Plumber working on pipes under the sink

5 Home Repairs You Can’t Ignore

You've probably spent more time in your home this year than usual, which means more wear and tear on your house and everything in it. It might start out as a small water stain on the ceiling, a patch of missing insulation in the attic, or a small crack in the foundation. But these small signs can mean potentially big trouble in a home, and ignoring...


broken piggy bank represents being out of emergency savings

You’ve Run Out of Emergency Savings — Now What?

The devastating economic effects of COVID-19 have forced millions to live off emergency savings. But as the pandemic continues to affect Americans’ financial lives, many have reached their limits and are wondering where to turn next. If you’ve exhausted your emergency stash and are now running low because of economic and job instability, some c...


couple decided whether or not to use their retirement savings to pay for emergencies

Should I Use Retirement Savings to Pay for Emergencies?

The CARES Act makes it possible for consumers to take up to $100,000 from their 401(k) or 403(b) retirement plans with no penalty. And, although it is taxable, they can pay the taxes over three years. The normal 20% withholding is waived as well. The legislation passed because many people are facing significant financial challenges due to the COVID...


baking bread at home is a good quarantine money habit

Hang On to These Quarantine Money Habits

Our lives have changed in so many ways over the last several months, and we can expect more changes as we all adapt to a “new normal.” For many, there’s been a radical shift for the better in how we look at spending and saving money. And these quarantine money habits are worth continuing, even when all the lockdowns are eventually lifted. Let...


two members of Generation Z discussing finances

Financial Resolutions for Generation Z

Often dismissed as being glued to their phones or mesmerized by their gaming consoles, members of Generation Z — those born after 1997 — have money on their minds. In fact, 72% of them report feeling stressed about money, according to the 2019 Future of Money Study. Personal finances can seem overwhelming to this generation, but they don’t...


the pros and cons of credit cards

The Pros and Cons of Credit Cards

When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’t truly afford. To avoid unmanageable debt, some consumers choose to skip using credit cards at all, while others keep one card strictly for emergenci...