A reverse mortgage is a loan that allows you to convert part of your home equity into tax-free cash. It may provide you with financial relief and the ability to better manage daily living expenses.

If you are a homeowner who is at least 62 years old, our HUD-approved reverse mortgage counselors can help you explore this option and determine whether this type of loan is right for you. Our certified financial counselors will guide you through the entire process, which includes:

  • Reviewing the terms of a reverse mortgage loan
  • Evaluating possible alternatives to reverse mortgages
  • Discussing potential financial and tax implications

Call Toll Free 1-866-987-2008
In Arizona Call 623-266-6382

Our HUD-approved counselors are available
Monday through Friday 8 a.m. – 5 p.m. Arizona Standard Time

Many people find themselves in need of financial assistance later in life. Rising medical costs or other unexpected expenses can be difficult to plan for. A reverse mortgage may help you stay in your home longer by getting the in-home help you need to maintain your independence. Regardless of why you need the funds, the money you get back out of your home is yours to use as you choose.

By working with Take Charge America, your counseling session can be completed over the phone. This convenient option may be scheduled any time during our business hours. Simply call toll free 1-866-987-2008 to begin your session right now or schedule it for a future time.

After you complete your counseling session, you will receive a certificate of completion to provide to your lender so they can process your reverse mortgage. You are under no obligation to complete the reverse mortgage and our unbiased, nonprofit counselors are here to help you make the decision that’s best for your situation, whatever it may be.

For your protection, the U.S. Department of Housing and Urban Development (HUD) requires homeowners receive reverse mortgage counseling from an approved third-party organization like Take Charge America. This service requires a $150 fee.

Call toll free 1-866-987-2008 to speak with a certified reverse-mortgage counselor who is ready to help you objectively explore your options.