Dealing wtih Job Uncertainty

There is an old relationship between borrowing and jobs that most economists would probably swear by. When the prospect of unemployment rears its alarming head, individuals and families typically will borrow less or perhaps not at all. Certainly this relationship seems to make common sense. If you and I are more uncertain about having a job next...


Holiday gifts wrapped simply in brown paper and gold twine

How to Save on Holiday Gifts

Gift giving is among the most popular holiday activities. We get that warm fuzzy feeling when we see a loved one unwrap a gift that we spent time, money and care selecting. However, it’s easy to get lost in the holiday glee and end up spending much more than we anticipated. It’s important to remember that your friends and family would never wan...


Financing a College Education

The challenge of getting ready for college today has become a growing problem for many students and their families due to: 1. Growing enrollments and greater numbers of student applicants pressing against limited college facilities, faculty, and other resources. 2. Rising costs of attending college, including increasing tuition costs that hav...


7 Alternatives to a Big-Budget Wedding

If you’re dreaming of a big, gala-style wedding, you’re certainly not alone. Numerous studies show the average U.S. couple spends nearly $30,000 on their wedding. That’s a lot of cash (or credit) to shell out for a single day. While your wedding day signifies an incredible milestone, you shouldn’t let one big party set back your financia...


Happy older couple reviewing finances on a tablet

Five Ways to Help Aging Parents Navigate Finances

Use of technology among senior citizens continues to skyrocket, but many older Americans have difficulty using technological tools for financial matters, preferring instead the same methods they have always used. If your aging parents are experiencing financial challenges, here's how you can help: Real-Time Banking Twenty years ago, you could wri...


Mixing Family and Finances

Mixing family and finances can lead to delicate situations. Whether you’re seeking help or willing to assist a loved one in need, it’s important to take steps to preserve your relationships before money switches hands. In this educational series, we’ll tackle some of the tough financial situations that loved ones face. We’ll equip you wi...


tips on saving for retirement

Tips on Saving for Retirement

For many of us, a "nest egg" may seem like a fantasy. We know we should save for retirement, but we're currently consumed with mortgage payments, auto loans, child care, tuition and credit card debt, among many other expenses. Instead of planning for retirement "later" – or hedging your bets on Social Security – making plans now to fund that...


How to Prevent Identity Theft

The Federal Trade Commission (FTC) estimates that as many as 9 million Americans become victims of identity theft every year. The crime ranges in form and severity, from nabbing a credit card to stealing a Social Security number. While some thefts can be corrected within a couple days, others can take months or even years to sort out, wreaking havo...


Tips for Assisting the Boomerang Generation

Millions of Americans belong to "Generation Boomerang," a term now used to describe 20-somethings who move back in with their parents after graduating college or after several years in the workforce. In some cases, this younger generation moves back home by choice. Others are forced to following significant financial challenges affecting their a...