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Resources & Knowledge for a Secure Financial Future

Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.

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The Latest Financial Guidance

Money-Saving Tips for Renters

Whether you’re renting your first apartment, renting while saving up for a home or simply prefer the convenience and freedom of renting where you live, you’re in good company. According to the National Multifamily Housing Council, more than 100.8 million American households rent their primary residence. If you’re among that group, check out these money-saving […]

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Easy Ways to Get Your Home Ready for Summer

Summer is officially here. You’ve probably gotten yourself ready with a new swimsuit, sunglasses and stockpile of sunscreen, but what about your home? If you haven’t already, it’s not too late to prepare it for the warmer months to come. Here are several easy, money-saving tips to get your home ready for summer: Service Your […]

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How to Save on Auto Maintenance

It’s a commonly held belief that auto shops and car mechanics can’t be trusted – and you’re especially likely to be swindled if you don’t know much about cars. But despite this general mistrust, there are plenty of shops that provide high-quality service at a fair cost. If you do your homework before scheduling your […]

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How to Save Money on a Road Trip

Summertime is synonymous with sunshine, surf, sand – and road trips. Whether you’re planning a beach vacation, camping trip or coast-to-coast drive, a few small tips will help you save big bucks on the road. Maximize mileage Gas prices typically climb in the summer, so make sure your car gets the best mileage possible. Before […]

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How to Save Money on Yard Work

A beautiful yard is an attractive feature for homeowners, yet the upkeep can be cumbersome and costly. Here’s a quick look at how you can save money on yard work while making your yard a place you want to spend time: Xeriscape  In dryer climates especially, daily watering and irrigation systems can add considerably to […]

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Help Your Teen Find the Right Summer Job

During the Great Recession, teens faced stiff competition for summer jobs from older, more experienced workers who were happy to take any job just to be getting a regular paycheck. Now that the economy has stabilized and most mature workers are back to jobs more in line with their qualifications, the market for teen summer […]

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Be on the Lookout for Senior Financial Scams

Financial scams are an unfortunate fact of life. While no one is immune from them, seniors can be especially vulnerable. Many scammers target seniors, assuming they are not tech savvy or that they have high balances sitting in checking and savings accounts. In fact, a recent report from AIG Life and Retirement reveals senior citizens […]

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5 Ways to Save on Kids’ Birthday Parties

There was a time when kids’ birthday parties were simple affairs, with cake, punch, a few games and goodie bags. But in the age of Facebook and Instagram, the desire to capture and share those picture- perfect party moments has created the perception that parties need to be over-the-top perfect to be a success. Of course, […]

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Easy Ways to Save on Transportation Costs

The recent rise in gas prices happens to coincide with many of us venturing out and driving more as pandemic restrictions ease. If you had sticker shock at the pump the last time you filled your tank, here are some easy ways you can save money on transportation costs: Drive Less This obvious solution can […]

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5 Things to Never Keep in Your Wallet

Many of us carry around wallets chock-full of credit cards, identification and paperwork, thinking it’s a convenient place to keep important documents organized. Unfortunately, it’s a really bad idea. A wallet overflowing with your personal information is an identity thief’s dream. To reduce the risk of identity theft and credit card fraud it’s best to […]

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Assessing Next Steps in Debt Relief

If you’re unsure where to turn, start with a free and confidential credit counseling session. We will review your income, expenses and debts to determine the best course of action.

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