The real impact of credit, tips on our blog

Did You Know? The Real Impact of Credit

Each of the three credit bureaus – Experian, Transunion and Equifax – maintain separate credit histories and credit scores for each consumer. It's important to check your credit reports at least once a year to ensure all information is accurate and that no one else is using your credit or identity. You can obtain a free credit report from each ...


Car keys on insurance policy

How to Save Money on Auto Insurance

It's doubtful you can get through a TV show or your evening commute without hearing car insurance ads with big promises of saving you money. But how do you know which policy is best for your situation? How do you know if you're spending too much? The following tips will help you identify opportunities to save: Collect insurance quotes before you b...


Professional man excited to get a raise

Your Rights As A Consumer Of Financial Services

I. BORROWERS TOO HAVE RIGHTS. Many people who borrow money believe that all of the rights and advantages of a loan contract go to the lender of funds. Certainly lenders have significant rights as they must have to be able to secure the return of their funds. If the lender is a bank or other financial institution, most of the funds being loaned bel...


Woman checking her credit score on a cell phone

Did You Know? The Real Impact of Credit

Did you know utility and cable companies may check your credit to determine your deposit amount? Renters and homeowners alike need to budget for electricity, water and cable, yet those with a low credit score may be forced to pay larger security deposits than consumers with a clean credit history. Did you know your credit score can prevent you ...


6 Tips for Teaching Kids About Money

Financial savvy starts at a young age. The sooner your children master effective spending and saving habits, the better off they will be later in life. Here are six tips you can use to teach kids about money and managing finances:    Teach by Example First and foremost, children learn by example. If you spend money carelessly, your children ...


Pen poised to sign a life insurance policy

Common Questions About Life Insurance

You work hard to provide for your family. Whether you're the primary breadwinner, a stay-at-home mom or the financial provider for an elderly parent, you should consider buying life insurance to protect those you love most. When should I buy life insurance? If you're married, if you have children, or if you support an elderly parent, it's time to...

Read More

Woman completing a free financial review on her iPad

Insurance Resources

Insurance Resources General: LIFE Foundation http://www.lifehappens.org/ Insurance Information Institute http://www.iii.org/ Insure U http://www.insureuonline.org/ Consumer Reports http://www.consumerreports.org/cro/money/index.htm United Policyholders http://uphelp.org/ Insurance Matters-Community College Edition h...

Read More

two young couples enjoying a wedding with a champagne toast

Financial Resolutions for the New Year

The New Year puts us in the mindset to reorganize, plan and set goals – an ideal time to get your finances in order. No matter your income level, we’ve provided three financial resolutions that will benefit you all year long: Create a Monthly Budget – A budget is a document that measures all of the money that comes in, and the amount ...