Family carrying moving boxes into a new home

Tips to Save Money on Moving Expenses

Whether moving across town or across the country, relocating can be difficult and expensive; often riddled with unexpected costs. A little planning can go a long way to help keep costs down and reduce financial stress. Here are nine tips to save money on moving expenses: Choose Reputable Movers Hiring a mover can be risky. There are many consume...


How to Avoid Internet and Email Scams

The Internet has permeated nearly every aspect of our lives, from communication to personal finance. Navigating the web and sending emails has become second nature to most. Scammers are continually developing new ways to take advantage of this reliance and trust. Consumers must be cautious with any online transaction. Below, we’ve outlined tips ...


Multicolor pie chart with budget categories

Tips for Tracking Your Expenses

Wise consumers tend to have some similarities when it comes to personal financial management – they track all of their expenses and continually update their financial goals. A monthly budget is a useful tool you can use to track both income and expenses. The information enables you to adjust your spending habits and make better purchasing deci...


How to Start the “Money Talk” with Your Partner

The first big "money talk" can be a pivotal moment in any committed relationship. You can prevent much stress and friction in a relationship by simply opening up the doors of communication, and keeping them open. To help you get started, we have nine tips you can use to make the most of your first big money talk.   Set a Date Don't try to have a...


Getting help from family is an alternative to payday lending

Try These Alternatives to Payday Lending

Payday loans, or payday advances, are typically two-week loans between $100 and $500. A consumer provides a payday lender with a post-dated check and receives cash for the check amount instantly, minus a 15 to 30 percent finance charge. When expressed as an APR (annual percentage rate), this rate can exceed 400 percent. Many consumers can’t af...


Son working with his parents to figure out their finances

How to Discuss Finances with Your Aging Parents

People are living longer than ever before. Thirty years ago, the average life expectancy in the U.S. was 74.5 years. Today, that number is inching toward 80 years due to advances in medical care, awareness about the importance of healthy living, and a variety of other factors.                                               ...


Receipts stuffed in a box waiting to be organized

Tips for Organizing Your Finances

A messy, cluttered house can be stressful, overwhelming and even chaotic. The same goes for your personal finances. Disorganized bills and budgets are not only stressful, they can actually help drive you deeper into debt. Consumers with cluttered finances are more likely to miss payment deadlines, rack up fees, continue poor spending habits and sav...