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Resources & Knowledge for a Secure Financial Future

Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.

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The Latest Financial Guidance

5 Cheap & Easy Ways to Boost Curb Appeal

Whether you’re getting ready to put your house on the market, or just want the best-looking home on the block, boosting its curb appeal is the place to start. And the best part is, it doesn’t take a lot of time, money or DIY skill to do it. Here are five cheap and easy ways […]

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5 Tips to Increase Your Chances of Getting a Raise

No matter how happy you are with your current job, you’d probably love to see more money in every paycheck (who wouldn’t, right?). If it’s been a while since the boss let you know you were getting a raise, it’s time to do something about it. These five tips will help you increase your chances […]

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What You Need to Know About Travel Insurance

When you’re planning a vacation — especially if you’re traveling outside the United States — the topic of travel insurance is bound to come up. Before you dismiss it as an extra expense you don’t need, consider what would happen if your trip was cancelled due to circumstances beyond your control. Could you really afford […]

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5 Essential Financial Moves for New Parents

Having a baby changes everything—including how you save and spend money. With so much going on after having a baby, it’s tempting to want to put off the financial piece of the puzzle until things settle down. But if you do, there’s a good chance you’ll keep pushing it down the road. These five tips […]

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How to Save Money While Losing Weight

Whether you need to shed just a few pounds or have a lot to lose, deciding to lose weight and improve your health is a positive step. What many people don’t realize is that losing weight can also be an expensive process. Here are several ideas that will help you save money while working toward […]

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What to Know About Skimmers, Shimmers and Card Security

We talk a lot about keeping your financial information safe and secure online. But what about when you’re doing business in the real world? Do you just assume your transactions are secure? Unfortunately, they’re not. Any time money changes hands — whether in person or online —there are thieves and scammers ready to insert themselves […]

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Try These Money-saving Baby Shower Ideas

Throwing a baby shower for a friend or family member can be a lot of fun. And with some creativity and planning, it doesn’t have to break the bank. Let’s take a look at some tips for hosting a baby shower on a budget.   Find a Free Venue The cost to rent an event […]

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The Consequences of Student Loan Default

Allowing student loans to go into default can have serious financial consequences that can affect your credit for years to come. Here’s what you need to know: Direct Federal Student Loans are in default when they reach 270 days past due Family Federal Education Loans are in default when they are 330 days past due […]

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5 Simple Tips to Organize Your Finances

When it comes to keeping your financial life organized, you want it to be fast, easy and effective. But if you find yourself repeatedly trying to get organized or struggling to stay that way, some old habits might be to blame. Here are some simple tips that can help you organize your finances.   Open […]

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5 Things Millennials Need to Ask Before Moving Away from Home

Many Millennials are choosing to live at home longer than recent previous generations, such as Generation X. And there’s no doubt living at home has its perks. But eventually, everyone craves the freedom of living in their own space. When that time comes, here are some important things Millennials need to consider before moving out […]

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Assessing Next Steps in Debt Relief

If you’re unsure where to turn, start with a free and confidential credit counseling session. We will review your income, expenses and debts to determine the best course of action.

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Arm yourself with the knowledge to create lifelong financial independence. Get tips and tools for managing debt, developing effective financial habits, budgeting to meet living expenses and saving for the future.

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