Homebuyer Education

Homebuyer education services empower new homebuyers with knowledge and resources so they can succeed as homeowners. Courses are offered online or through in-person workshops. One-on-one counseling is also available.

Call 1-866-987-2008.

• In-person Workshops

  Knowledge is key for the successful transition from renting to owning a home. Not only does Take Charge America’s Homebuyer Education Course empower you with that knowledge – but it enables you to apply for Down Payment Assistance. You may be eligible for up to $15,000 in grants to jump start your dreams of homeownership. Download the flyer here.

   

  Join us for a workshop on the home buying process.

  We can help you:

  • Assess the costs of homeownership
  • Review your budget and credit
  • Determine what you can afford to buy
  • Learn how to shop for the best loan
  • Understand lender guidelines
  • Know how to protect your investment

  UPCOMING CLASSES

  WHEN:
  Saturdays- Lunch Provided
  Jun 22nd, 9am-5pm
  Jul 13th, 9am-5pm

  COST:
  Free!

  WHERE:
  Take Charge America
  20620 N. 19th Avenue
  Phoenix, AZ 85027
  Education Room A

  Get Directions >

  Register Today! Fill out the form below or call 623-266-6149

  Step 1 of 2

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  • First Name*
  • Last Name*
  • Phone*
  • Email*
  • Are you located in Arizona?*
    • Yes
    • No
  • Workshop Date*
    Pick A DateJune 22nd, 9am-5pmJuly 13th, 9am-5pmAug 10th, 9am-5pmSep 14th, 9am-5pm

  • Personal Information

    Please provide the following information to complete your registration.
    To view our privacy policy on how we use your information, click Click Here.

  • Borrower

  • Borrower Address
    Street Address Address Line 2 City State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific ZIP Code
  • How long have you lived here?
  • Number of people living in household?
  • Date of Birth (MM-DD-YYYY)
  • Education
    High SchoolAssociate DegreeBachelor's DegreeGraduate or Professional DegreeSome CollegeOtherPrefer Not to Answer
  • Preferred Language
  • Ethnicity
    HispanicNon-hispanicPrefer not to answer
  • Marital Status
    SingleMarriedDivorcedWidowedPrefer Not to Answer
  • Race
    American Indian / Alaska NativeAsianBlack or African AmericanHispanic or LatinoNative Hawaiian or Other Pacific IslanderWhite
  • Gender
    MaleFemaleOtherPrefer not to answer
  • Are you a US Citizen?
    • Yes
    • No
    • Prefer not to answer
  • Will there be a co-borrower applying?
    • Yes

  • Co-Borrower

  • Co-borrower Name
    First Name Last Name
  • Phone
  • Email
  • Date of Birth (MM-DD-YYYY)
  • Education
    High SchoolAssociate DegreeBachelor's DegreeGraduate or Professional DegreeSome CollegeOtherPrefer Not to Answer
  • Preferred Language
  • Ethnicity
    HispanicNon-hispanicPrefer not to answer
  • Gender
    MaleFemaleOtherPrefer not to answer
  • Are you a US Citizen?
    • Yes
    • No
    • Prefer not to answer

  • Pre-purchase Questionnaire

  • Your Estimated Monthly Income
  • Your Estimated Monthly Expenses
  • Current Rent/Lease Payment Amount
  • Where are you in the home buying process?
    Just started thinking about itHave been pre-qualified or pre-approved by a lenderWorking with a real estate professionalHave a signed purchase agreementNear closing
  • In what topic are you most interested?
    (Hold CTRL+CLICK to select multiple)
    Money ManagementCreditFinancingSelecting a homeClosingHome Maintenance
  • Why do you want to buy a home?
    (Hold CTRL+CLICK to select multiple)
    EquityTax BenefitsControl Over EnvironmentSafe Place to Raise A FamilyNot Sure
  • Have you ever owned a home?
    Yes, but more than 3 years agoYes, I do nowNo
  • Have you started saving for down payment or closing costs? If so, how much have you saved?
• Online Course

  Take Charge America is proud to offer a HUD approved Homebuyer Education Workshop. The 8-hour Make Your Move course is available to take at any time and requires a 70% minimum passing score in order to receive the certificate. You can start and stop as needed to fit your schedule. Completing this course is a requirement for qualifying for down-payment assistance like Home in 5,  HOME Plus, Pathways to Purchase and Home Ready.

  • Terms used in the home-buying process
  • How to get the best deal
  • Documents you’ll need to close your loan
  • How to avoid predatory lenders

  Get started now. Take the Online Course
• One-on-One Counseling

  Explore your options with the help of a certified housing counselor. Our HUD-approved counselors can help you determine your home-buying options and optimal budget based on your specific financial situation. This session is catered to you and your readiness to purchase a home.

  If you need to complete training to qualify for down-payment assistance, you will need to complete the online course. Simply speaking with one of our counselors will not provide the necessary certification to meet qualification requirements.

  Our certified housing counselors are available by phone or in person to help answer your questions and explore your options.

  

  Call toll free 1-866-987-2008

  We’re open Monday through Friday, 8 a.m. – 5 p.m.

If you’re an Arizona resident who is ready to own your own home, pre-purchase counseling can provide you with the tools and knowledge to make the right choices. With pre-purchase education, you will learn how to:

• Assess the cost of homeownership
• Determine what you can afford to buy
• Compare loans to find the best options
• Make sense of lender guidelines
• Protect your investment

Our highly-trained, HUD-approved counselors are here to assist you. Our goal is to give you the unbiased information you need to make the best possible decisions for your home financing. That’s why our programs are free or offered for a low cost.

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