If you’re a parent, you have the power to shape your children’s financial futures. From a very young age, kids see how you conduct your financial life, and will follow your lead as they start to earn, save and spend money. Be sure you are modeling the types of behaviors that will lead to your children being responsible with money. Here are five...
When a loved one passes away, the last thing you want to worry about is whether they have outstanding debts to deal with. But when the initial shock and sadness passes, there are a number of financial issues that you need to address, and debt is among them. Take a look at some of the common questions that come up regarding debt after death. Of cour...
Most of us don’t think twice about using direct deposit for our paychecks or swinging by the ATM to grab cash when we’re running low. But for the nearly 16 million US households that are currently "unbanked," those things are impossible. If you’re not familiar with the phrase, a person or household is considered “unbanked” when they are n...
For as long as money has existed, people have had thoughts and opinions about it. And while not everyone will agree about the best ways to earn, save and spend money, many wise people have weighed in with their thoughts on money over the years. Here are several quotes about saving money that resonate with us — whether they were spoken recently or...
When it comes to your credit, it’s hard to know if all the information you see and hear is true. For example, does applying for a credit card really lower your score? What about getting pre-approved for a mortgage or applying for an auto loan? And you’ve probably heard you should check your credit score regularly, but might be worried that doin...
We aren’t born knowing how to handle money and finances. While it seems some people are natural savers and others burn through money the moment they get it, it’s not necessarily nature that causes those behaviors. More often, it’s that we’ve been taught — likely unintentionally — to be a spender or a saver. Fortunately, it’s possible ...
We’ve all been there. Someone asks a highly personal question about your finances in front of a group of people. Or you get stuck paying way more than your portion of a bill on a group dinner. There are any number of uncomfortable money moments that inevitably pop up from time to time. But when handled correctly, you can breeze by them gracefully...
There’s so much to plan for when expecting a baby. Among them are preparing the birth plan, decorating the nursery and stocking up on supplies. But something many expectant parents overlook are the important financial steps to take before or right after the baby’s birth. Check out these 5 money moves for new parents:
Complete Important Pa...
Looking for a new job is always an exciting, nerve-wracking process. Whether you are undertaking a job search by choice, or circumstances pushed you into it, there are several things you should do before you even submit that first application. Here they are:
Review Your Social Media
These days, it’s almost guaranteed that prospective employers ...
People faced with high credit card debt face another challenge, too: picking and choosing from various techniques, strategies and “must-do” approaches to paying off credit card debt.
There are many approaches, but the right strategy for paying off credit card debt depends on your financial habits, personality and motivation for paying balanc...