broken piggy bank represents being out of emergency savings

You’ve Run Out of Emergency Savings — Now What?

The devastating economic effects of COVID-19 have forced millions to live off emergency savings. But as the pandemic continues to affect Americans’ financial lives, many have reached their limits and are wondering where to turn next. If you’ve exhausted your emergency stash and are now running low because of economic and job instability, some c...


Man job hunting during the pandemic

5 Tips for Job Hunting During the Pandemic

Searching for a new job is always a challenge. The ongoing pandemic has added new layers of difficulty and uncertainty to the process. But that doesn’t mean it’s impossible to find a new job right now, you just have to go about looking for it a little differently. Let’s take a look at helpful tips for job hunting during the pandemic.     ...


couple decided whether or not to use their retirement savings to pay for emergencies

Should I Use Retirement Savings to Pay for Emergencies?

The CARES Act makes it possible for consumers to take up to $100,000 from their 401(k) or 403(b) retirement plans with no penalty. And, although it is taxable, they can pay the taxes over three years. The normal 20% withholding is waived as well. The legislation passed because many people are facing significant financial challenges due to the COVID...


woman reviewing her medical billing statements

How to Read Medical Billing Statements

As the COVID-19 pandemic continues, Americans are getting tested, visiting health care providers and being hospitalized more than ever before. That means more of us are receiving medical billing statements. Whether for a simple procedure or a multi-day hospital stay, reading medical bills can be frustrating and confusing for those who don’t do it...


young woman conducting a video interview

5 Tips for a Successful Video Interview

One of the many things that’s changed dramatically over the last several months is how Americans interview for jobs. Interviews conducted over video chat are the new norm, and this efficient trend is likely to continue even after in-person interactions fully resume. But if you’re new to video chatting, not used to interviewing (or both), it can...


baking bread at home is a good quarantine money habit

Hang On to These Quarantine Money Habits

Our lives have changed in so many ways over the last several months, and we can expect more changes as we all adapt to a “new normal.” For many, there’s been a radical shift for the better in how we look at spending and saving money. And these quarantine money habits are worth continuing, even when all the lockdowns are eventually lifted. Let...