the pros and cons of credit cards

The Pros and Cons of Credit Cards

When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’t truly afford. To avoid unmanageable debt, some consumers choose to skip using credit cards at all, while others keep one card strictly for emergenci...


insurance company employee handing over an insurance settlement check

5 Smart Ways to Use an Insurance Settlement

Receiving an insurance settlement can be considered a mixed blessing. On the one hand, it’s always nice to receive a lump sum of money you weren’t expecting. On the other, you’re receiving the settlement as a result of less-than-ideal circumstances. But the good thing is, you made it through and now have unexpected funds available to help you...


Father and daughter doing laundry together

How to Make Appliances Last Longer

Chances are, you don’t give much thought to your appliances.  You just expect them to be there, working hard, whenever you need them. That is, until something goes wrong and they have to be repaired or replaced. When that happens, it’s likely all you can think about. Fortunately, most appliances are quite reliable when properly used and cared ...


new parent financial moves

5 Essential Financial Moves for New Parents

Having a baby changes everything—including how you save and spend money. With so much going on after having a baby, it’s tempting to want to put off the financial piece of the puzzle until things settle down. But if you do, there’s a good chance you’ll keep pushing it down the road. These five tips for new parents will set your family on th...


ways to bounce back from financial mistakes

7 Tips to Bounce Back from Financial Mistakes

Very few people breeze through life without making some financial mistakes. Whether it’s getting behind on bills, getting talked into a bad investment, loaning money to a friend or family member who fails to pay it back, or any other money mishap, it can stop you from working toward your financial goals. Fortunately, though, it doesn’t have to....