Are you ready to pay off debt, save more money and take control of your financial future?

You’re in luck – as a Cigna employee, you have access to free or discounted financial counseling services and resources from Take Charge America, one of the nation’s leading nonprofit credit counseling and debt management agencies.

Free Credit Counseling

Are you struggling with credit card debt? We offer free credit counseling services to help you pay off debt and create a secure financial future.

Available over the phone or online, we will conduct a confidential, personal financial assessment to learn about your current financial situation and determine the best course of action to eliminate your debt. You will also receive a customized action and budget to develop effective spending habits and meet living expenses.

Student Loan Counseling

Unsure where to start when it comes to repaying your student loans? Our counselors can break down the complexity and serve as your advocate, working directly with your loan servicers to set up the best loan repayment option for you. Our clients see an average payment reduction of $450 per month!

Receive free Level 1 student loan counseling – a $50 value – with the discount code PERK. Level 2 counseling costs $300.

Call Now: 866-528-0588

Call Now: 877-784-2008

Founded in 1987, Take Charge America is a nonprofit agency offering financial education and counseling services including credit counseling, debt management, student loan counseling, housing counseling and bankruptcy counseling. We have helped more than 1.6 million consumers nationwide manage their personal finances and debts.