Woman using scissors as she's closing a credit card

What to Know Before Closing a Credit Card

If you're thinking about closing a credit card, there are some things to consider before making the call. The desire to close a card once it's paid off is understandable, but doing so actually has the potential to harm your credit score, rather than help it. Closing a credit card can reduce your credit utilization and length of credit history. T...


Tips for Evaluating a Home Warranty Policy

When you purchase a home – whether or not it’s brand new – you will likely be offered a home warranty, but what does it cover, and is it a worthwhile expense? What is a home warranty? It’s a form of insurance that offers discounted repair services or replacement of your home’s appliances and major systems. Coverage may include:  air c...


couple posing in front of a home with a FOR RENT sign

Do You Need Renters Insurance?

For many folks renting housing, renters insurance is simply not on the radar. They assume their landlord will manage any issue with their apartment or rental. It's common to think if the air conditioning goes out, my landlord will fix it. If there's a fire in the building, the landlord will reimburse the cost of my brand new TV and antique dresser....


How to Save Money on a Wedding

Numerous reports show the average cost of a wedding for U.S. couples nears $30,000. That’s an incredible amount of cash for just one day. While it’s important to celebrate the union, it’s also important to weigh the financial impact on your future. If the cost of your wedding affects your ability to pay bills, manage living daily expenses ...


Financial Checkups Throughout Marriage

So you’ve had the big "money talk," you’ve tied the knot, and now what? Are you dreaming of a big house, kids or even a luxury vacation? It takes a lot of work to reach those goals, and regular “financial checkups” are essential. What is a “financial checkup”? A financial checkup involves a regular review of your financial goals and t...


Male patient trying to lower health care costs

Your Prescription for Lower Health Care Costs

The combination of rising health care expenses and a lingering recession has many Americans feeling the pinch. We compiled 10 tips to help you combat these high costs without sacrificing the medical care you need. Stay Healthy: You’ve heard it over and over again – and that’s because it’s true! The best way to keep health care costs in...


Mother and teen daughter reviewing savings progress on a cell phone

Small Life Changes that Make a Big Difference

You may be sitting on hundreds of extra dollars each month – without even knowing it. In today’s economy, that extra cash cushion could mean the difference between financial security and financial distress. Many people think the paycheck-to-paycheck lifestyle is their only option, yet it is possible to save more money on the same income. The...


Save Money on Pricey Pet Care Costs

Pets are beloved members of the family whose sweet meows and wagging tails provide years of laughter and lasting joy. But, as every pet owner knows, pet care costs can add up quickly. According to the ASPCA, cat and dog owners will typically spend $1,000 to $1,900 on pet care in the first year alone. Use these seven tips to reduce expenses witho...