Q&A Articles

Did You Know? The Real Impact of Credit

Did you know utility and cable companies may check your credit to determine your deposit amount?

Renters and homeowners alike need to budget for electricity, water and cable, yet those with a low credit score may be forced to pay larger security deposits than consumers with a clean credit history.

Did you know your credit score can prevent you from getting a new cell phone?woman-on-cell

A cell phone is a convenience most of us rely on daily. The latest and greatest smart phone might not be within your reach – even if it is within budget – if you have a low credit score. Many cell carriers take scores into account when determining who gets approved for a contract and who doesn’t.

Looking for alternatives to high credit interest rates?

We can help. Our online credit counseling will:

  • Provide a free financial assessment
  • Determine your income, expenses and total debt
  • Create a manageable budget
  • Suggest solutions to help you reach your financial goals, which may include a Debt Management Plan

Clients on a Debt Management Plan typically pay off credit card debt in 5 years or less. Sounds good, right?

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