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Resources & Knowledge for a Secure Financial Future
Take Charge America is dedicated to improving financial literacy among people from all backgrounds facing a variety of financial challenges. Bookmark this page to reference whenever you have a financial question, concern or opportunity.
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The Latest Financial Guidance
What To Do If You Can’t Make Your Car Payment
Sitting down to pay your bills and discovering you’re coming up short for your car payment is a scary moment. You rely on your vehicle for so many things, and the thought of not having it is shocking. Fortunately, there are things you can do to avoid getting to the point where your vehicle is […]
Read MoreFinancial Calculators Help You Plan Your Future
When planning your financial goals, there are certain things you need to know. Not guess. Not estimate, but know with certainty. Our financial calculators can help you figure them out in just a few easy steps. Let’s see what they can tell you. Figuring Out Your Expenses You know exactly how much money you’re spending […]
Read MoreAre You Contributing to Your Financial Anxiety?
As inflation continues to rise, crypto markets crash and filling up at the gas pump makes you cringe, it’s no wonder almost all of us are experiencing some level of financial anxiety. But external factors aside, you may be practicing habits or thought patterns that make that anxiety worse. Are you contributing to your financial […]
Read MoreFinancial Topics for High School Graduates
If you have a teenager who is about to graduate high school, congratulations! It’s a huge milestone for both of you. And whether they are planning to head off to college or go straight into the working world, there are several financial topics you’ll want to address with them first. Let’s take a look at […]
Read MoreHow to Host a Graduation Party on a Budget
When someone in your family is graduating, it’s time to celebrate! If you’re not careful, you can end up spending a lot more than you planned on a graduation party. Fortunately, there are several ways you can throw a memorable celebration without breaking the bank. Plan Your Budget The first order of business is to […]
Read MoreUnderstanding the Impacts of Foreclosure
Losing a home to foreclosure is not something any homeowner wants to face. Unfortunately, there are situations where it’s the inevitable outcome of a financial downturn or poor planning. If you are facing foreclosure, you’ll want to do everything you can to save your home, including receiving HUD-approved housing counseling. A certified housing counselor will […]
Read More7 Tips for Financial Spring Cleaning
Spring’s arrival is the perfect time to tackle ambitious spring cleaning projects like purging closets and pantries. But spring cleaning should go beyond living spaces—your finances can likely use some attention, too. Here are several ways you can review and refresh your financial life: Refresh your budget A realistic and balanced budget is the #1 tool […]
Read MoreThe Truth About Payday Loans
As the cost of everything continues to rise, many people are finding themselves running out funds before their next payday. Some are turning to payday loans or cash advance stores just to make ends meet. In fact, 12 million Americans turn to payday loans every year, but only 14% are able to pay back those […]
Read MoreIs Credit Card Churning a Good Idea?
Have you heard of credit card churning? It’s a process people use to open multiple credit card accounts in a short span of time, collect new customer bonuses such as extra miles or cash back, then close the cards shortly thereafter and start the process all over again. Those who practice churning swear by it […]
Read MoreQuick Tips to Save Money on Gas
After rising for several weeks, gas prices are beginning to level off. But they remain at historic highs and experts predict they won’t start coming down in any meaningful way until late this fall. You probably can’t stop driving until then, so you’ll want to find ways to save money when you fill your tank […]
Read MoreAssessing Next Steps in Debt Relief
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