Skip to Content

Learn to Recognize Holiday Spending Triggers

Whether you can’t get enough of the holiday season, can’t wait until it’s over, or fall somewhere in between, everyone is vulnerable to overspending during this time of year. Constant sales, relentless marketing, holiday houseguests and unrealistic expectations can all lead to overspending. Here’s how to recognize common holiday spending triggers. The Marketing Monster The […]

Read More

How to Balance the Holidays with Inflation

Halloween is on the horizon, which means the rest of the holiday season isn’t far behind. But if your budget it already stretched to the limit, the approaching holiday season may be causing feelings of dread, rather than good cheer. Fortunately, there are plenty of ways to balance the holidays with inflation. Plan Your Spending […]

Read More

Should You Use Savings to Pay off Debt?

When trying to get finances under control, one of the most common questions is whether you should use savings to pay off debt. It’s a great question, but the answer isn’t entirely straightforward. As with all things related to personal finance, it depends on several factors relating to your unique situation. Let’s look at what […]

Read More

How Long Does it Take to Improve Credit?

If you have a credit score, chances are you’re looking for ways to improve it. A clean credit report and a good (or better) credit score opens doors, gives you more choices and helps you save money. When you’re doing the work to make it better, you want to see the results. So how long […]

Read More

Common Questions About Credit Card Balance Transfers

When used carefully, credit card balance transfers can provide convenience and help you save money. But there are also a lot of misunderstandings about the balance transfer process, how to use it and who can benefit. Let’s look at these common questions about credit card balance transfers. How Do I Use a Balance Transfer? The […]

Read More

How Do Credit Scores Affect Your Life?

You probably already know that when it comes to credit scores, the higher the better. But do you really know why? Credit reports and scores contain a lot of information that people and organizations use to make important decisions about your life. Let’s look into  how your credit scores affect your life. New Credit at […]

Read More

5 Signs You Need a Debt Relief Program

Sometimes it can be hard to recognize when debt has become a problem. Many people believe that if they’re making minimum monthly payments on time, everything is fine. But it’s not that simple and in fact, if that’s the situation you find yourself in, everything is most definitely not fine. Let’s take a deeper dive […]

Read More

How to Manage Your Finances When Going on Strike

Being a union member offers many benefits, but it also comes with the possibility of going on strike when necessary. Current, ongoing strikes (or near strikes) in several high-profile industries have put striking in the spotlight. If you belong to a union now or there’s a chance you might in the future, you’re probably thinking […]

Read More

How to Dispute Debt in Collections

No one wants to deal with debt collectors and see the consequences of of collection debt on their credit report. That’s especially true when there’s a mistake and the debt doesn’t belong to you or is past the point when collectors can legally attempt to collect. In those cases, you’ll want to dispute the debt […]

Read More

Debt Management Plans vs. Bankruptcy

When it comes to debt relief options, one size definitely does not fit all. People who are trying to get out of debt have varying levels of debt, income and resources, along with different financial aspirations and goals. So, what’s right for one person or family may not be right for someone else. Let’s look […]

Read More

Call 866-528-0588

Or schedule a call now
Please complete the required fields to continue.
Now Later
By requesting a review you are agreeing to communications from Take Charge America via email, phone and SMS messaging. You can opt out at any time.