Credit card statement, pencil and calculator

Top 10 Credit Card Terms

Do you ever look at your credit card or bank statements and wonder what all the financial lingo means? It’s hard to manage your accounts if you don’t know what the words mean and how they will affect you. To celebrate Financial Literacy Month, we’re bringing you a series on financial terms and their meanings. Today we’re focusing on common ...


Educational Resources

We know informed consumers make better choices when it comes to saving and spending their hard-earned dollars, so we strives to provide as much education as possible. In addition to the to the topics covered on this blog, you can learn more practical, useful money management tips in the Financial Academy at Take Charge America. Browse articles on ...


List of New Year's Resolutions written on a calendar

Why Make Your New Year’s Resolutions at New Year’s?

My least favorite day at the fitness center is January 2, when a bunch of folks start to implement their New Year’s resolutions. My favorite cardio machine will be occupied by someone who has forgotten how to sweat. Newbies will sit forever on the most popular machines, trying to recover for one more set. The last week of December, however, is de...


Deposit Advances: What You Need to Know

Many states have started to more tightly regulate or, in some cases, completely ban the practice of granting payday loans. It didn’t take long for some banks to see this as an opportunity and begin offering deposit advances to fill that void. Though named differently and offered by what most would consider more trustworthy lenders, the terms, ...


stack of credit cards with chips

Do You Need to Know Your Credit Score?

Knowing your credit score is just one part of being an informed consumer. But even if you know that magical three-digit number, do you know what it actually means? Here's a quick overview. What is a credit score? A credit score is a three-digit number that reflects the information in your credit report. Most people are familiar with the FICO mode...