinching, self-denial and not having any fun. But budgeting doesn’t have to be a boring chore. In fact, it shouldn’t be! Planning and managing a budget should actually be something you look forward to doing, because it can help you reach your financial goal...
When you’re focused on the goal of getting out of debt, it’s easy to get caught up in the process and not think beyond achieving that goal. But the fact is, if you are consistent and committed to paying off your debt, it will happen. So what do you do then? If you don’t have a plan for what to do with your money once your debt is paid off, it...
Payday loans have been in the news again recently, as the Consumer Federal Protection Bureau (CFPB) proposes new rules that will force lenders to determine a borrowers’ ability to repay, as well as limit the number of times customers can repeat the loan. Currently, more than 90% of payday loans are repeated an average of seven times, with new fee...
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