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Resources & Knowledge for a Secure Financial Future

Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.

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The Latest Financial Guidance

Top 5 Things to Buy in the Fall

With back-to-school sales over and Black Friday more than a month away, you may think there are no bargains to be had this time of year. But the period between now and the peak holiday shopping season is actually a surprisingly good time to shop for a wide range of items — from fresh produce […]

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How to Furnish Your Home on a Budget

Whether you have recently moved into a new home or just want to spruce up your current place, buying new furniture can really take a bite out of your budget. Fortunately, there are plenty of alternatives to buying from the furniture store that are more economical and make your home look just as good (or […]

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Cheap and Easy Ways to Go Green

If you haven’t made the effort to “go green” because you think it’s going to be costly and time-consuming, think again. There are lots of small, meaningful things you can do to live a greener, more sustainable lifestyle that are super-affordable. In fact, some might even end up saving you money. Take a look at […]

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5 Smart Money Moves to Make in Your 40s

Reaching your 40s is a big milestone. It means you’ve survived a lot of life’s ups and downs and lived to tell about them. You might finally be on solid financial footing, or still working to achieve your goals. Either way, there are several things you can do in this decade to set yourself up […]

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5 Ways to Save on a Honeymoon

Whether you’re planning a wedding that’s simple and sweet or a lavish affair, chances are what you’re really looking forward to is the honeymoon. It will be the first chance you have to enjoy relaxing together as a married couple, and the memories will last a lifetime. But just like it’s not a good idea […]

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5 Smart Money Moves to Make in Your 30s

Life in your 30s is different for everyone. You may already be married and starting a family, or still enjoying the single life. You might have a house and a mortgage payment, or still want the the flexibility of renting where you live. And you might be firmly established in a thriving career or still figuring […]

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5 Smart Money Moves to Make in Your 20s

Your 20s are a time to gain experience, explore and even make some mistakes that will teach you invaluable lessons. But financial mistakes don’t have to be among them. While this can be a decade where it’s easy to accumulate debt and develop less-than-ideal financial habits, it doesn’t have to be. Here are five smart money […]

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Healthy Financial Habits for Couples

It’s no secret that financial issues and challenges can wear away at even the happiest of couples. Even if couples agree to keep their finances entirely separate, sooner or later they will overlap. But there’s no reason that money or financial habits have to be a point of contention in a relationship. Here are some […]

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Easy Ways to Save on College Costs

As students prepare to descend on college campuses across the country, it’s the perfect time to discuss saving on college costs. While the cost of tuition is a non-negotiable, there are many more ways you can save on the overall costs related to receiving a college degree. Here are several ways you can save on […]

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How to Evaluate a Job Offer

You spent countless hours searching, you aced the interviews, you waited patiently and it finally comes – you’ve just been offered a new job. Congratulations! Few things can match the prospect of a new job for excitement. But before enthusiasm takes over and you sign the offer letter with a dramatic flourish, slow down. You […]

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Assessing Next Steps in Debt Relief

If you’re unsure where to turn, start with a free and confidential credit counseling session. We will review your income, expenses and debts to determine the best course of action.

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