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Resources & Knowledge for a Secure Financial Future

Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.

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The Latest Financial Guidance

Emergency Savings and Peace of Mind

Next week is America Saves Week, sponsored by our friends at America Saves. Their goal is to get people to take the Savings Pledge and start saving a little bit at a time with their eye on a bigger goal. It’s an idea we support whole-heartedly.                   […]

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Valentine’s Day DIYs from the Heart

Valentine’s Day is just a few days away, but it’s not too late to get started on some heartfelt DIY projects for the ones you love. There’s no need to overspend for flowers, chocolate, jewelry or other store-bought gifts when you can make such cute things yourself. Plus, a homemade gift or treat is always […]

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Easy Tips for Getting Organized on a Budget

If you find yourself spending too much time looking for car keys, the right sweater, your cell phone or other necessities, it’s time to get organized. A disorganized home doesn’t just cost you time and stress, it also costs money. Think of the times you couldn’t find something and bought it new, only to discover […]

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Get a Side Job to Make Extra Money

Finding extra money in your budget to pay down debt, contribute to emergency savings account take a vacation can be difficult. But if you think a surprise inheritance from a long-lost wealthy relative is the only way you’ll see extra cash, think again. There are plenty of side jobs that offer decent pay in exchange for […]

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4 Things You Didn’t Know You Could Rent

Most of us have rented cars or hotel rooms, but what about renting textbooks, fitness equipment or even a wedding dress? There are many things available to rent that you’ve probably never considered, but renting rather than buying can be a real money saver; especially for things you only use occasionally. You should also consider […]

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Your 2015 Financial Goals

Whether or not you make New Year’s Resolutions, the New Year is a good time to take stock of important milestones, including your personal financial situation. Did you run up some holiday debt you’d like to pay off quickly? Are you falling short of having $3,000 in your emergency fund? Or maybe you’re thinking it’s […]

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The Best Budget-Friendly, Last-Minute Gifts

With just a few days left until Christmas, there’s a good chance your gift-buying budget is just about maxed out. Here are some easy, inexpensive and thoughtful gifts you can whip up yourself with minimal time and just a few steps. You might even have some of what you need on-hand already. And the best part? […]

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New Twists on Old Financial Scams

While it’s true financial scams and fraud  happen throughout the year, scammers are especially active during the holiday season because they know people are busy and feeling stressed, which leaves them vulnerable to being caught off guard. Fortunately, it’s easy to spot a scam if you stay on guard and know what to look for. […]

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The Thrifty Homebuyer: How to Budget for Your First Home

Buying a house is the single largest investment most of us will make. For many new homeowners, it’s a joyful experience, resulting from hard work, careful planning and prudent saving. For others, the financial impact of home ownership – and the extra costs they didn’t plan on – puts a damper on buying a home, […]

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Steer Clear of Gift Card Scams

With gift cards once again topping the list of most-requested holiday gifts, there’s a good chance you’ll be shopping for at least one of them this holiday season. Unfortunately, gift cards have become very popular with scammers and thieves as well. Here are some ways you can avoid gift card scams and help ensure the […]

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Assessing Next Steps in Debt Relief

If you’re unsure where to turn, start with a free and confidential credit counseling session. We will review your income, expenses and debts to determine the best course of action.

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You can also call us Monday – Friday from 6 a.m. – 6 p.m. MST at 866-528-0588 to speak with a certified credit counselor.

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