ways to bounce back from financial mistakes

Getting Your Vehicle in Gear

Automobiles are intertwined with American culture. For teens, they’re a symbol of freedom and maturity. As we grow, they often become our primary modes of transportation for work, school, practice and pleasure. For most families, transportation represents their second largest expense category, behind housing. That’s why it’s important to u...


Financial Resolutions for the New Year

The New Year puts us in the mindset to reorganize, plan and set goals – an ideal time to get your finances in order. No matter your income level, we’ve provided three financial resolutions that will benefit you all year long: Create a Monthly Budget – A budget is a document that measures all of the money that comes in, and the amount o...


Take an Interest in Your Interest

Would you spend $20 on a soda or $100 on a T-shirt? Probably not, especially if the cashier is only ringing up a few bucks. However, when using a credit card to make purchases, the price tag only represents a portion of the total purchase. You also need to factor interest into the equation – and in many cases – it can be quite steep. Apple Pie...


Family having a picnic to save money

Save Money on Summer Entertainment & Activities

Many of us spend more money during the summer because we’re surrounded by more temptations. Too hot? Head to the cool mall. Kids bored? Head to a theme park. Summer blockbuster? Have to get to the big screen. You get the gist… To help you save more money, we’ve compiled some cost-conscious tips and affordable alternatives to popular summer a...


advanced online banking is one of the differences between banks and credit unions

Internet Banking: Is it a Good Deal?

Banks and other depository institutions by the busload are going online with their services. Not long ago the federal banking agencies estimated that more than 3500 depository institutions have active web sites. Most of these sites are informational only. They tell you what services the bank offers, where its facilities are located, and how you ...


Identity Theft Prevention Checklist

The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have their identities stolen each year. Identity thieves use consumers' information to commit fraud, theft or other crimes. It can destroy a person’s credit and ruin their good name. It can also cost a lot of time and money to fix. Skilled identity thieves may us...


Home damaged after a storm to make a homeowners insurance claim

How to Save Money on Homeowners Insurance

Homeowners insurance may seem complicated, especially for a first-time homebuyer. You've committed a sizeable portion of your income to your monthly mortgage, and now you have to set aside money for insurance, too. In addition to monthly premiums, many homeowners find the application process difficult. They must take stock of their belongings and a...


Back to School, Back on Budget

Many parents are filled with mixed emotions as "back to school time" comes around each year. They’re excited for their kids to venture outside of the house and hit the books, yet they’re fearful of the costs associated with it. Books, backpacks, supplies, clothes, extracurricular activities, tuition… the list goes on and on. It’s importa...