Need Help Requalifying for a Loan?
If you have been employed for at least one year, we can help you get back into a home following foreclosure. Our HUD-approved counselors will review your situation and provide the counseling required to qualify for a mortgage faster.
- Online Course
Take Charge America is proud to offer a HUD approved Homebuyer Education Workshop. The 8-hour Make Your Move course is available to take at any time and requires a 70% minimum passing score in order to receive the certificate. You can start and stop as needed to fit your schedule. Completing this course is a requirement for qualifying for down-payment assistance like Home in 5, HOME Plus, Pathways to Purchase and Home Ready.
- Terms used in the home-buying process
- How to get the best deal
- Documents you’ll need to close your loan
- How to avoid predatory lenders
Get started now. Take the Online Course
- One-on-One Counseling
Explore your options with the help of a certified housing counselor. Our HUD-approved counselors can help you determine your home-buying options and optimal budget based on your specific financial situation. This session is catered to you and your readiness to purchase a home.
If you need to complete training to qualify for down-payment assistance, you will need to complete the online course. Simply speaking with one of our counselors will not provide the necessary certification to meet qualification requirements.
Our certified housing counselors are available by phone or in person to help answer your questions and explore your options.
If you’re an Arizona resident who is ready to own your own home, pre-purchase counseling can provide you with the tools and knowledge to make the right choices. With pre-purchase education, you will learn how to:
- Assess the cost of homeownership
- Determine what you can afford to buy
- Compare loans to find the best options
- Make sense of lender guidelines
- Protect your investment
Our highly-trained, HUD-approved counselors are here to assist you. Our goal is to give you the unbiased information you need to make the best possible decisions for your home financing. That’s why our programs are free or offered for a low cost.
We Support You with the Help of Our Community Partners
Call 1-866-987-2008 to speak with a certified housing counselor. We are here Monday through Friday, 8a.m. to 5p.m. Arizona Standard Time to answer your questions and explore your options.