Financial Education is the foundation of everything we do. These articles will help improve financial literacy pave the way for financial freedom.
Whether on your own or with roommates, moving into your first apartment is a huge milestone. You will love the freedom and independence of having your own place. But it also comes with a lot of financial responsibility that might take you by surprise. Here’s what you need to know about being financially prepared before moving into your first apar...
“FOMO,” which is shorthand for Fear of Missing Out, can affect people of all ages. It happens when you try to keep up with what others are buying, where they’re traveling or what they’re doing, even if you can’t afford it. It’s the modern equivalent of the old phrase: Keeping Up with the Joneses. In other words, it’s overspending caus...
Pets can bring joy, laughter, love — and even add years — to our lives. There’s nothing like coming home after a long day and being greeted by a furry friend who can’t wait to see you. But in addition to all those wonderful things, pets bring something else: added expenses. The American Society for the Prevention of Cruelty to Animals (A...
Reaching any major milestone requires time, patience and commitment. And that’s especially true when it comes to saving money. It’s all too easy to have the best intentions, without ever making real progress toward your savings goals. After all, each paycheck can only stretch so far. Fortunately though, there are some simple, proven things y...
Have you heard of the “pink tax?” It’s what economists call the higher prices on certain products marketed to women. Many everyday products, including razors, shampoo, body lotions and blue jeans, cost more for the “women’s” version than the men’s or gender-neutral version. For example, women’s shampoo costs, on average, almost 5...
We are all about saving money and finding a great bargain. But sometimes, it makes sense to pay a little more for quality and durability. That doesn’t mean paying full retail, however. You always want to try to get the best deal possible by shopping sales, using promo codes and getting cash back. Here are 7 things you won’t regret paying more ...
No one is born knowing how to handle their money and personal finances. We learn these skills over time, through trial and error. There’s no doubt money mistakes can be great teachers, but they’re not the only way for young adults to learn. You can play a part by modeling positive financial habits and regularly talking about financial issues. ...
It happens all the time. You’re buying something at a store and as you’re getting ready to pay, the cashier asks if you’d like to open the store’s credit card to save 10 (or 15 or 20) percent on your purchase — then they mention that it takes just a few seconds to apply, right there on the keypad. In some cases, you will still get the dis...
We all do our best to avoid them, but financial setbacks are an unfortunate fact of life. They can be events on a national scale, like the 2008 housing crisis, or something more personal such as job loss, major illness or excessive credit card debt. And they can strike at any time, even if you’ve been financially stable for years. But no matter w...
No matter how well you budget or how skilled you are at stretching a dollar, everyone is hit with unexpected expenses from time to time. Recent statistics suggest that approximately 57 million Americans don’t have money set aside to pay for an unexpected expense. But whether or not those expenses are the start of a downward financial spiral is up...
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