two members of Generation Z discussing finances

Financial Resolutions for Generation Z

Often dismissed as being glued to their phones or mesmerized by their gaming consoles, members of Generation Z — those born after 1997 — have money on their minds. In fact, 72% of them report feeling stressed about money, according to the 2019 Future of Money Study. Personal finances can seem overwhelming to this generation, but they don’t...


the pros and cons of credit cards

The Pros and Cons of Credit Cards

When managed responsibly, credit cards are a useful financial tool. But problems can arise when consumers come to rely on credit cards to pay for everyday purchases, or to fund a lifestyle they can’t truly afford. To avoid unmanageable debt, some consumers choose to skip using credit cards at all, while others keep one card strictly for emergenci...


insurance company employee handing over an insurance settlement check

5 Smart Ways to Use an Insurance Settlement

Receiving an insurance settlement can be considered a mixed blessing. On the one hand, it’s always nice to receive a lump sum of money you weren’t expecting. On the other, you’re receiving the settlement as a result of less-than-ideal circumstances. But the good thing is, you made it through and now have unexpected funds available to help you...


Father and daughter doing laundry together

How to Make Appliances Last Longer

Chances are, you don’t give much thought to your appliances.  You just expect them to be there, working hard, whenever you need them. That is, until something goes wrong and they have to be repaired or replaced. When that happens, it’s likely all you can think about. Fortunately, most appliances are quite reliable when properly used and cared ...