Resources & Knowledge for a Secure Financial Future
Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.
The Latest Financial Guidance
Tips for Making Holiday Travel More Affordable
Getting family together for the holidays is no longer as easy as just going “over the river and through the woods” to grandma’s house. These days, if you want the whole family to celebrate in one location, it’s going to require more extensive holiday travel. If it’s your turn to make the trip this year, […]Read More
Do You Need to Know Your Credit Score?
Knowing your credit score is just one part of being an informed consumer. But even if you know that magical three-digit number, do you know what it actually means? Here’s a quick overview. What is a credit score? A credit score is a three-digit number that reflects the information in your credit report. Most people […]Read More
How Do You Plan To Pay Off Your Student Loans?
Most college graduates incur student loan debt as they finance their education, and you can’t rent a car, book an airline flight or purchase anything online without a credit card. Repaying those debts is where most people struggle, however. Debt reduction solutions do exist, and you can successfully follow a debt management program. Here’s how. […]Read More
Does it Make Sense to Lease a Vehicle?
I am frequently asked if leasing is ever a good idea. The answer is no. Before you get all excited about tax credits and buying a depreciating asset and all that stuff, let me qualify my statement. If you are a CPA or have an MBA and earn at least $100,000 a year you can […]Read More
Assessing Next Steps in Debt Relief
If you’re unsure where to turn, start with a free and confidential credit counseling session. We will review your income, expenses and debts to determine the best course of action.
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You can also call us Monday – Friday from 6 a.m. – 6 p.m. MST at 866-528-0588 to speak with a certified credit counselor.
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Arm yourself with the knowledge to create lifelong financial independence. Get tips and tools for managing debt, developing effective financial habits, budgeting to meet living expenses and saving for the future.Explore Budget Tools