hipster guy realizing he has made a pandemic money mistake

Avoid These 5 Pandemic Money Mistakes

There’s no doubt 2020 has been one of most unsettling years in recent memory. For many, it’s meant job loss or reduced income. And even if you’ve maintained full employment over the last several months, staying focused has been challenging. All this has led to people making some common pandemic money mistakes. Let’s see what they are, and h...


tips to prepare for a career change

Tips to Prepare Yourself for a Career Change

Whether pushed into it as a result of job loss or you’re simply ready to try something new, preparing for a career change is challenging and exciting. Let’s look at some tips to help make it a smooth transition. Narrow Your Field of Focus You might have a plan in mind and know exactly the types of jobs you want to pursue. Or, you might just k...


how to cut down to a bare bones budget

How to Cut Back to a Bare Bones Budget

The ongoing pandemic has pushed Americans to take a long look at their finances. Many are facing unemployment or reduced income, and those who remain fully employed are being more careful about how they save and spend their money. To keep better track of their money, some people are budgeting for the first time ever — a habit that will hopefully ...


broken piggy bank represents being out of emergency savings

You’ve Run Out of Emergency Savings — Now What?

The devastating economic effects of COVID-19 have forced millions to live off emergency savings. But as the pandemic continues to affect Americans’ financial lives, many have reached their limits and are wondering where to turn next. If you’ve exhausted your emergency stash and are now running low because of economic and job instability, some c...


Man job hunting during the pandemic

5 Tips for Job Hunting During the Pandemic

Searching for a new job is always a challenge. The ongoing pandemic has added new layers of difficulty and uncertainty to the process. But that doesn’t mean it’s impossible to find a new job right now, you just have to go about looking for it a little differently. Let’s take a look at helpful tips for job hunting during the pandemic.     ...


couple decided whether or not to use their retirement savings to pay for emergencies

Should I Use Retirement Savings to Pay for Emergencies?

The CARES Act makes it possible for consumers to take up to $100,000 from their 401(k) or 403(b) retirement plans with no penalty. And, although it is taxable, they can pay the taxes over three years. The normal 20% withholding is waived as well. The legislation passed because many people are facing significant financial challenges due to the COVID...


woman reviewing her medical billing statements

How to Read Medical Billing Statements

As the COVID-19 pandemic continues, Americans are getting tested, visiting health care providers and being hospitalized more than ever before. That means more of us are receiving medical billing statements. Whether for a simple procedure or a multi-day hospital stay, reading medical bills can be frustrating and confusing for those who don’t do it...