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Did you know utility and cable companies may check your credit to determine your deposit amount?

Renters and homeowners alike need to budget for electricity, water and cable, yet those with a low credit score may be forced to pay larger security deposits than consumers with a clean credit history.

Did you know your credit score can prevent you from getting a new cell phone?woman-on-cell

A cell phone is a convenience most of us rely on daily. The latest and greatest smart phone might not be within your reach – even if it is within budget – if you have a low credit score. Many cell carriers take scores into account when determining who gets approved for a contract and who doesn’t.

woman working on balancing budget

Struggling with Credit Card Debt?

A debt management plan can help:
  • Consolidate monthly payments
  • Lower interest rates
  • Eliminate collection calls

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Learn How to Monitor Your Credit

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Try These Alternatives to Payday Loans

Payday loans, or payday advances, are typically two-week loans between $100 and $500. A consumer provides a payday lender with a post-dated check and receives cash for the check amount instantly, minus a 15 to 30 percent finance charge. When expressed as an APR (annual percentage rate), this rate can exceed 600% in states where […]

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